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China Art Financial HoldingsCHFHF 48 Debt-to-Equity is 0.03 as of Dec. 2025, which is 200% above its 10-year median of 0.01. GuruFocus rates CHFHF with a GF Score™ of 48/100 and a GF Value™ of $0.04. The stock has 6 warning signs investors should review. Among 454 Credit Services companies, China Art Financial Holdings ranks better than 95.15% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for China Art Financial Holdings's Debt-to-Equity or its related term are showing as below:
CHFHF'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0 Med: 0.01 Max: 0.03
Current: 0.03
During the past 13 years, the highest Debt-to-Equity Ratio of China Art Financial Holdings was 0.03. The lowest was 0.00. And the median was 0.01.
CHFHF's Debt-to-Equity is ranked better than 95.15% of 454
companies
in the Credit Services industry
Industry Median: 1.24
vs CHFHF: 0.03
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
China Art Financial Holdings Debt-to-Equity Related Terms
China Art Financial Holdings Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, China Art Financial Holdings's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Art Financial Holdings Debt-to-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, China Art Financial Holdings's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where China Art Financial Holdings's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Art Financial Holdings (CHFHF) has a Debt-to-Equity of 0.03 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on China Art Financial Holdings and its competitors. This is 200% above median its historical median of 0.01. According to the industry distribution chart, China Art Financial Holdings ranks #22 out of 454 companies in the Credit Services industry, placing it in the top 4.8%.
Is China Art Financial Holdings' Debt-to-Equity too high?
China Art Financial Holdings' current Debt-to-Equity of 0.03 is 200% above median its 10-year median of 0.01. The Credit Services industry median Debt-to-Equity is 1.24. China Art Financial Holdings' value of 0.03 is 97.6% below this industry median. Based on the distribution chart, China Art Financial Holdings ranks #22 out of 454 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, China Art Financial Holdings has a GF Score™ of 48/100, reflecting its overall financial health beyond just this single metric.
How does China Art Financial Holdings' Debt-to-Equity compare to V and MA?
According to the Credit Services industry distribution chart, China Art Financial Holdings ranks #22 out of 454 companies for Debt-to-Equity. This places China Art Financial Holdings in the top 5% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 1.24. China Art Financial Holdings' value of 0.03 is 97.6% below this benchmark. While the company's 10-year median is 0.01 vs. the industry median of 1.24, China Art Financial Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Credit Services company?
The median Debt-to-Equity among Credit Services companies is 1.24, based on 454 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Art Financial Holdings's current Debt-to-Equity of 0.03 is 97.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on China Art Financial Holdings and its competitors. For the Credit Services industry, the median Debt-to-Equity is 1.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Art Financial Holdings's current Debt-to-Equity is 0.03, which is 200% above median its own 10-year median of 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Art Financial Holdings stock overvalued right now?
China Art Financial Holdings (CHFHF) has a current Debt-to-Equity of 0.03. The stock's GF Value™ is $0.04, compared to a current price of $0.01 — trading 70.8% below its estimated fair value. The current Debt-to-Equity is 0.03, which is 200% above median its 10-year median of 0.01 and 97.6% below the Credit Services industry median of 1.24. China Art Financial Holdings' overall GF Score™ is 48/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For China Art Financial Holdings (CHFHF), the current Debt-to-Equity is 0.03 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Art Financial Holdings (CHFHF) Overvalued in 2026?
Based on GuruFocus' analysis, China Art Financial Holdings stock appears to be undervalued.
The current stock price of $0.01 is trading 70.8% below its estimated GF Value™ of $0.04.
Key valuation signals for CHFHF:
Debt-to-Equity: 0.03 (200% above median its 10-year median of 0.01)
GF Value™: $0.04 vs. price of $0.01 (70.8% below fair value)
Industry Position: 97.6% below the Credit Services median (#22 of 454)
No single metric tells the full story. See the CHFHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Art Financial Holdings Ltd is an art finance service provider in China. It is engaged in operating art financing channels. The operating business segments of the company are Art and asset pawn business; Art and asset auction business, and Art and asset sales business. It derives maximum revenue from Art and asset sales business. The company auctions products like Zisha artwork, Calligraphies and paintings, Jewel artwork, and others. Geographically, the company has a business presence in China and Hong Kong, of which a majority of the revenue is derived from China. The group's revenue is principally derived from the PRC.
48GF Score
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