Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. China Art Financial Holdings's
Operating Income
for the
six
months ended in Dec. 2025 was $0.64 Mil. China Art Financial Holdings's Interest Expense for the
six
months ended in Dec. 2025 was $0.00 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. China Art Financial Holdings Ltd has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for China Art Financial Holdings's Interest Coverage or its related term are showing as below:
CHFHF'
s Interest Coverage Range Over the Past 10 Years
Min: 159.06 Med: 373.94 Max: 10224.58
Current: 334.71
CHFHF's Interest Coverage is ranked better than 61.59% of 164
companies
in the Credit Services industry
Industry Median: 49.41
vs CHFHF: 334.71
China Art Financial Holdings (OTCPK:CHFHF) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
China Art Financial Holdings Interest Coverage Related Terms
China Art Financial Holdings Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
China Art Financial Holdings Interest Coverage Chart
For the Credit Services subindustry, China Art Financial Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Art Financial Holdings Interest Coverage vs Credit Services Industry
For the Credit Services industry and Financial Services sector, China Art Financial Holdings's Interest Coverage distribution charts can be found below:
* The bar in red indicates where China Art Financial Holdings's Interest Coverage falls into.
China Art Financial Holdings Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
China Art Financial Holdings (CHFHF) has a Interest Coverage of 0 (At Loss) as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on China Art Financial Holdings and its competitors. Over the past decade, China Art Financial Holdings' Interest Coverage has ranged from 159.06 to 10,224.58. According to the industry distribution chart, China Art Financial Holdings ranks #63 out of 164 companies in the Credit Services industry, placing it in the top 38.4%.
Is China Art Financial Holdings' Interest Coverage too high?
China Art Financial Holdings' current Interest Coverage is 0 (At Loss). Over the past 10 years, this metric has ranged from a low of 159.06 to a high of 10,224.58. Based on the distribution chart, China Art Financial Holdings ranks #63 out of 164 companies in the Credit Services industry, which is above the industry midpoint. Overall, China Art Financial Holdings has a GF Score™ of 48/100, reflecting its overall financial health beyond just this single metric.
How does China Art Financial Holdings' Interest Coverage compare to V and MA?
According to the Credit Services industry distribution chart, China Art Financial Holdings ranks #63 out of 164 companies for Interest Coverage. This puts China Art Financial Holdings in the upper half of its industry. The industry median Interest Coverage is 49.41. Historically, China Art Financial Holdings' own Interest Coverage has ranged from 159.06 to 10,224.58 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Credit Services company?
The median Interest Coverage among Credit Services companies is 49.41, based on 164 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on China Art Financial Holdings and its competitors. For the Credit Services industry, the median Interest Coverage is 49.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Art Financial Holdings's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Art Financial Holdings stock overvalued right now?
China Art Financial Holdings (CHFHF) has a current Interest Coverage of 0 (At Loss). The stock's GF Value™ is $0.03, compared to a current price of $0.01 — trading 61% below its estimated fair value. The current Interest Coverage is 0 (At Loss). China Art Financial Holdings' overall GF Score™ is 48/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For China Art Financial Holdings (CHFHF), the current Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Art Financial Holdings (CHFHF) Overvalued in 2026?
Based on GuruFocus' analysis, China Art Financial Holdings stock appears to be undervalued.
The current stock price of $0.01 is trading 61% below its estimated GF Value™ of $0.03.
Key valuation signals for CHFHF:
Interest Coverage: 0 (At Loss)
GF Value™: $0.03 vs. price of $0.01 (61% below fair value)
No single metric tells the full story. See the CHFHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Art Financial Holdings Ltd is an art finance service provider in China. It is engaged in operating art financing channels. The operating business segments of the company are Art and asset pawn business; Art and asset auction business, and Art and asset sales business. It derives maximum revenue from Art and asset sales business. The company auctions products like Zisha artwork, Calligraphies and paintings, Jewel artwork, and others. Geographically, the company has a business presence in China and Hong Kong, of which a majority of the revenue is derived from China. The group's revenue is principally derived from the PRC.
48GF Score
Get the complete analysis for CHFHF
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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