Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. China Art Financial Holdings's annualized net income for the quarter that ended in Dec. 2025 was $-0.21 Mil. China Art Financial Holdings's average shareholder tangible equity for the quarter that ended in Dec. 2025 was $156.14 Mil. Therefore, China Art Financial Holdings's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was -0.13%.
The historical rank and industry rank for China Art Financial Holdings's Return-on-Tangible-Equity or its related term are showing as below:
CHFHF'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -0.04 Med: 3.41 Max: 24.65
Current: -0.04
During the past 13 years, China Art Financial Holdings's highest Return-on-Tangible-Equity was 24.65%. The lowest was -0.04%. And the median was 3.41%.
CHFHF's Return-on-Tangible-Equity is ranked worse than 79.2% of 524
companies
in the Credit Services industry
Industry Median: 7.055
vs CHFHF: -0.04
China Art Financial Holdings (OTCPK:CHFHF) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
China Art Financial Holdings Return-on-Tangible-Equity Related Terms
China Art Financial Holdings Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Art Financial Holdings Return-on-Tangible-Equity Chart
CHFHF vs V, MA, AXP: Return-on-Tangible-Equity Comparison
For the Credit Services subindustry, China Art Financial Holdings's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Art Financial Holdings Return-on-Tangible-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, China Art Financial Holdings's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where China Art Financial Holdings's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of -0.13% mean?
China Art Financial Holdings (CHFHF) has a Return-on-Tangible-Equity of -0.13% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on China Art Financial Holdings and its competitors. According to the industry distribution chart, China Art Financial Holdings ranks #415 out of 524 companies in the Credit Services industry, placing it in the top 79.2%.
Is China Art Financial Holdings' Return-on-Tangible-Equity too high?
China Art Financial Holdings' current Return-on-Tangible-Equity is -0.13%. Based on the distribution chart, China Art Financial Holdings ranks #415 out of 524 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, China Art Financial Holdings has a GF Score™ of 48/100, reflecting its overall financial health beyond just this single metric.
How does China Art Financial Holdings' Return-on-Tangible-Equity compare to V and MA?
According to the Credit Services industry distribution chart, China Art Financial Holdings ranks #415 out of 524 companies for Return-on-Tangible-Equity. This places China Art Financial Holdings in the lower half of its industry. The industry median Return-on-Tangible-Equity is 7.06. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Credit Services company?
The median Return-on-Tangible-Equity among Credit Services companies is 7.06, based on 524 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on China Art Financial Holdings and its competitors. For the Credit Services industry, the median Return-on-Tangible-Equity is 7.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Art Financial Holdings's current Return-on-Tangible-Equity is -0.13%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Art Financial Holdings stock overvalued right now?
China Art Financial Holdings (CHFHF) has a current Return-on-Tangible-Equity of -0.13%. The stock's GF Value™ is $0.03, compared to a current price of $0.01 — trading 61% below its estimated fair value. The current Return-on-Tangible-Equity is -0.13%. China Art Financial Holdings' overall GF Score™ is 48/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For China Art Financial Holdings (CHFHF), the current Return-on-Tangible-Equity is -0.13% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Art Financial Holdings (CHFHF) Overvalued in 2026?
Based on GuruFocus' analysis, China Art Financial Holdings stock appears to be undervalued.
The current stock price of $0.01 is trading 61% below its estimated GF Value™ of $0.03.
Key valuation signals for CHFHF:
Return-on-Tangible-Equity: -0.13%
GF Value™: $0.03 vs. price of $0.01 (61% below fair value)
No single metric tells the full story. See the CHFHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Art Financial Holdings Ltd is an art finance service provider in China. It is engaged in operating art financing channels. The operating business segments of the company are Art and asset pawn business; Art and asset auction business, and Art and asset sales business. It derives maximum revenue from Art and asset sales business. The company auctions products like Zisha artwork, Calligraphies and paintings, Jewel artwork, and others. Geographically, the company has a business presence in China and Hong Kong, of which a majority of the revenue is derived from China. The group's revenue is principally derived from the PRC.
48GF Score
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Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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