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JF SmartInvest Holdings has a Cash Ratio of 1.41. It generally indicates that the company is able to cover all short-term debt and still have cash remaining.
The historical rank and industry rank for JF SmartInvest Holdings's Cash Ratio or its related term are showing as below:
FRA:D6U'
s Cash Ratio Range Over the Past 10 Years
Min: 0.51 Med: 1.29 Max: 2.22
Current: 1.61
During the past 8 years, JF SmartInvest Holdings's highest Cash Ratio was 2.22. The lowest was 0.51. And the median was 1.29.
FRA:D6U's Cash Ratio is ranked better than 73.95% of 261
companies
in the Education industry
Industry Median: 0.72
vs FRA:D6U: 1.61
JF SmartInvest Holdings (FRA:D6U) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
JF SmartInvest Holdings Cash Ratio Related Terms
JF SmartInvest Holdings Cash Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Education & Training Services subindustry, JF SmartInvest Holdings's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
JF SmartInvest Holdings Cash Ratio vs Education Industry
For the Education industry and Consumer Defensive sector, JF SmartInvest Holdings's Cash Ratio distribution charts can be found below:
* The bar in red indicates where JF SmartInvest Holdings's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JF SmartInvest Holdings (FRA:D6U) has a Cash Ratio of 1.41 as of Jun. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on JF SmartInvest Holdings and its competitors. This is near median its historical median of 1.29. Over the past decade, JF SmartInvest Holdings' Cash Ratio has ranged from 0.51 to 2.22. According to the industry distribution chart, JF SmartInvest Holdings ranks #68 out of 261 companies in the Education industry, placing it in the top 26.1%.
Is JF SmartInvest Holdings' Cash Ratio too high?
JF SmartInvest Holdings' current Cash Ratio of 1.41 is near median its 10-year median of 1.29. Over the past 10 years, this metric has ranged from a low of 0.51 to a high of 2.22. The Education industry median Cash Ratio is 0.72. JF SmartInvest Holdings' value of 1.41 is 95.8% above this industry median. Based on the distribution chart, JF SmartInvest Holdings ranks #68 out of 261 companies in the Education industry, which is above the industry midpoint. Overall, JF SmartInvest Holdings has a GF Score™ of 94/100, reflecting its overall financial health beyond just this single metric.
How does JF SmartInvest Holdings' Cash Ratio compare to EDU and TAL?
According to the Education industry distribution chart, JF SmartInvest Holdings ranks #68 out of 261 companies for Cash Ratio. This puts JF SmartInvest Holdings in the upper half of its industry. The industry median Cash Ratio is 0.72. JF SmartInvest Holdings' value of 1.41 is 95.8% above this benchmark. Historically, JF SmartInvest Holdings' own Cash Ratio has ranged from 0.51 to 2.22 over the past decade. While the company's 10-year median is 1.29 vs. the industry median of 0.72, JF SmartInvest Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for an Education company?
The median Cash Ratio among Education companies is 0.72, based on 261 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. JF SmartInvest Holdings's current Cash Ratio of 1.41 is 95.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on JF SmartInvest Holdings and its competitors. For the Education industry, the median Cash Ratio is 0.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JF SmartInvest Holdings's current Cash Ratio is 1.41, which is near median its own 10-year median of 1.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JF SmartInvest Holdings stock overvalued right now?
JF SmartInvest Holdings (FRA:D6U) has a current Cash Ratio of 1.41. The stock's GF Value™ is €3.21, compared to a current price of €2.88 — trading 10.3% below its estimated fair value. The current Cash Ratio is 1.41, which is near median its 10-year median of 1.29 and 95.8% above the Education industry median of 0.72. JF SmartInvest Holdings' overall GF Score™ is 94/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For JF SmartInvest Holdings (FRA:D6U), the current Cash Ratio is 1.41 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is JF SmartInvest Holdings (FRA:D6U) Overvalued in 2026?
Based on GuruFocus' analysis, JF SmartInvest Holdings stock appears to be undervalued.
The current stock price of €2.88 is trading 10.3% below its estimated GF Value™ of €3.21.
Key valuation signals for FRA:D6U:
Cash Ratio: 1.41 (near median its 10-year median of 1.29)
GF Value™: €3.21 vs. price of €2.88 (10.3% below fair value)
Industry Position: 95.8% above the Education median (#68 of 261)
No single metric tells the full story. See the FRA:D6U stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
JF SmartInvest Holdings Ltd is a next-generation stock investing assistant that provides equity investment tools, securities investment advisory, investor education, and other services for individual investors with product offerings such as stock quote software, Stock Learning Machine, Stock Navigator Series, Super Investor, and Jiuyao Stocks (small-amount series products). It has developed JF Robo-Advisor, FinSphere Agent, FinSphere Report, and other AI products based on its AI and big data technologies, enabling the company to achieve industry leadership in inventive practice and scenario application.
94GF Score
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