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JF SmartInvest HoldingsFRA:D6U -0.67%93 5-Year Yield-on-Cost % is 1.35 as of Sep. 18, 2026, which is 46% below its 10-year median of 2.52. GuruFocus rates FRA:D6U with a GF Score™ of 93/100 and a GF Value™ of €3.21. The stock has 4 warning signs investors should review. Among 123 Education companies, JF SmartInvest Holdings ranks worse than 60.16% on this metric.
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
JF SmartInvest Holdings 5-Year Yield-on-Cost % Related Terms
FRA:D6U vs EDU, TAL, LAUR: 5-Year Yield-on-Cost % Comparison
For the Education & Training Services subindustry, JF SmartInvest Holdings's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
JF SmartInvest Holdings 5-Year Yield-on-Cost % vs Education Industry
For the Education industry and Consumer Defensive sector, JF SmartInvest Holdings's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where JF SmartInvest Holdings's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
JF SmartInvest Holdings (FRA:D6U) has a 5-Year Yield-on-Cost % of 1.35 as of Sep. 18, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on JF SmartInvest Holdings and its competitors. This is 46% below median its historical median of 2.52. Over the past decade, JF SmartInvest Holdings' 5-Year Yield-on-Cost % has ranged from 0.28 to 7.83. According to the industry distribution chart, JF SmartInvest Holdings ranks #74 out of 123 companies in the Education industry, placing it in the top 60.2%.
Is JF SmartInvest Holdings' 5-Year Yield-on-Cost % too high?
JF SmartInvest Holdings' current 5-Year Yield-on-Cost % of 1.35 is 46% below median its 10-year median of 2.52. Over the past 10 years, this metric has ranged from a low of 0.28 to a high of 7.83. The Education industry median 5-Year Yield-on-Cost % is 4.44. JF SmartInvest Holdings' value of 1.35 is 69.6% below this industry median. Based on the distribution chart, JF SmartInvest Holdings ranks #74 out of 123 companies in the Education industry, which is below the industry midpoint. Overall, JF SmartInvest Holdings has a GF Score™ of 93/100, reflecting its overall financial health beyond just this single metric.
How does JF SmartInvest Holdings' 5-Year Yield-on-Cost % compare to EDU and TAL?
According to the Education industry distribution chart, JF SmartInvest Holdings ranks #74 out of 123 companies for 5-Year Yield-on-Cost %. This places JF SmartInvest Holdings in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 4.44. JF SmartInvest Holdings' value of 1.35 is 69.6% below this benchmark. Historically, JF SmartInvest Holdings' own 5-Year Yield-on-Cost % has ranged from 0.28 to 7.83 over the past decade. While the company's 10-year median is 2.52 vs. the industry median of 4.44, JF SmartInvest Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Education company?
The median 5-Year Yield-on-Cost % among Education companies is 4.44, based on 123 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. JF SmartInvest Holdings's current 5-Year Yield-on-Cost % of 1.35 is 69.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on JF SmartInvest Holdings and its competitors. For the Education industry, the median 5-Year Yield-on-Cost % is 4.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JF SmartInvest Holdings's current 5-Year Yield-on-Cost % is 1.35, which is 46% below median its own 10-year median of 2.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JF SmartInvest Holdings stock overvalued right now?
JF SmartInvest Holdings (FRA:D6U) has a current 5-Year Yield-on-Cost % of 1.35. The stock's GF Value™ is €3.21, compared to a current price of €2.96 — trading 7.8% below its estimated fair value. The current 5-Year Yield-on-Cost % is 1.35, which is 46% below median its 10-year median of 2.52 and 69.6% below the Education industry median of 4.44. JF SmartInvest Holdings' overall GF Score™ is 93/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For JF SmartInvest Holdings (FRA:D6U), the current 5-Year Yield-on-Cost % is 1.35 as of Sep. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is JF SmartInvest Holdings (FRA:D6U) Overvalued in 2026?
Based on GuruFocus' analysis, JF SmartInvest Holdings stock appears to be undervalued.
The current stock price of €2.96 is trading 7.8% below its estimated GF Value™ of €3.21.
Key valuation signals for FRA:D6U:
5-Year Yield-on-Cost %: 1.35 (46% below median its 10-year median of 2.52)
GF Value™: €3.21 vs. price of €2.96 (7.8% below fair value)
Industry Position: 69.6% below the Education median (#74 of 123)
No single metric tells the full story. See the FRA:D6U stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
JF SmartInvest Holdings Ltd is a next-generation stock investing assistant that provides equity investment tools, securities investment advisory, investor education, and other services for individual investors with product offerings such as stock quote software, Stock Learning Machine, Stock Navigator Series, Super Investor, and Jiuyao Stocks (small-amount series products). It has developed JF Robo-Advisor, FinSphere Agent, FinSphere Report, and other AI products based on its AI and big data technologies, enabling the company to achieve industry leadership in inventive practice and scenario application.
93GF Score
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