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The historical rank and industry rank for JF SmartInvest Holdings's PB Ratio or its related term are showing as below:
FRA:D6U'
s PB Ratio Range Over the Past 10 Years
Min: 1.82 Med: 7.15 Max: 20.17
Current: 4.04
During the past 8 years, JF SmartInvest Holdings's highest PB Ratio was 20.17. The lowest was 1.82. And the median was 7.15.
FRA:D6U's PB Ratio is ranked worse than 81.1% of 254
companies
in the Education industry
Industry Median: 1.375
vs FRA:D6U: 4.04
During the past 12 months, JF SmartInvest Holdings's average Book Value Per Share Growth Rate was 83.40% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 76.70% per year.
During the past 8 years, the highest 3-Year average Book Value Per Share Growth Rate of JF SmartInvest Holdings was 175.80% per year. The lowest was 76.70% per year. And the median was 126.25% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Education & Training Services subindustry, JF SmartInvest Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
JF SmartInvest Holdings PB Ratio vs Education Industry
For the Education industry and Consumer Defensive sector, JF SmartInvest Holdings's PB Ratio distribution charts can be found below:
* The bar in red indicates where JF SmartInvest Holdings's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
JF SmartInvest Holdings (FRA:D6U) has a PB Ratio of 3.82 as of Sep. 18, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on JF SmartInvest Holdings and its competitors. This is 47% below median its historical median of 7.15. Over the past decade, JF SmartInvest Holdings' PB Ratio has ranged from 1.82 to 20.17. According to the industry distribution chart, JF SmartInvest Holdings ranks #206 out of 254 companies in the Education industry, placing it in the top 81.1%.
Is JF SmartInvest Holdings' PB Ratio too high?
JF SmartInvest Holdings' current PB Ratio of 3.82 is 47% below median its 10-year median of 7.15. Over the past 10 years, this metric has ranged from a low of 1.82 to a high of 20.17. The Education industry median PB Ratio is 1.38. JF SmartInvest Holdings' value of 3.82 is 177.8% above this industry median. Based on the distribution chart, JF SmartInvest Holdings ranks #206 out of 254 companies in the Education industry, which is in the bottom quartile relative to peers. Overall, JF SmartInvest Holdings has a GF Score™ of 93/100, reflecting its overall financial health beyond just this single metric.
How does JF SmartInvest Holdings' PB Ratio compare to EDU and TAL?
According to the Education industry distribution chart, JF SmartInvest Holdings ranks #206 out of 254 companies for PB Ratio. This places JF SmartInvest Holdings in the lower half of its industry. The industry median PB Ratio is 1.38. JF SmartInvest Holdings' value of 3.82 is 177.8% above this benchmark. Historically, JF SmartInvest Holdings' own PB Ratio has ranged from 1.82 to 20.17 over the past decade. While the company's 10-year median is 7.15 vs. the industry median of 1.38, JF SmartInvest Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Education company?
The median PB Ratio among Education companies is 1.38, based on 254 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. JF SmartInvest Holdings's current PB Ratio of 3.82 is 177.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on JF SmartInvest Holdings and its competitors. For the Education industry, the median PB Ratio is 1.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JF SmartInvest Holdings's current PB Ratio is 3.82, which is 47% below median its own 10-year median of 7.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JF SmartInvest Holdings stock overvalued right now?
JF SmartInvest Holdings (FRA:D6U) has a current PB Ratio of 3.82. The stock's GF Value™ is €3.21, compared to a current price of €2.96 — trading 7.8% below its estimated fair value. The current PB Ratio is 3.82, which is 47% below median its 10-year median of 7.15 and 177.8% above the Education industry median of 1.38. JF SmartInvest Holdings' overall GF Score™ is 93/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For JF SmartInvest Holdings (FRA:D6U), the current PB Ratio is 3.82 as of Sep. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is JF SmartInvest Holdings (FRA:D6U) Overvalued in 2026?
Based on GuruFocus' analysis, JF SmartInvest Holdings stock appears to be undervalued.
The current stock price of €2.96 is trading 7.8% below its estimated GF Value™ of €3.21.
Key valuation signals for FRA:D6U:
PB Ratio: 3.82 (47% below median its 10-year median of 7.15)
GF Value™: €3.21 vs. price of €2.96 (7.8% below fair value)
Industry Position: 177.8% above the Education median (#206 of 254)
No single metric tells the full story. See the FRA:D6U stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
JF SmartInvest Holdings Ltd is a next-generation stock investing assistant that provides equity investment tools, securities investment advisory, investor education, and other services for individual investors with product offerings such as stock quote software, Stock Learning Machine, Stock Navigator Series, Super Investor, and Jiuyao Stocks (small-amount series products). It has developed JF Robo-Advisor, FinSphere Agent, FinSphere Report, and other AI products based on its AI and big data technologies, enabling the company to achieve industry leadership in inventive practice and scenario application.
93GF Score
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