JF SmartInvest Holdings (FRA:D6U) Debt-to-EBITDA : (As of Jun. 2026)

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FRA:D6U JF SmartInvest Holdings Ltd FRA:D6U
94 GF Score
Price €2.88
GF Value €3.21
! 4 Warning Signs
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What is JF SmartInvest Holdings Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

JF SmartInvest Holdings's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €6.7 Mil. JF SmartInvest Holdings's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €2.5 Mil. JF SmartInvest Holdings's annualized EBITDA for the quarter that ended in Jun. 2026 was €27.4 Mil. JF SmartInvest Holdings's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 0.34.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for JF SmartInvest Holdings's Debt-to-EBITDA or its related term are showing as below:

FRA:D6U' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0   Med: 0.02   Max: 0.91
Current: 0.91

During the past 8 years, the highest Debt-to-EBITDA Ratio of JF SmartInvest Holdings was 0.91. The lowest was 0.00. And the median was 0.02.

FRA:D6U's Debt-to-EBITDA is ranked better than
63.3% of 188 companies
in the Education industry
Industry Median: 1.55 vs FRA:D6U: 0.91

JF SmartInvest Holdings  (FRA:D6U) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.

Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

JF SmartInvest Holdings Debt-to-EBITDA Related Terms

JF SmartInvest Holdings Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for JF SmartInvest Holdings's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

JF SmartInvest Holdings Debt-to-EBITDA Chart

JF SmartInvest Holdings Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
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JF SmartInvest Holdings Semi-Annual Data
Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
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FRA:D6U vs EDU, TAL, LAUR: Debt-to-EBITDA Comparison

For the Education & Training Services subindustry, JF SmartInvest Holdings's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

JF SmartInvest Holdings Debt-to-EBITDA vs Education Industry

For the Education industry and Consumer Defensive sector, JF SmartInvest Holdings's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where JF SmartInvest Holdings's Debt-to-EBITDA falls into.


FRA:D6U
94GF Score
JF SmartInvest Holdings Ltd FRA:D6U
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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JF SmartInvest Holdings Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

JF SmartInvest Holdings's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0.3269067755242 + 0.19092915290586) / 142.68918831738
=0.00

JF SmartInvest Holdings's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(6.7461589644712 + 2.4801012415482) / 27.40695622199
=0.34

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Jun. 2026) EBITDA data.

Is JF SmartInvest Holdings (FRA:D6U) Overvalued in 2026?

Based on GuruFocus' analysis, JF SmartInvest Holdings stock appears to be undervalued. The current stock price of €2.88 is trading 10.3% below its estimated GF Value™ of €3.21.

Key valuation signals for FRA:D6U:

  • Debt-to-EBITDA:
  • GF Value™: €3.21 vs. price of €2.88 (10.3% below fair value)
  • GF Score™: 94/100 with 4 warning signs

No single metric tells the full story. See the FRA:D6U stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

JF SmartInvest Holdings Business Description

Other Exchanges 09636:Hong Kong
Address 88 Xumin East Road, 16th Floor, Yintech Finance Center, Qingpu District, Shanghai, CHN
JF SmartInvest Holdings Ltd is a next-generation stock investing assistant that provides equity investment tools, securities investment advisory, investor education, and other services for individual investors with product offerings such as stock quote software, Stock Learning Machine, Stock Navigator Series, Super Investor, and Jiuyao Stocks (small-amount series products). It has developed JF Robo-Advisor, FinSphere Agent, FinSphere Report, and other AI products based on its AI and big data technologies, enabling the company to achieve industry leadership in inventive practice and scenario application.
94GF Score

Get the complete analysis for FRA:D6U

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.88
Price
€3.21
GF Value