JF SmartInvest Holdings (FRA:D6U) ROIC %: -14.46% (As of Dec. 2025)

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FRA:D6U JF SmartInvest Holdings Ltd FRA:D6U
94 GF Score
Price €2.96
GF Value €3.21
! 4 Warning Signs
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What is JF SmartInvest Holdings ROIC %?

JF SmartInvest Holdings FRA:D6U -0.67% 94 ROIC % is -14.46% as of Dec. 2025. GuruFocus rates FRA:D6U with a GF Score™ of 94/100 and a GF Value™ of €3.21. The stock has 4 warning signs investors should review.

ROIC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROC %. JF SmartInvest Holdings's annualized return on invested capital (ROIC %) for the quarter that ended in Dec. 2025 was -14.46%.

As of today (2026-09-18), JF SmartInvest Holdings's WACC % is 14.91%. JF SmartInvest Holdings's ROIC % is -2.81% (calculated using TTM income statement data). JF SmartInvest Holdings earns returns that do not match up to its cost of capital. It will destroy value as it grows.


JF SmartInvest Holdings  (FRA:D6U) ROIC % Explanation

ROIC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROC %. The reason book values of debt and equity are used is because the book values are the capital the company received when issuing the debt or receiving the equity investments.

There are four key components to this definition. The first is the use of operating income or EBIT rather than net income in the numerator. The second is the tax adjustment to this operating income or EBIT, computed as a hypothetical tax based on an effective or marginal tax rate. The third is the use of book values for invested capital, rather than market values. The final is the timing difference; the capital invested is from the end of the prior year whereas the operating income or EBIT is the current year's number.

Why is ROIC % important?

Because it costs money to raise capital. A firm that generates higher returns on investment than it costs the company to raise the capital needed for that investment is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases, whereas a firm that earns returns that do not match up to its cost of capital will destroy value as it grows.

As of today, JF SmartInvest Holdings's WACC % is 14.91%. JF SmartInvest Holdings's ROIC % is -2.81% (calculated using TTM income statement data). JF SmartInvest Holdings earns returns that do not match up to its cost of capital. It will destroy value as it grows.


Be Aware

Like ROE % and ROA %, ROIC % is calculated with only 12 months of data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.


JF SmartInvest Holdings ROIC % Related Terms


JF SmartInvest Holdings ROIC % Historical Data

* Premium members only.

The historical data trend for JF SmartInvest Holdings's ROIC % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

JF SmartInvest Holdings ROIC % Chart

JF SmartInvest Holdings Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROIC %
Get a 7-Day Free Trial 18.53 37.27 14.55 16.37 27.86

JF SmartInvest Holdings Semi-Annual Data
Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
ROIC % Get a 7-Day Free Trial Premium Member Only -20.16 43.46 80.32 -14.46 0.27

FRA:D6U vs EDU, TAL, LAUR: ROIC % Comparison

For the Education & Training Services subindustry, JF SmartInvest Holdings's ROIC %, along with its competitors' market caps and ROIC % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


JF SmartInvest Holdings ROIC % vs Education Industry

For the Education industry and Consumer Defensive sector, JF SmartInvest Holdings's ROIC % distribution charts can be found below:

* The bar in red indicates where JF SmartInvest Holdings's ROIC % falls into.


FRA:D6U
94GF Score
JF SmartInvest Holdings Ltd FRA:D6U
ROIC % is just one metric. See GF Score™, valuation, warning signs, and more.
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JF SmartInvest Holdings ROIC % Calculation

JF SmartInvest Holdings's annualized Return on Invested Capital (ROIC %) for the fiscal year that ended in Dec. 2025 is calculated as:

ROIC % (A: Dec. 2025 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (A: Dec. 2024 ) + Invested Capital (A: Dec. 2025 ))/ count )
=95.216230915401 * ( 1 - 12.671% )/( (296.94206526282 + 299.92155330935)/ 2 )
=83.151382296111/298.43180928609
=27.86 %

where

Invested Capital(A: Dec. 2024 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=501.34980266174 - 29.285004724975 - ( 396.30352344164 - max(0, 288.85765384672 - 463.98038652066+396.30352344164))
=296.94206526282

Invested Capital(A: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=630.50143045672 - 25.186808496351 - ( 519.90946533124 - max(0, 268.17053474047 - 573.56360339149+519.90946533124))
=299.92155330935

JF SmartInvest Holdings's annualized Return on Invested Capital (ROIC %) for the quarter that ended in Dec. 2025 is calculated as:

ROIC % (Q: Dec. 2025 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Jun. 2025 ) + Invested Capital (Q: Dec. 2025 ))/ count )
=-35.416745616046 * ( 1 - 0% )/( (190.05609015434 + 299.92155330935)/ 2 )
=-35.416745616046/244.98882173185
=-14.46 %

where

Invested Capital(Q: Jun. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=459.36939003754 - 18.258820989947 - ( 363.62896334979 - max(0, 177.0460902134 - 428.10056910665+363.62896334979))
=190.05609015434

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=630.50143045672 - 25.186808496351 - ( 519.90946533124 - max(0, 268.17053474047 - 573.56360339149+519.90946533124))
=299.92155330935

Note: The Operating Income data used here is two times the semi-annual (Dec. 2025) data. The tax rate is limited to between 0% and 100%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROIC % →
What does a ROIC % of -14.46% mean?
JF SmartInvest Holdings (FRA:D6U) has a ROIC % of -14.46% as of Dec. 2025. Return on invested capital is the ratio of current-period net income to average two-period invested capital. View historical data on JF SmartInvest Holdings and its competitors.
Is JF SmartInvest Holdings' ROIC % too high?
JF SmartInvest Holdings' current ROIC % is -14.46%. Overall, JF SmartInvest Holdings has a GF Score™ of 94/100, reflecting its overall financial health beyond just this single metric.
How does JF SmartInvest Holdings' ROIC % compare to EDU and TAL?
JF SmartInvest Holdings' ROIC % of -14.46% can be compared against companies in the Education industry. The industry median ROIC % is 4.91. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROIC % for an Education company?
The median ROIC % among Education companies is 4.91, based on 259 companies in the industry. Companies in the top quartile (top 25%) have a ROIC % significantly above this median, while those in the bottom quartile fall well below. However, ROIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROIC % mean?
A high ROIC % can signal that a stock is expensive relative to its fundamentals. Return on invested capital is the ratio of current-period net income to average two-period invested capital. View historical data on JF SmartInvest Holdings and its competitors. For the Education industry, the median ROIC % is 4.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JF SmartInvest Holdings's current ROIC % is -14.46%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JF SmartInvest Holdings stock overvalued right now?
JF SmartInvest Holdings (FRA:D6U) has a current ROIC % of -14.46%. The stock's GF Value™ is €3.21, compared to a current price of €2.96 — trading 7.8% below its estimated fair value. The current ROIC % is -14.46%. JF SmartInvest Holdings' overall GF Score™ is 94/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROIC % calculated?
ROIC % is calculated from a company's financial statements. For JF SmartInvest Holdings (FRA:D6U), the current ROIC % is -14.46% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is JF SmartInvest Holdings (FRA:D6U) Overvalued in 2026?

Based on GuruFocus' analysis, JF SmartInvest Holdings stock appears to be undervalued. The current stock price of €2.96 is trading 7.8% below its estimated GF Value™ of €3.21.

Key valuation signals for FRA:D6U:

  • ROIC %: -14.46%
  • GF Value™: €3.21 vs. price of €2.96 (7.8% below fair value)
  • GF Score™: 94/100 with 4 warning signs

No single metric tells the full story. See the FRA:D6U stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


JF SmartInvest Holdings Business Description

Other Exchanges 09636:Hong Kong
Address 88 Xumin East Road, 16th Floor, Yintech Finance Center, Qingpu District, Shanghai, CHN
JF SmartInvest Holdings Ltd is a next-generation stock investing assistant that provides equity investment tools, securities investment advisory, investor education, and other services for individual investors with product offerings such as stock quote software, Stock Learning Machine, Stock Navigator Series, Super Investor, and Jiuyao Stocks (small-amount series products). It has developed JF Robo-Advisor, FinSphere Agent, FinSphere Report, and other AI products based on its AI and big data technologies, enabling the company to achieve industry leadership in inventive practice and scenario application.
94GF Score

Get the complete analysis for FRA:D6U

ROIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.96
Price
€3.21
GF Value