JF SmartInvest Holdings (FRA:D6U) Dividend Payout Ratio: 4.18 (As of Dec. 2025) — 771% Above Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:D6U JF SmartInvest Holdings Ltd FRA:D6U
94 GF Score
Price €2.96
GF Value €3.21
! 4 Warning Signs
View Full Analysis

What is JF SmartInvest Holdings Dividend Payout Ratio?

JF SmartInvest Holdings FRA:D6U -0.67% 94 Dividend Payout Ratio is 4.18 as of Dec. 2025, which is 771% above its 10-year median of 0.48. GuruFocus rates FRA:D6U with a GF Score™ of 94/100 and a GF Value™ of €3.21. The stock has 4 warning signs investors should review. Among 106 Education companies, JF SmartInvest Holdings ranks worse than 98.11% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. JF SmartInvest Holdings's Dividend Payout Ratio for the months ended in Dec. 2025 was 4.18.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of JF SmartInvest Holdings Ltd is 5.19, which seems too high.

The historical rank and industry rank for JF SmartInvest Holdings's Dividend Payout Ratio or its related term are showing as below:

FRA:D6U' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.28   Med: 0.48   Max: 2.11
Current: 2.11


During the past 7 years, the highest Dividend Payout Ratio of JF SmartInvest Holdings was 2.11. The lowest was 0.28. And the median was 0.48.

FRA:D6U's Dividend Payout Ratio is ranked worse than
98.11% of 106 companies
in the Education industry
Industry Median: 0.47 vs FRA:D6U: 2.11

As of today (2026-09-18), the Dividend Yield % of JF SmartInvest Holdings is 1.35%.

During the past 7 years, the highest Trailing Annual Dividend Yield of JF SmartInvest Holdings was 7.83%. The lowest was 0.28%. And the median was 2.52%.

JF SmartInvest Holdings's Dividends per Share for the months ended in Dec. 2025 was €0.04.

During the past 12 months, JF SmartInvest Holdings's average Dividends Per Share Growth Rate was 287.70% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


JF SmartInvest Holdings (FRA:D6U) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


JF SmartInvest Holdings Dividend Payout Ratio Related Terms


JF SmartInvest Holdings Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for JF SmartInvest Holdings's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

JF SmartInvest Holdings Dividend Payout Ratio Chart

JF SmartInvest Holdings Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial 0.00 0.43 0.42 0.48 0.39

JF SmartInvest Holdings Semi-Annual Data
Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only 0.00 0.31 0.24 4.18 0.00

FRA:D6U vs EDU, TAL, LAUR: Dividend Payout Ratio Comparison

For the Education & Training Services subindustry, JF SmartInvest Holdings's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


JF SmartInvest Holdings Dividend Payout Ratio vs Education Industry

For the Education industry and Consumer Defensive sector, JF SmartInvest Holdings's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where JF SmartInvest Holdings's Dividend Payout Ratio falls into.


FRA:D6U
94GF Score
JF SmartInvest Holdings Ltd FRA:D6U
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

JF SmartInvest Holdings Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

JF SmartInvest Holdings's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.098881179250759/ 0.25140511428414
=0.39

JF SmartInvest Holdings's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=0.039577994119107/ 0.0094606926726146
=4.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 4.18 mean?
JF SmartInvest Holdings (FRA:D6U) has a Dividend Payout Ratio of 4.18 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on JF SmartInvest Holdings and its competitors. This is 771% above median its historical median of 0.48. Over the past decade, JF SmartInvest Holdings' Dividend Payout Ratio has ranged from 0.28 to 2.11. According to the industry distribution chart, JF SmartInvest Holdings ranks #104 out of 106 companies in the Education industry, placing it in the top 98.1%.
Is JF SmartInvest Holdings' Dividend Payout Ratio too high?
JF SmartInvest Holdings' current Dividend Payout Ratio of 4.18 is 771% above median its 10-year median of 0.48. Over the past 10 years, this metric has ranged from a low of 0.28 to a high of 2.11. The Education industry median Dividend Payout Ratio is 0.47. JF SmartInvest Holdings' value of 4.18 is 789.4% above this industry median. Based on the distribution chart, JF SmartInvest Holdings ranks #104 out of 106 companies in the Education industry, which is in the bottom quartile relative to peers. Overall, JF SmartInvest Holdings has a GF Score™ of 94/100, reflecting its overall financial health beyond just this single metric.
How does JF SmartInvest Holdings' Dividend Payout Ratio compare to EDU and TAL?
According to the Education industry distribution chart, JF SmartInvest Holdings ranks #104 out of 106 companies for Dividend Payout Ratio. This places JF SmartInvest Holdings in the lower half of its industry. The industry median Dividend Payout Ratio is 0.47. JF SmartInvest Holdings' value of 4.18 is 789.4% above this benchmark. Historically, JF SmartInvest Holdings' own Dividend Payout Ratio has ranged from 0.28 to 2.11 over the past decade. While the company's 10-year median is 0.48 vs. the industry median of 0.47, JF SmartInvest Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Education company?
The median Dividend Payout Ratio among Education companies is 0.47, based on 106 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. JF SmartInvest Holdings's current Dividend Payout Ratio of 4.18 is 789.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on JF SmartInvest Holdings and its competitors. For the Education industry, the median Dividend Payout Ratio is 0.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JF SmartInvest Holdings's current Dividend Payout Ratio is 4.18, which is 771% above median its own 10-year median of 0.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JF SmartInvest Holdings stock overvalued right now?
JF SmartInvest Holdings (FRA:D6U) has a current Dividend Payout Ratio of 4.18. The stock's GF Value™ is €3.21, compared to a current price of €2.96 — trading 7.8% below its estimated fair value. The current Dividend Payout Ratio is 4.18, which is 771% above median its 10-year median of 0.48 and 789.4% above the Education industry median of 0.47. JF SmartInvest Holdings' overall GF Score™ is 94/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For JF SmartInvest Holdings (FRA:D6U), the current Dividend Payout Ratio is 4.18 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is JF SmartInvest Holdings (FRA:D6U) Overvalued in 2026?

Based on GuruFocus' analysis, JF SmartInvest Holdings stock appears to be undervalued. The current stock price of €2.96 is trading 7.8% below its estimated GF Value™ of €3.21.

Key valuation signals for FRA:D6U:

  • Dividend Payout Ratio: 4.18 (771% above median its 10-year median of 0.48)
  • GF Value™: €3.21 vs. price of €2.96 (7.8% below fair value)
  • GF Score™: 94/100 with 4 warning signs
  • Industry Position: 789.4% above the Education median (#104 of 106)

No single metric tells the full story. See the FRA:D6U stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


JF SmartInvest Holdings Business Description

Other Exchanges 09636:Hong Kong
Address 88 Xumin East Road, 16th Floor, Yintech Finance Center, Qingpu District, Shanghai, CHN
JF SmartInvest Holdings Ltd is a next-generation stock investing assistant that provides equity investment tools, securities investment advisory, investor education, and other services for individual investors with product offerings such as stock quote software, Stock Learning Machine, Stock Navigator Series, Super Investor, and Jiuyao Stocks (small-amount series products). It has developed JF Robo-Advisor, FinSphere Agent, FinSphere Report, and other AI products based on its AI and big data technologies, enabling the company to achieve industry leadership in inventive practice and scenario application.
94GF Score

Get the complete analysis for FRA:D6U

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.96
Price
€3.21
GF Value