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3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
JF SmartInvest Holdings does not have enough data to calculate 3-Year ROIIC %.
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
JF SmartInvest Holdings 3-Year ROIIC % Related Terms
JF SmartInvest Holdings 3-Year ROIIC % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:D6U vs EDU, TAL, LAUR: 3-Year ROIIC % Comparison
For the Education & Training Services subindustry, JF SmartInvest Holdings's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
JF SmartInvest Holdings 3-Year ROIIC % vs Education Industry
For the Education industry and Consumer Defensive sector, JF SmartInvest Holdings's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where JF SmartInvest Holdings's 3-Year ROIIC % falls into.
JF SmartInvest Holdings's 3-Year ROIIC % for the quarter that ended in Dec. 2025 is calculated as:
3-Year ROIIC %
=
3-Year Incremental Net Operating Profit After Taxes (NOPAT)**
/
3-Year Incremental Invested Capital**
=
( (Dec. 2025) - (Dec. 2022) )
/
( (Dec. 2025) - (Dec. 2022) )
=
/
=
N/A%***
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
JF SmartInvest Holdings (FRA:D6U) has a 3-Year ROIIC % of 20.04 as of Dec. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on JF SmartInvest Holdings and its competitors. This is 19% below median its historical median of 24.86. Over the past decade, JF SmartInvest Holdings' 3-Year ROIIC % has ranged from 9.99 to 67.14. According to the industry distribution chart, JF SmartInvest Holdings ranks #76 out of 242 companies in the Education industry, placing it in the top 31.4%.
Is JF SmartInvest Holdings' 3-Year ROIIC % too high?
JF SmartInvest Holdings' current 3-Year ROIIC % of 20.04 is 19% below median its 10-year median of 24.86. Over the past 10 years, this metric has ranged from a low of 9.99 to a high of 67.14. The Education industry median 3-Year ROIIC % is 3.66. JF SmartInvest Holdings' value of 20.04 is 448.3% above this industry median. Based on the distribution chart, JF SmartInvest Holdings ranks #76 out of 242 companies in the Education industry, which is above the industry midpoint. Overall, JF SmartInvest Holdings has a GF Score™ of 94/100, reflecting its overall financial health beyond just this single metric.
How does JF SmartInvest Holdings' 3-Year ROIIC % compare to EDU and TAL?
According to the Education industry distribution chart, JF SmartInvest Holdings ranks #76 out of 242 companies for 3-Year ROIIC %. This puts JF SmartInvest Holdings in the upper half of its industry. The industry median 3-Year ROIIC % is 3.66. JF SmartInvest Holdings' value of 20.04 is 448.3% above this benchmark. Historically, JF SmartInvest Holdings' own 3-Year ROIIC % has ranged from 9.99 to 67.14 over the past decade. While the company's 10-year median is 24.86 vs. the industry median of 3.66, JF SmartInvest Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for an Education company?
The median 3-Year ROIIC % among Education companies is 3.66, based on 242 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. JF SmartInvest Holdings's current 3-Year ROIIC % of 20.04 is 448.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on JF SmartInvest Holdings and its competitors. For the Education industry, the median 3-Year ROIIC % is 3.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JF SmartInvest Holdings's current 3-Year ROIIC % is 20.04, which is 19% below median its own 10-year median of 24.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JF SmartInvest Holdings stock overvalued right now?
JF SmartInvest Holdings (FRA:D6U) has a current 3-Year ROIIC % of 20.04. The stock's GF Value™ is €3.21, compared to a current price of €2.88 — trading 10.3% below its estimated fair value. The current 3-Year ROIIC % is 20.04, which is 19% below median its 10-year median of 24.86 and 448.3% above the Education industry median of 3.66. JF SmartInvest Holdings' overall GF Score™ is 94/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For JF SmartInvest Holdings (FRA:D6U), the current 3-Year ROIIC % is 20.04 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is JF SmartInvest Holdings (FRA:D6U) Overvalued in 2026?
Based on GuruFocus' analysis, JF SmartInvest Holdings stock appears to be undervalued.
The current stock price of €2.88 is trading 10.3% below its estimated GF Value™ of €3.21.
Key valuation signals for FRA:D6U:
3-Year ROIIC %: 20.04 (19% below median its 10-year median of 24.86)
GF Value™: €3.21 vs. price of €2.88 (10.3% below fair value)
Industry Position: 448.3% above the Education median (#76 of 242)
No single metric tells the full story. See the FRA:D6U stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
JF SmartInvest Holdings Ltd is a next-generation stock investing assistant that provides equity investment tools, securities investment advisory, investor education, and other services for individual investors with product offerings such as stock quote software, Stock Learning Machine, Stock Navigator Series, Super Investor, and Jiuyao Stocks (small-amount series products). It has developed JF Robo-Advisor, FinSphere Agent, FinSphere Report, and other AI products based on its AI and big data technologies, enabling the company to achieve industry leadership in inventive practice and scenario application.
94GF Score
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