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Hrvatski Telekom DDZAG:HT -0.74%100 Cash Ratio is 0.30 as of Jun. 2026, which is 79% below its 10-year median of 1.45. GuruFocus rates ZAG:HT with a GF Score™ of 100/100 and a GF Value™ of €41.32 (Fairly Valued). The stock has 3 warning signs investors should review. Among 361 Telecommunication Services companies, Hrvatski Telekom DD ranks better than 60.94% on this metric.
Hrvatski Telekom DD has a Cash Ratio of 0.30. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Hrvatski Telekom DD's Cash Ratio or its related term are showing as below:
ZAG:HT'
s Cash Ratio Range Over the Past 10 Years
Min: 0.3 Med: 1.45 Max: 2.66
Current: 0.3
During the past 13 years, Hrvatski Telekom DD's highest Cash Ratio was 2.66. The lowest was 0.30. And the median was 1.45.
ZAG:HT's Cash Ratio is ranked better than 60.94% of 361
companies
in the Telecommunication Services industry
Industry Median: 0.34
vs ZAG:HT: 0.30
Hrvatski Telekom DD (ZAG:HT) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Hrvatski Telekom DD Cash Ratio Related Terms
Hrvatski Telekom DD Cash Ratio Historical Data
* Premium members only.
The historical data trend for Hrvatski Telekom DD's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Telecom Services subindustry, Hrvatski Telekom DD's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hrvatski Telekom DD Cash Ratio vs Telecommunication Services Industry
For the Telecommunication Services industry and Communication Services sector, Hrvatski Telekom DD's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Hrvatski Telekom DD's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hrvatski Telekom DD (ZAG:HT) has a Cash Ratio of 0.30 as of Jun. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Hrvatski Telekom DD and its competitors. This is 79% below median its historical median of 1.45. Over the past decade, Hrvatski Telekom DD's Cash Ratio has ranged from 0.30 to 2.66. According to the industry distribution chart, Hrvatski Telekom DD ranks #141 out of 361 companies in the Telecommunication Services industry, placing it in the top 39.1%.
Is Hrvatski Telekom DD's Cash Ratio too high?
Hrvatski Telekom DD's current Cash Ratio of 0.30 is 79% below median its 10-year median of 1.45. Over the past 10 years, this metric has ranged from a low of 0.30 to a high of 2.66. The Telecommunication Services industry median Cash Ratio is 0.34. Hrvatski Telekom DD's value of 0.30 is 11.8% below this industry median. Based on the distribution chart, Hrvatski Telekom DD ranks #141 out of 361 companies in the Telecommunication Services industry, which is above the industry midpoint. Overall, Hrvatski Telekom DD has a GF Score™ of 100/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Hrvatski Telekom DD's Cash Ratio compare to VZ and TMUS?
According to the Telecommunication Services industry distribution chart, Hrvatski Telekom DD ranks #141 out of 361 companies for Cash Ratio. This puts Hrvatski Telekom DD in the upper half of its industry. The industry median Cash Ratio is 0.34. Hrvatski Telekom DD's value of 0.30 is 11.8% below this benchmark. Historically, Hrvatski Telekom DD's own Cash Ratio has ranged from 0.30 to 2.66 over the past decade. While the company's 10-year median is 1.45 vs. the industry median of 0.34, Hrvatski Telekom DD has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Telecommunication Services company?
The median Cash Ratio among Telecommunication Services companies is 0.34, based on 361 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hrvatski Telekom DD's current Cash Ratio of 0.30 is 11.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Hrvatski Telekom DD and its competitors. For the Telecommunication Services industry, the median Cash Ratio is 0.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hrvatski Telekom DD's current Cash Ratio is 0.30, which is 79% below median its own 10-year median of 1.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hrvatski Telekom DD stock overvalued right now?
Based on GuruFocus' analysis, Hrvatski Telekom DD (ZAG:HT) is currently considered Fairly Valued. The stock's GF Value™ is €41.32, compared to a current price of €40.10 — trading 3% below its estimated fair value. The current Cash Ratio is 0.30, which is 79% below median its 10-year median of 1.45 and 11.8% below the Telecommunication Services industry median of 0.34. Hrvatski Telekom DD's overall GF Score™ is 100/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Hrvatski Telekom DD (ZAG:HT), the current Cash Ratio is 0.30 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hrvatski Telekom DD (ZAG:HT) Overvalued in 2026?
Based on GuruFocus' analysis, Hrvatski Telekom DD stock appears to be undervalued.
The current stock price of €40.10 is trading 3% below its estimated GF Value™ of €41.32.
GuruFocus considers Hrvatski Telekom DD to be Fairly Valued.
Key valuation signals for ZAG:HT:
Cash Ratio: 0.30 (79% below median its 10-year median of 1.45)
GF Value™: €41.32 vs. price of €40.10 (3% below fair value)
Industry Position: 11.8% below the Telecommunication Services median (#141 of 361)
No single metric tells the full story. See the ZAG:HT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hrvatski Telekom DD is a provider of telecommunication and digital services in the Republic of Croatia. It offers fixed and mobile telephony services as well as wholesale, Internet, and data. The company's business segments are Residential, Business, Other and Crnogorski Telekom. The majority of its revenue is derived from the Residential unit segment that includes marketing, sales, and customer services, focused on providing mobile, fixed-line telecommunications, electricity, and TV distribution and services to residential customers. Geographically, the company generates the majority of its revenue from the Republic of Croatia.
100GF Score
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