Hrvatski Telekom DD (ZAG:HT) GF Value Rank: 7 (As of Jul. 16, 2026) — 17% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ZAG:HT Hrvatski Telekom DD ZAG:HT
100 GF Score
Price €41.00
GF Value €39.88
Valuation Fairly Valued
! 4 Warning Signs
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What is Hrvatski Telekom DD GF Value Rank?

Hrvatski Telekom DD ZAG:HT 100 GF Value Rank is 7 as of Jul. 16, 2026, which is 17% above its 10-year median of 6.00. GuruFocus rates ZAG:HT with a GF Score™ of 100/100 and a GF Value™ of €39.88 (Fairly Valued). The stock has 4 warning signs investors should review.

Hrvatski Telekom DD has the GF Value Rank of 7.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Hrvatski Telekom DD GF Value Rank Related Terms


ZAG:HT vs TMUS, VZ, T: GF Value Rank Comparison

For the Telecom Services subindustry, Hrvatski Telekom DD's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hrvatski Telekom DD GF Value Rank vs Telecommunication Services Industry

For the Telecommunication Services industry and Communication Services sector, Hrvatski Telekom DD's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Hrvatski Telekom DD's GF Value Rank falls into.


ZAG:HT
100GF Score
Hrvatski Telekom DD ZAG:HT
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 7 mean?
Hrvatski Telekom DD (ZAG:HT) has a GF Value Rank of 7 as of Jul. 16, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Hrvatski Telekom DD and its competitors. This is 17% above median its historical median of 6.00. Over the past decade, Hrvatski Telekom DD's GF Value Rank has ranged from 1.00 to 10.00.
Is Hrvatski Telekom DD's GF Value Rank too high?
Hrvatski Telekom DD's current GF Value Rank of 7 is 17% above median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, Hrvatski Telekom DD has a GF Score™ of 100/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Hrvatski Telekom DD's GF Value Rank compare to TMUS and VZ?
Hrvatski Telekom DD's GF Value Rank of 7 can be compared against companies in the Telecommunication Services industry. Historically, Hrvatski Telekom DD's own GF Value Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for a Telecommunication Services company?
A good GF Value Rank depends on the Telecommunication Services industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Hrvatski Telekom DD and its competitors. Hrvatski Telekom DD's current GF Value Rank is 7, which is 17% above median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hrvatski Telekom DD stock overvalued right now?
Based on GuruFocus' analysis, Hrvatski Telekom DD (ZAG:HT) is currently considered Fairly Valued. The stock's GF Value™ is €39.88, compared to a current price of €41.00 — trading 2.8% above its estimated fair value. The current GF Value Rank is 7, which is 17% above median its 10-year median of 6.00. Hrvatski Telekom DD's overall GF Score™ is 100/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For Hrvatski Telekom DD (ZAG:HT), the current GF Value Rank is 7 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hrvatski Telekom DD (ZAG:HT) Overvalued in 2026?

Based on GuruFocus' analysis, Hrvatski Telekom DD stock appears to be overvalued. The current stock price of €41.00 is trading 2.8% above its estimated GF Value™ of €39.88. GuruFocus considers Hrvatski Telekom DD to be Fairly Valued.

Key valuation signals for ZAG:HT:

  • GF Value Rank: 7 (17% above median its 10-year median of 6.00)
  • GF Value™: €39.88 vs. price of €41.00 (2.8% above fair value)
  • GF Score™: 100/100 with 4 warning signs

No single metric tells the full story. See the ZAG:HT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hrvatski Telekom DD Business Description

Address Radnicka cesta 21, Zagreb, HRV, 10000
Hrvatski Telekom DD is a provider of telecommunication and digital services in the Republic of Croatia. It offers fixed and mobile telephony services as well as wholesale, Internet, and data. The company's business segments are Residential, Business, Other and Crnogorski Telekom. The majority of its revenue is derived from the Residential unit segment that includes marketing, sales, and customer services, focused on providing mobile, fixed-line telecommunications, electricity, and TV distribution and services to residential customers. Geographically, the company generates the majority of its revenue from the Republic of Croatia.
100GF Score

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GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€41.00
Price
€39.88
GF Value