Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Hrvatski Telekom DD's 3-Year RORE % for the quarter that ended in Mar. 2026 was 20.00%.
The industry rank for Hrvatski Telekom DD's 3-Year RORE % or its related term are showing as below:
ZAG:HT's 3-Year RORE % is ranked better than 62.35% of 340
companies
in the Telecommunication Services industry
Industry Median: 6.79
vs ZAG:HT: 20.00
Hrvatski Telekom DD (ZAG:HT) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Hrvatski Telekom DD 3-Year RORE % Related Terms
Hrvatski Telekom DD 3-Year RORE % Historical Data
* Premium members only.
The historical data trend for Hrvatski Telekom DD's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Telecom Services subindustry, Hrvatski Telekom DD's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hrvatski Telekom DD 3-Year RORE % vs Telecommunication Services Industry
For the Telecommunication Services industry and Communication Services sector, Hrvatski Telekom DD's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Hrvatski Telekom DD's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
Hrvatski Telekom DD (ZAG:HT) has a 3-Year RORE % of 20.00 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Hrvatski Telekom DD and its competitors. According to the industry distribution chart, Hrvatski Telekom DD ranks #128 out of 340 companies in the Telecommunication Services industry, placing it in the top 37.6%.
Is Hrvatski Telekom DD's 3-Year RORE % too high?
Hrvatski Telekom DD's current 3-Year RORE % is 20.00. The Telecommunication Services industry median 3-Year RORE % is 6.79. Hrvatski Telekom DD's value of 20.00 is 194.6% above this industry median. Based on the distribution chart, Hrvatski Telekom DD ranks #128 out of 340 companies in the Telecommunication Services industry, which is above the industry midpoint. Overall, Hrvatski Telekom DD has a GF Score™ of 100/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Hrvatski Telekom DD's 3-Year RORE % compare to TMUS and VZ?
According to the Telecommunication Services industry distribution chart, Hrvatski Telekom DD ranks #128 out of 340 companies for 3-Year RORE %. This puts Hrvatski Telekom DD in the upper half of its industry. The industry median 3-Year RORE % is 6.79. Hrvatski Telekom DD's value of 20.00 is 194.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Telecommunication Services company?
The median 3-Year RORE % among Telecommunication Services companies is 6.79, based on 340 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hrvatski Telekom DD's current 3-Year RORE % of 20.00 is 194.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Hrvatski Telekom DD and its competitors. For the Telecommunication Services industry, the median 3-Year RORE % is 6.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hrvatski Telekom DD's current 3-Year RORE % is 20.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hrvatski Telekom DD stock overvalued right now?
Based on GuruFocus' analysis, Hrvatski Telekom DD (ZAG:HT) is currently considered Fairly Valued. The stock's GF Value™ is €39.84, compared to a current price of €40.80 — trading 2.4% above its estimated fair value. The current 3-Year RORE % is 20.00 and 194.6% above the Telecommunication Services industry median of 6.79. Hrvatski Telekom DD's overall GF Score™ is 100/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Hrvatski Telekom DD (ZAG:HT), the current 3-Year RORE % is 20.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hrvatski Telekom DD (ZAG:HT) Overvalued in 2026?
Based on GuruFocus' analysis, Hrvatski Telekom DD stock appears to be overvalued.
The current stock price of €40.80 is trading 2.4% above its estimated GF Value™ of €39.84.
GuruFocus considers Hrvatski Telekom DD to be Fairly Valued.
Key valuation signals for ZAG:HT:
3-Year RORE %: 20.00
GF Value™: €39.84 vs. price of €40.80 (2.4% above fair value)
Industry Position: 194.6% above the Telecommunication Services median (#128 of 340)
No single metric tells the full story. See the ZAG:HT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hrvatski Telekom DD is a provider of telecommunication and digital services in the Republic of Croatia. It offers fixed and mobile telephony services as well as wholesale, Internet, and data. The company's business segments are Residential, Business, Other and Crnogorski Telekom. The majority of its revenue is derived from the Residential unit segment that includes marketing, sales, and customer services, focused on providing mobile, fixed-line telecommunications, electricity, and TV distribution and services to residential customers. Geographically, the company generates the majority of its revenue from the Republic of Croatia.
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