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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Hrvatski Telekom DD's Total Liabilities for the quarter that ended in Jun. 2026 was €533 Mil. Hrvatski Telekom DD's Total Assets for the quarter that ended in Jun. 2026 was €2,132 Mil.
Therefore, Hrvatski Telekom DD's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 was 0.25.
Hrvatski Telekom DD (ZAG:HT) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
Hrvatski Telekom DD Liabilities-to-Assets Related Terms
Hrvatski Telekom DD Liabilities-to-Assets Historical Data
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The historical data trend for Hrvatski Telekom DD's Liabilities-to-Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ZAG:HT vs VZ, TMUS, T: Liabilities-to-Assets Comparison
For the Telecom Services subindustry, Hrvatski Telekom DD's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hrvatski Telekom DD Liabilities-to-Assets vs Telecommunication Services Industry
For the Telecommunication Services industry and Communication Services sector, Hrvatski Telekom DD's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where Hrvatski Telekom DD's Liabilities-to-Assets falls into.
Hrvatski Telekom DD Liabilities-to-Assets Calculation
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
Hrvatski Telekom DD's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hrvatski Telekom DD (ZAG:HT) has a Liabilities-to-Assets of 0.25 as of Jun. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Hrvatski Telekom DD and its competitors.
Is Hrvatski Telekom DD's Liabilities-to-Assets too high?
Hrvatski Telekom DD's current Liabilities-to-Assets is 0.25. Overall, Hrvatski Telekom DD has a GF Score™ of 92/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Hrvatski Telekom DD's Liabilities-to-Assets compare to VZ and TMUS?
Hrvatski Telekom DD's Liabilities-to-Assets of 0.25 can be compared against companies in the Telecommunication Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Telecommunication Services company?
A good Liabilities-to-Assets depends on the Telecommunication Services industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Hrvatski Telekom DD and its competitors. Hrvatski Telekom DD's current Liabilities-to-Assets is 0.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hrvatski Telekom DD stock overvalued right now?
Based on GuruFocus' analysis, Hrvatski Telekom DD (ZAG:HT) is currently considered Fairly Valued. The stock's GF Value™ is €41.50, compared to a current price of €40.00 — trading 3.6% below its estimated fair value. The current Liabilities-to-Assets is 0.25. Hrvatski Telekom DD's overall GF Score™ is 92/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Hrvatski Telekom DD (ZAG:HT), the current Liabilities-to-Assets is 0.25 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hrvatski Telekom DD (ZAG:HT) Overvalued in 2026?
Based on GuruFocus' analysis, Hrvatski Telekom DD stock appears to be undervalued.
The current stock price of €40.00 is trading 3.6% below its estimated GF Value™ of €41.50.
GuruFocus considers Hrvatski Telekom DD to be Fairly Valued.
Key valuation signals for ZAG:HT:
Liabilities-to-Assets: 0.25
GF Value™: €41.50 vs. price of €40.00 (3.6% below fair value)
No single metric tells the full story. See the ZAG:HT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hrvatski Telekom DD is a provider of telecommunication and digital services in the Republic of Croatia. It offers fixed and mobile telephony services as well as wholesale, Internet, and data. The company's business segments are Residential, Business, Other and Crnogorski Telekom. The majority of its revenue is derived from the Residential unit segment that includes marketing, sales, and customer services, focused on providing mobile, fixed-line telecommunications, electricity, and TV distribution and services to residential customers. Geographically, the company generates the majority of its revenue from the Republic of Croatia.
92GF Score
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