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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, American Overseas Group's Enterprise Value is $46.98 Mil.
American Overseas Group's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2009 was $-387.24 Mil. Therefore, American Overseas Group's EV-to-FCF for today is -0.12.
The historical rank and industry rank for American Overseas Group's EV-to-FCF or its related term are showing as below:
AOREF'
s EV-to-FCF Range Over the Past 10 Years
Min: -0.12 Med: 0 Max: 0
Current: -0.12
AOREF's EV-to-FCF is not ranked
in the Insurance industry.
Industry Median: 9.48
vs AOREF: -0.12
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
American Overseas Group (OTCPK:AOREF) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
American Overseas Group's PE Ratio (TTM) for today is calculated as:
American Overseas Group's share price for today is $1000.00.
American Overseas Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2009 adds up the quarterly data reported by the company within the most recent 12 months, which was $-3770.000.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Reinsurance subindustry, American Overseas Group's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
American Overseas Group EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, American Overseas Group's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where American Overseas Group's EV-to-FCF falls into.
American Overseas Group's current Enterprise Value is $46.98 Mil.
American Overseas Group's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2009 adds up the quarterly data reported by the company within the most recent 12 months, which was $-387.24 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
American Overseas Group (AOREF) has a EV-to-FCF of -0.12 as of Aug. 06, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on American Overseas Group and its competitors.
Is American Overseas Group's EV-to-FCF too high?
American Overseas Group's current EV-to-FCF is -0.12.
How does American Overseas Group's EV-to-FCF compare to OXBR and BCRH?
American Overseas Group's EV-to-FCF of -0.12 can be compared against companies in the Insurance industry. The industry median EV-to-FCF is 9.48. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.48, based on 393 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on American Overseas Group and its competitors. For the Insurance industry, the median EV-to-FCF is 9.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American Overseas Group's current EV-to-FCF is -0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Overseas Group stock overvalued right now?
American Overseas Group (AOREF) has a current EV-to-FCF of -0.12. The current EV-to-FCF is -0.12. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For American Overseas Group (AOREF), the current EV-to-FCF is -0.12 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
American Overseas Group Ltd is a provider of insurance services. Its business consists of U.S.-based property and casualty insurance companies that provide non-standard auto insurance through specialty managing general agents; A Barbados domiciled affiliate reinsurance company that assumes and reinsures a small portion of the U.S. sourced nonstandard auto business; and U.S based management services company. The company is organized into two operating segments: property/casualty insurance/reinsurance and corporate/other.
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