Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
SM Prime HoldingsPHS:SMPH +0.44%90 Cash-to-Debt is 0.06 as of Jun. 2026, which is 50% below its 10-year median of 0.12. GuruFocus rates PHS:SMPH with a GF Score™ of 90/100 and a GF Value™ of ₱25.02 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 1,746 Real Estate companies, SM Prime Holdings ranks worse than 72.51% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. SM Prime Holdings's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.06.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, SM Prime Holdingscouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for SM Prime Holdings's Cash-to-Debt or its related term are showing as below:
PHS:SMPH'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.07 Med: 0.12 Max: 0.24
Current: 0.09
During the past 13 years, SM Prime Holdings's highest Cash to Debt Ratio was 0.24. The lowest was 0.07. And the median was 0.12.
PHS:SMPH's Cash-to-Debt is ranked worse than 72.51% of 1746
companies
in the Real Estate industry
Industry Median: 0.26
vs PHS:SMPH: 0.09
SM Prime Holdings (PHS:SMPH) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
SM Prime Holdings Cash-to-Debt Related Terms
SM Prime Holdings Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for SM Prime Holdings's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
SM Prime Holdings Cash-to-Debt Competitor Comparison
For the Real Estate - Diversified subindustry, SM Prime Holdings's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SM Prime Holdings Cash-to-Debt vs Real Estate Industry
For the Real Estate industry and Real Estate sector, SM Prime Holdings's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where SM Prime Holdings's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SM Prime Holdings (PHS:SMPH) has a Cash-to-Debt of 0.06 as of Jun. 2026. This is 50% below median its historical median of 0.12. Over the past decade, SM Prime Holdings' Cash-to-Debt has ranged from 0.07 to 0.24. According to the industry distribution chart, SM Prime Holdings ranks #1266 out of 1746 companies in the Real Estate industry, placing it in the top 72.5%.
Is SM Prime Holdings' Cash-to-Debt too high?
SM Prime Holdings' current Cash-to-Debt of 0.06 is 50% below median its 10-year median of 0.12. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 0.24. The Real Estate industry median Cash-to-Debt is 0.26. SM Prime Holdings' value of 0.06 is 76.9% below this industry median. Based on the distribution chart, SM Prime Holdings ranks #1266 out of 1746 companies in the Real Estate industry, which is below the industry midpoint. Overall, SM Prime Holdings has a GF Score™ of 90/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SM Prime Holdings' Cash-to-Debt compare to competitors?
According to the Real Estate industry distribution chart, SM Prime Holdings ranks #1266 out of 1746 companies for Cash-to-Debt. This places SM Prime Holdings in the lower half of its industry. The industry median Cash-to-Debt is 0.26. SM Prime Holdings' value of 0.06 is 76.9% below this benchmark. Historically, SM Prime Holdings' own Cash-to-Debt has ranged from 0.07 to 0.24 over the past decade. While the company's 10-year median is 0.12 vs. the industry median of 0.26, SM Prime Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Real Estate company?
The median Cash-to-Debt among Real Estate companies is 0.26, based on 1,746 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SM Prime Holdings's current Cash-to-Debt of 0.06 is 76.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Real Estate industry, the median Cash-to-Debt is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SM Prime Holdings's current Cash-to-Debt is 0.06, which is 50% below median its own 10-year median of 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SM Prime Holdings stock overvalued right now?
Based on GuruFocus' analysis, SM Prime Holdings (PHS:SMPH) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱25.02, compared to a current price of ₱18.28 — trading 26.9% below its estimated fair value. The current Cash-to-Debt is 0.06, which is 50% below median its 10-year median of 0.12 and 76.9% below the Real Estate industry median of 0.26. SM Prime Holdings' overall GF Score™ is 90/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For SM Prime Holdings (PHS:SMPH), the current Cash-to-Debt is 0.06 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SM Prime Holdings (PHS:SMPH) Overvalued in 2026?
Based on GuruFocus' analysis, SM Prime Holdings stock appears to be undervalued.
The current stock price of ₱18.28 is trading 26.9% below its estimated GF Value™ of ₱25.02.
GuruFocus considers SM Prime Holdings to be Modestly Undervalued.
Key valuation signals for PHS:SMPH:
Cash-to-Debt: 0.06 (50% below median its 10-year median of 0.12)
GF Value™: ₱25.02 vs. price of ₱18.28 (26.9% below fair value)
Industry Position: 76.9% below the Real Estate median (#1266 of 1746)
No single metric tells the full story. See the PHS:SMPH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SM Prime Holdings Inc is an integrated property developer. It is engaged in acquiring and developing real estate, conducting and maintaining commercial shopping centers, and constructing and managing buildings such as condominiums, apartments, hotels, restaurants, stores, and other structures for mixed-use purposes. The company has four business segments, namely, malls, residential, commercial, and integrated property developments and hotels and convention centers. It generates maximum revenue from the Malls segment, which develops, conducts, operates, and maintains the business of commercial shopping centers for rent, amusement centers, or cinema theaters within the compound of the shopping centers.
90GF Score
Get the complete analysis for PHS:SMPH
Cash-to-Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
PHS:SMPH has been successfully added to your 
