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Wheels Up ExperienceUP +4.10%35 Cash-to-Debt is 0.12 as of Jun. 2026, which is 77% below its 10-year median of 0.53. GuruFocus rates UP with a GF Score™ of 35/100 and a GF Value™ of $7.74 (Possible Value Trap). The stock has 9 warning signs investors should review. Among 1,004 Transportation companies, Wheels Up Experience ranks worse than 80.18% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Wheels Up Experience's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.12.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Wheels Up Experiencecouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Wheels Up Experience's Cash-to-Debt or its related term are showing as below:
UP'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.1 Med: 0.53 Max: 6.82
Current: 0.12
During the past 6 years, Wheels Up Experience's highest Cash to Debt Ratio was 6.82. The lowest was 0.10. And the median was 0.53.
UP's Cash-to-Debt is ranked worse than 80.18% of 1004
companies
in the Transportation industry
Industry Median: 0.49
vs UP: 0.12
Wheels Up Experience (NYSE:UP) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Wheels Up Experience Cash-to-Debt Related Terms
Wheels Up Experience Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Wheels Up Experience's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Airports & Air Services subindustry, Wheels Up Experience's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wheels Up Experience Cash-to-Debt vs Transportation Industry
For the Transportation industry and Industrials sector, Wheels Up Experience's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Wheels Up Experience's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Wheels Up Experience (UP) has a Cash-to-Debt of 0.12 as of Jun. 2026. This is 77% below median its historical median of 0.53. Over the past decade, Wheels Up Experience's Cash-to-Debt has ranged from 0.10 to 6.82. According to the industry distribution chart, Wheels Up Experience ranks #805 out of 1004 companies in the Transportation industry, placing it in the top 80.2%.
Is Wheels Up Experience's Cash-to-Debt too high?
Wheels Up Experience's current Cash-to-Debt of 0.12 is 77% below median its 10-year median of 0.53. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 6.82. The Transportation industry median Cash-to-Debt is 0.49. Wheels Up Experience's value of 0.12 is 75.5% below this industry median. Based on the distribution chart, Wheels Up Experience ranks #805 out of 1004 companies in the Transportation industry, which is in the bottom quartile relative to peers. Overall, Wheels Up Experience has a GF Score™ of 35/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Wheels Up Experience's Cash-to-Debt compare to ICTSF and ASLE?
According to the Transportation industry distribution chart, Wheels Up Experience ranks #805 out of 1004 companies for Cash-to-Debt. This places Wheels Up Experience in the lower half of its industry. The industry median Cash-to-Debt is 0.49. Wheels Up Experience's value of 0.12 is 75.5% below this benchmark. Historically, Wheels Up Experience's own Cash-to-Debt has ranged from 0.10 to 6.82 over the past decade. While the company's 10-year median is 0.53 vs. the industry median of 0.49, Wheels Up Experience has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Transportation company?
The median Cash-to-Debt among Transportation companies is 0.49, based on 1,004 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wheels Up Experience's current Cash-to-Debt of 0.12 is 75.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Transportation industry, the median Cash-to-Debt is 0.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wheels Up Experience's current Cash-to-Debt is 0.12, which is 77% below median its own 10-year median of 0.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wheels Up Experience stock overvalued right now?
Based on GuruFocus' analysis, Wheels Up Experience (UP) is currently considered Possible Value Trap. The stock's GF Value™ is $7.74, compared to a current price of $3.81 — trading 50.8% below its estimated fair value. The current Cash-to-Debt is 0.12, which is 77% below median its 10-year median of 0.53 and 75.5% below the Transportation industry median of 0.49. Wheels Up Experience's overall GF Score™ is 35/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Wheels Up Experience (UP), the current Cash-to-Debt is 0.12 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Wheels Up Experience (UP) Overvalued in 2026?
Based on GuruFocus' analysis, Wheels Up Experience stock appears to be undervalued.
The current stock price of $3.81 is trading 50.8% below its estimated GF Value™ of $7.74.
GuruFocus considers Wheels Up Experience to be Possible Value Trap.
Key valuation signals for UP:
Cash-to-Debt: 0.12 (77% below median its 10-year median of 0.53)
GF Value™: $7.74 vs. price of $3.81 (50.8% below fair value)
Industry Position: 75.5% below the Transportation median (#805 of 1004)
No single metric tells the full story. See the UP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Wheels Up Experience Inc is a provider of on-demand private aviation. The company offers a private aviation solution with a large and diverse aircraft fleet, delivered through a mix of charter solutions and its membership program that utilizes its controlled aircraft fleet and a network of safety-vetted charter operators. Through its partnership firm, it provides members and customers with an offering across private and premium commercial travel. It generates the majority of its revenue from member and customer flights through its membership program and charter solutions, as well as from membership fees and other activities and services, including group charter flights, cargo flights, and special missions. Geographically, the company generates maximum revenue from the United States.
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