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SCOR SEXSWX:SCR 47 3-Year FCF Growth Rate is 37.20% as of Jun. 2026, which is 268% above its 10-year median of 10.10. GuruFocus rates XSWX:SCR with a GF Score™ of 47/100 and a GF Value™ of CHF22.65 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 343 Insurance companies, SCOR SE ranks better than 75.22% on this metric.
During the past 3 years, the average Free Cash Flow per Share Growth Rate was 37.20% per year.
During the past 5 years, the average Free Cash Flow per Share Growth Rate was -0.20% per year.
During the past 10 years, the average Free Cash Flow per Share Growth Rate was 2.00% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Free Cash Flow per Share growth rate.
During the past 13 years, the highest 3-Year average Free Cash Flow per Share Growth Rate of SCOR SE was 86.00% per year. The lowest was -27.10% per year. And the median was 10.10% per year.
SCOR SE (XSWX:SCR) 3-Year FCF Growth Rate Explanation
Free Cash Flow per Share is the amount of Free Cash Flow per outstanding share of the company's stock. Free Cash Flow is considered one of the most important parameters to measure a company's earnings power by value investors because it is not subject to estimates of Depreciation, Depletion and Amortization (DDA). However, when we look at the Free Cash Flow, we should look from a long term perspective, because any year's Free Cash Flow can be drastically affected by the spending on Property, Plant, & Equipment (PPE) of the business in that year. Over the long term, Free Cash Flow should give pretty good picture on the real earnings power of the company. It's used in the calculation of Forward Rate of Return (Yacktman) %.
SCOR SE 3-Year FCF Growth Rate Related Terms
XSWX:SCR vs RGA, EG, RNR: 3-Year FCF Growth Rate Comparison
For the Insurance - Reinsurance subindustry, SCOR SE's 3-Year FCF Growth Rate, along with its competitors' market caps and 3-Year FCF Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SCOR SE 3-Year FCF Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, SCOR SE's 3-Year FCF Growth Rate distribution charts can be found below:
* The bar in red indicates where SCOR SE's 3-Year FCF Growth Rate falls into.
This is the 3-year average growth rate of Free Cash Flow per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Free Cash Flow per Share growth rate.
What does a 3-Year FCF Growth Rate of 37.20% mean?
SCOR SE (XSWX:SCR) has a 3-Year FCF Growth Rate of 37.20% as of Jun. 2026. 3-Year FCF Growth Rate is the 3-year average growth rate of Free Cash Flow per Share. View historical data for SCOR SE and its competitors. This is 268% above median its historical median of 10.10. According to the industry distribution chart, SCOR SE ranks #85 out of 343 companies in the Insurance industry, placing it in the top 24.8%.
Is SCOR SE's 3-Year FCF Growth Rate too high?
SCOR SE's current 3-Year FCF Growth Rate of 37.20% is 268% above median its 10-year median of 10.10. The Insurance industry median 3-Year FCF Growth Rate is 13.10. SCOR SE's value of 37.20% is 184% above this industry median. Based on the distribution chart, SCOR SE ranks #85 out of 343 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, SCOR SE has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SCOR SE's 3-Year FCF Growth Rate compare to RGA and EG?
According to the Insurance industry distribution chart, SCOR SE ranks #85 out of 343 companies for 3-Year FCF Growth Rate. This places SCOR SE in the top 25% of its industry — outperforming the majority of peers. The industry median 3-Year FCF Growth Rate is 13.10. SCOR SE's value of 37.20% is 184% above this benchmark. While the company's 10-year median is 10.10 vs. the industry median of 13.10, SCOR SE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year FCF Growth Rate for an Insurance company?
The median 3-Year FCF Growth Rate among Insurance companies is 13.10, based on 343 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year FCF Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year FCF Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SCOR SE's current 3-Year FCF Growth Rate of 37.20% is 184% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year FCF Growth Rate mean?
A high 3-Year FCF Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year FCF Growth Rate is the 3-year average growth rate of Free Cash Flow per Share. View historical data for SCOR SE and its competitors. For the Insurance industry, the median 3-Year FCF Growth Rate is 13.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SCOR SE's current 3-Year FCF Growth Rate is 37.20%, which is 268% above median its own 10-year median of 10.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SCOR SE stock overvalued right now?
Based on GuruFocus' analysis, SCOR SE (XSWX:SCR) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF22.65, compared to a current price of CHF32.04 — trading 41.5% above its estimated fair value. The current 3-Year FCF Growth Rate is 37.20%, which is 268% above median its 10-year median of 10.10 and 184% above the Insurance industry median of 13.10. SCOR SE's overall GF Score™ is 47/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year FCF Growth Rate calculated?
3-Year FCF Growth Rate is calculated from a company's financial statements. For SCOR SE (XSWX:SCR), the current 3-Year FCF Growth Rate is 37.20% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SCOR SE (XSWX:SCR) Overvalued in 2026?
Based on GuruFocus' analysis, SCOR SE stock appears to be overvalued.
The current stock price of CHF32.04 is trading 41.5% above its estimated GF Value™ of CHF22.65.
GuruFocus considers SCOR SE to be Significantly Overvalued.
Key valuation signals for XSWX:SCR:
3-Year FCF Growth Rate: 37.20% (268% above median its 10-year median of 10.10)
GF Value™: CHF22.65 vs. price of CHF32.04 (41.5% above fair value)
Industry Position: 184% above the Insurance median (#85 of 343)
No single metric tells the full story. See the XSWX:SCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Scor is the world's sixth-largest reinsurer, selling nonlife and life reinsurance. Scor Global Life insures life, health, and annuities. This means in its co-insurance agreements Scor shares in premiums and claims of life insurance contracts that have been sold by a primary insurer. In its excess of loss agreements, Scor reimburses a primary insurer for claims that are filed above an agreed amount. Scor also sells property and casualty reinsurance in coinsurance and excess of loss. Historically, Scor has been better in specialist lines and not as good in lines where there is a large potential for loss.
47GF Score
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