SCOR SE (XSWX:SCR) Debt-to-Asset : 0.10 (As of Dec. 2025)

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XSWX:SCR SCOR SE XSWX:SCR
49 GF Score
Price CHF30.40
GF Value CHF22.67
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is SCOR SE Debt-to-Asset?

SCOR SE XSWX:SCR +5.56% 49 Debt-to-Asset is 0.10 as of Dec. 2025. GuruFocus rates XSWX:SCR with a GF Score™ of 49/100 and a GF Value™ of CHF22.67 (Significantly Overvalued). The stock has 2 warning signs investors should review.

SCOR SE's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was CHF48 Mil. SCOR SE's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was CHF3,281 Mil. SCOR SE's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Dec. 2025 was CHF33,686 Mil. SCOR SE's debt to asset for the quarter that ended in Dec. 2025 was 0.10.

SCOR SE  (XSWX:SCR) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

SCOR SE Debt-to-Asset Related Terms

SCOR SE Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for SCOR SE's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SCOR SE Debt-to-Asset Chart

SCOR SE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.09 0.09 0.09 0.10 0.10

SCOR SE Quarterly Data
Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Mar24 Jun24 Dec24 Jun25 Sep25 Dec25 Mar26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.10 0.09 0.00 0.10 0.00

XSWX:SCR vs RGA, EG, RNR: Debt-to-Asset Comparison

For the Insurance - Reinsurance subindustry, SCOR SE's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

SCOR SE Debt-to-Asset vs Insurance Industry

For the Insurance industry and Financial Services sector, SCOR SE's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where SCOR SE's Debt-to-Asset falls into.


XSWX:SCR
49GF Score
SCOR SE XSWX:SCR
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SCOR SE Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

SCOR SE's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(47.59 + 3280.914) / 33686.288
=0.10

SCOR SE's Debt-to-Asset for the quarter that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(47.59 + 3280.914) / 33686.288
=0.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.10 mean?
SCOR SE (XSWX:SCR) has a Debt-to-Asset of 0.10 as of Dec. 2025. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on SCOR SE and its competitors.
Is SCOR SE's Debt-to-Asset too high?
SCOR SE's current Debt-to-Asset is 0.10. Overall, SCOR SE has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SCOR SE's Debt-to-Asset compare to RGA and EG?
SCOR SE's Debt-to-Asset of 0.10 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for an Insurance company?
A good Debt-to-Asset depends on the Insurance industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on SCOR SE and its competitors. SCOR SE's current Debt-to-Asset is 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SCOR SE stock overvalued right now?
Based on GuruFocus' analysis, SCOR SE (XSWX:SCR) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF22.67, compared to a current price of CHF30.40 — trading 34.1% above its estimated fair value. The current Debt-to-Asset is 0.10. SCOR SE's overall GF Score™ is 49/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For SCOR SE (XSWX:SCR), the current Debt-to-Asset is 0.10 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SCOR SE (XSWX:SCR) Overvalued in 2026?

Based on GuruFocus' analysis, SCOR SE stock appears to be overvalued. The current stock price of CHF30.40 is trading 34.1% above its estimated GF Value™ of CHF22.67. GuruFocus considers SCOR SE to be Significantly Overvalued.

Key valuation signals for XSWX:SCR:

  • Debt-to-Asset: 0.10
  • GF Value™: CHF22.67 vs. price of CHF30.40 (34.1% above fair value)
  • GF Score™: 49/100 with 2 warning signs

No single metric tells the full story. See the XSWX:SCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SCOR SE Business Description

Address 5, avenue Kleber, Paris, FRA, 75116
Scor is the world's sixth-largest reinsurer, selling nonlife and life reinsurance. Scor Global Life insures life, health, and annuities. This means in its co-insurance agreements Scor shares in premiums and claims of life insurance contracts that have been sold by a primary insurer. In its excess of loss agreements, Scor reimburses a primary insurer for claims that are filed above an agreed amount. Scor also sells property and casualty reinsurance in coinsurance and excess of loss. Historically, Scor has been better in specialist lines and not as good in lines where there is a large potential for loss.
49GF Score

Get the complete analysis for XSWX:SCR

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF30.40
Price
CHF22.67
GF Value