SCOR SE (XSWX:SCR) Interest Coverage: N/A (As of Dec. 2025)


XSWX:SCR SCOR SE XSWX:SCR
45 GF Score
Price CHF28.92
GF Value CHF22.81
Valuation Modestly Overvalued
! 2 Warning Signs
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What is SCOR SE Interest Coverage?

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's EBIT by its Interest Expense. SCOR SE's EBIT for the three months ended in Dec. 2025 was CHF0 Mil. SCOR SE's Interest Expense for the three months ended in Dec. 2025 was CHF0 Mil. GuruFocus does not calculate 's interest coverage with the available data. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for SCOR SE's Interest Coverage or its related term are showing as below:


XSWX:SCR's Interest Coverage is not ranked *
in the Insurance industry.
Industry Median: 16.26
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


SCOR SE  (XSWX:SCR) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


SCOR SE Interest Coverage Related Terms


SCOR SE Interest Coverage Historical Data

* Premium members only.

The historical data trend for SCOR SE's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

SCOR SE Interest Coverage Chart

SCOR SE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.97 0.00 11.81 2.47 10.86

SCOR SE Quarterly Data
Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Mar24 Jun24 Dec24 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A N/A No Debt N/A No Debt

XSWX:SCR vs RGA, EG, RNR: Interest Coverage Comparison

For the Insurance - Reinsurance subindustry, SCOR SE's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SCOR SE Interest Coverage vs Insurance Industry

For the Insurance industry and Financial Services sector, SCOR SE's Interest Coverage distribution charts can be found below:

* The bar in red indicates where SCOR SE's Interest Coverage falls into.


XSWX:SCR
45GF Score
SCOR SE XSWX:SCR
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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SCOR SE Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and EBIT is positive, then

Interest Coverage=-1* EBIT /Interest Expense

Else if Interest Expense is negative and EBIT is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

SCOR SE's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, SCOR SE's Interest Expense was CHF-112 Mil. Its EBIT was CHF1,216 Mil. And its Long-Term Debt & Capital Lease Obligation was CHF3,281 Mil.

Interest Coverage=-1* EBIT (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*1215.879/-111.977
=10.86

SCOR SE's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the three months ended in Dec. 2025, SCOR SE's Interest Expense was CHF0 Mil. Its EBIT was CHF0 Mil. And its Long-Term Debt & Capital Lease Obligation was CHF3,281 Mil.

GuruFocus does not calculate SCOR SE's interest coverage with the available data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Is SCOR SE (XSWX:SCR) Overvalued in 2026?

Based on GuruFocus' analysis, SCOR SE stock appears to be overvalued. The current stock price of CHF28.92 is trading 26.8% above its estimated GF Value™ of CHF22.81. GuruFocus considers SCOR SE to be Modestly Overvalued.

Key valuation signals for XSWX:SCR:

  • Interest Coverage: N/A
  • GF Value™: CHF22.81 vs. price of CHF28.92 (26.8% above fair value)
  • GF Score™: 45/100 with 2 warning signs

No single metric tells the full story. See the XSWX:SCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SCOR SE Business Description

Address 5, avenue Kleber, Paris, FRA, 75116
Scor is the world's sixth-largest reinsurer, selling nonlife and life reinsurance. Scor Global Life insures life, health, and annuities. This means in its co-insurance agreements Scor shares in premiums and claims of life insurance contracts that have been sold by a primary insurer. In its excess of loss agreements, Scor reimburses a primary insurer for claims that are filed above an agreed amount. Scor also sells property and casualty reinsurance in coinsurance and excess of loss. Historically, Scor has been better in specialist lines and not as good in lines where there is a large potential for loss.
45GF Score

Get the complete analysis for XSWX:SCR

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF28.92
Price
CHF22.81
GF Value