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SCOR SEXSWX:SCR 49 Equity-to-Asset is 0.12 as of Dec. 2025, which is 8% below its 10-year median of 0.13. GuruFocus rates XSWX:SCR with a GF Score™ of 49/100 and a GF Value™ of CHF22.67 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 508 Insurance companies, SCOR SE ranks worse than 75.79% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. SCOR SE's Total Stockholders Equity for the quarter that ended in Dec. 2025 was CHF4,131 Mil. SCOR SE's Total Assets for the quarter that ended in Dec. 2025 was CHF33,686 Mil.
The historical rank and industry rank for SCOR SE's Equity-to-Asset or its related term are showing as below:
XSWX:SCR'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.12 Med: 0.13 Max: 0.21
Current: 0.12
During the past 13 years, the highest Equity to Asset Ratio of SCOR SE was 0.21. The lowest was 0.12. And the median was 0.13.
XSWX:SCR's Equity-to-Asset is ranked worse than 75.79% of 508
companies
in the Insurance industry
Industry Median: 0.26
vs XSWX:SCR: 0.12
SCOR SE (XSWX:SCR) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
SCOR SE Equity-to-Asset Related Terms
SCOR SE Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for SCOR SE's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XSWX:SCR vs RGA, EG, RNR: Equity-to-Asset Comparison
For the Insurance - Reinsurance subindustry, SCOR SE's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SCOR SE Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, SCOR SE's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where SCOR SE's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
SCOR SE's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SCOR SE (XSWX:SCR) has a Equity-to-Asset of 0.12 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on SCOR SE and its competitors. This is near median its historical median of 0.13. Over the past decade, SCOR SE's Equity-to-Asset has ranged from 0.12 to 0.21. According to the industry distribution chart, SCOR SE ranks #385 out of 508 companies in the Insurance industry, placing it in the top 75.8%.
Is SCOR SE's Equity-to-Asset too high?
SCOR SE's current Equity-to-Asset of 0.12 is near median its 10-year median of 0.13. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 0.21. The Insurance industry median Equity-to-Asset is 0.26. SCOR SE's value of 0.12 is 53.8% below this industry median. Based on the distribution chart, SCOR SE ranks #385 out of 508 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, SCOR SE has a GF Score™ of 49/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SCOR SE's Equity-to-Asset compare to RGA and EG?
According to the Insurance industry distribution chart, SCOR SE ranks #385 out of 508 companies for Equity-to-Asset. This places SCOR SE in the lower half of its industry. The industry median Equity-to-Asset is 0.26. SCOR SE's value of 0.12 is 53.8% below this benchmark. Historically, SCOR SE's own Equity-to-Asset has ranged from 0.12 to 0.21 over the past decade. While the company's 10-year median is 0.13 vs. the industry median of 0.26, SCOR SE has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 508 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SCOR SE's current Equity-to-Asset of 0.12 is 53.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on SCOR SE and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SCOR SE's current Equity-to-Asset is 0.12, which is near median its own 10-year median of 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SCOR SE stock overvalued right now?
Based on GuruFocus' analysis, SCOR SE (XSWX:SCR) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF22.67, compared to a current price of CHF28.80 — trading 27% above its estimated fair value. The current Equity-to-Asset is 0.12, which is near median its 10-year median of 0.13 and 53.8% below the Insurance industry median of 0.26. SCOR SE's overall GF Score™ is 49/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For SCOR SE (XSWX:SCR), the current Equity-to-Asset is 0.12 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SCOR SE (XSWX:SCR) Overvalued in 2026?
Based on GuruFocus' analysis, SCOR SE stock appears to be overvalued.
The current stock price of CHF28.80 is trading 27% above its estimated GF Value™ of CHF22.67.
GuruFocus considers SCOR SE to be Modestly Overvalued.
Key valuation signals for XSWX:SCR:
Equity-to-Asset: 0.12 (near median its 10-year median of 0.13)
GF Value™: CHF22.67 vs. price of CHF28.80 (27% above fair value)
Industry Position: 53.8% below the Insurance median (#385 of 508)
No single metric tells the full story. See the XSWX:SCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Scor is the world's sixth-largest reinsurer, selling nonlife and life reinsurance. Scor Global Life insures life, health, and annuities. This means in its co-insurance agreements Scor shares in premiums and claims of life insurance contracts that have been sold by a primary insurer. In its excess of loss agreements, Scor reimburses a primary insurer for claims that are filed above an agreed amount. Scor also sells property and casualty reinsurance in coinsurance and excess of loss. Historically, Scor has been better in specialist lines and not as good in lines where there is a large potential for loss.
49GF Score
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