SCOR SEXSWX:SCR 45 3-Year ROIIC % is 251.86 as of Dec. 2025. GuruFocus rates XSWX:SCR with a GF Score™ of 45/100 and a GF Value™ of CHF22.95 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 334 Insurance companies, SCOR SE ranks better than 97.9% on this metric.
3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
SCOR SE's 3-Year ROIIC % for the quarter that ended in Dec. 2025 was 251.86%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for SCOR SE's 3-Year ROIIC % or its related term are showing as below:
XSWX:SCR's 3-Year ROIIC % is ranked better than 97.9% of 334
companies
in the Insurance industry
Industry Median: 5.09
vs XSWX:SCR: 251.86
SCOR SE (XSWX:SCR) 3-Year ROIIC % Explanation
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
SCOR SE 3-Year ROIIC % Related Terms
SCOR SE 3-Year ROIIC % Historical Data
* Premium members only.
The historical data trend for SCOR SE's 3-Year ROIIC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XSWX:SCR vs RGA, EG, RNR: 3-Year ROIIC % Comparison
For the Insurance - Reinsurance subindustry, SCOR SE's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SCOR SE 3-Year ROIIC % vs Insurance Industry
For the Insurance industry and Financial Services sector, SCOR SE's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where SCOR SE's 3-Year ROIIC % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
SCOR SE (XSWX:SCR) has a 3-Year ROIIC % of 251.86 as of Dec. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on SCOR SE and its competitors. According to the industry distribution chart, SCOR SE ranks #7 out of 334 companies in the Insurance industry, placing it in the top 2.1%.
Is SCOR SE's 3-Year ROIIC % too high?
SCOR SE's current 3-Year ROIIC % is 251.86. The Insurance industry median 3-Year ROIIC % is 5.09. SCOR SE's value of 251.86 is 4848.1% above this industry median. Based on the distribution chart, SCOR SE ranks #7 out of 334 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, SCOR SE has a GF Score™ of 45/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SCOR SE's 3-Year ROIIC % compare to RGA and EG?
According to the Insurance industry distribution chart, SCOR SE ranks #7 out of 334 companies for 3-Year ROIIC %. This places SCOR SE in the top 2% of its industry — outperforming the majority of peers. The industry median 3-Year ROIIC % is 5.09. SCOR SE's value of 251.86 is 4848.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for an Insurance company?
The median 3-Year ROIIC % among Insurance companies is 5.09, based on 334 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SCOR SE's current 3-Year ROIIC % of 251.86 is 4848.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on SCOR SE and its competitors. For the Insurance industry, the median 3-Year ROIIC % is 5.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SCOR SE's current 3-Year ROIIC % is 251.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SCOR SE stock overvalued right now?
Based on GuruFocus' analysis, SCOR SE (XSWX:SCR) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF22.95, compared to a current price of CHF28.92 — trading 26% above its estimated fair value. The current 3-Year ROIIC % is 251.86 and 4848.1% above the Insurance industry median of 5.09. SCOR SE's overall GF Score™ is 45/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For SCOR SE (XSWX:SCR), the current 3-Year ROIIC % is 251.86 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SCOR SE (XSWX:SCR) Overvalued in 2026?
Based on GuruFocus' analysis, SCOR SE stock appears to be overvalued.
The current stock price of CHF28.92 is trading 26% above its estimated GF Value™ of CHF22.95.
GuruFocus considers SCOR SE to be Modestly Overvalued.
Key valuation signals for XSWX:SCR:
3-Year ROIIC %: 251.86
GF Value™: CHF22.95 vs. price of CHF28.92 (26% above fair value)
Industry Position: 4848.1% above the Insurance median (#7 of 334)
No single metric tells the full story. See the XSWX:SCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Scor is the world's sixth-largest reinsurer, selling nonlife and life reinsurance. Scor Global Life insures life, health, and annuities. This means in its co-insurance agreements Scor shares in premiums and claims of life insurance contracts that have been sold by a primary insurer. In its excess of loss agreements, Scor reimburses a primary insurer for claims that are filed above an agreed amount. Scor also sells property and casualty reinsurance in coinsurance and excess of loss. Historically, Scor has been better in specialist lines and not as good in lines where there is a large potential for loss.
45GF Score
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