SCOR SE (XSWX:SCR) Debt-to-EBITDA : N/A (As of Dec. 2025)


XSWX:SCR SCOR SE XSWX:SCR
50 GF Score
Price CHF28.82
GF Value CHF23.15
Valuation Modestly Overvalued
! 2 Warning Signs
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What is SCOR SE Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

SCOR SE's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was CHF48 Mil. SCOR SE's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was CHF3,281 Mil. SCOR SE's annualized EBITDA for the quarter that ended in Dec. 2025 was CHF0 Mil.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for SCOR SE's Debt-to-EBITDA or its related term are showing as below:

During the past 13 years, the highest Debt-to-EBITDA Ratio of SCOR SE was 6.83. The lowest was -2.49. And the median was 3.25.

XSWX:SCR's Debt-to-EBITDA is not ranked *
in the Insurance industry.
Industry Median: 1.17
* Ranked among companies with meaningful Debt-to-EBITDA only.

SCOR SE  (XSWX:SCR) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.

Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

SCOR SE Debt-to-EBITDA Related Terms

SCOR SE Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for SCOR SE's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SCOR SE Debt-to-EBITDA Chart

SCOR SE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.49 -2.49 2.05 6.83 2.29

SCOR SE Quarterly Data
Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Mar24 Jun24 Dec24 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

XSWX:SCR vs RGA, EG, RNR: Debt-to-EBITDA Comparison

For the Insurance - Reinsurance subindustry, SCOR SE's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

SCOR SE Debt-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, SCOR SE's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where SCOR SE's Debt-to-EBITDA falls into.


XSWX:SCR
50GF Score
SCOR SE XSWX:SCR
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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SCOR SE Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

SCOR SE's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(47.59 + 3280.914) / 1452.896
=2.29

SCOR SE's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(47.59 + 3280.914) / 0
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Dec. 2025) EBITDA data.

Is SCOR SE (XSWX:SCR) Overvalued in 2026?

Based on GuruFocus' analysis, SCOR SE stock appears to be overvalued. The current stock price of CHF28.82 is trading 24.5% above its estimated GF Value™ of CHF23.15. GuruFocus considers SCOR SE to be Modestly Overvalued.

Key valuation signals for XSWX:SCR:

  • Debt-to-EBITDA: N/A
  • GF Value™: CHF23.15 vs. price of CHF28.82 (24.5% above fair value)
  • GF Score™: 50/100 with 2 warning signs

No single metric tells the full story. See the XSWX:SCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SCOR SE Business Description

Address 5, avenue Kleber, Paris, FRA, 75116
Scor is the world's sixth-largest reinsurer, selling nonlife and life reinsurance. Scor Global Life insures life, health, and annuities. This means in its co-insurance agreements Scor shares in premiums and claims of life insurance contracts that have been sold by a primary insurer. In its excess of loss agreements, Scor reimburses a primary insurer for claims that are filed above an agreed amount. Scor also sells property and casualty reinsurance in coinsurance and excess of loss. Historically, Scor has been better in specialist lines and not as good in lines where there is a large potential for loss.
50GF Score

Get the complete analysis for XSWX:SCR

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF28.82
Price
CHF23.15
GF Value