HVLM (Huron Valley Bancorp) Change In Inventory: $0.00 Mil (TTM As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HVLM Huron Valley Bancorp Inc HVLM
65 GF Score
Price $36.25
GF Value $32.70
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Huron Valley Bancorp Change In Inventory?

Huron Valley Bancorp HVLM 65 Change In Inventory is $0.00 Mil as of Dec. 2025. GuruFocus rates HVLM with a GF Score™ of 65/100 and a GF Value™ of $32.70 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Huron Valley Bancorp's change in inventory for the quarter that ended in Dec. 2025 was $0.00 Mil. It means Huron Valley Bancorp's inventory stayed the same from Dec. 2024 to Dec. 2025 .

Huron Valley Bancorp's change in inventory for the fiscal year that ended in Dec. 2025 was $0.00 Mil. It means Huron Valley Bancorp's inventory stayed the same from Dec. 2024 to Dec. 2025 .

Huron Valley Bancorp's Total Inventories for the quarter that ended in Dec. 2025 was $0.00 Mil.

Days Inventory indicates the number of days of goods in sales that a company has in the inventory.

Inventory Turnover measures how fast the company turns over its inventory within a year.

Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue. Huron Valley Bancorp's Inventory-to-Revenue for the quarter that ended in Dec. 2025 was 0.00.

Huron Valley Bancorp  (OTCPK:HVLM) Change In Inventory Explanation

1. Days Inventory indicates the number of days of goods in sales that a company has in the inventory.

Huron Valley Bancorp's Days Inventory for the quarter that ended in is calculated as:

Days Inventory=Average Total Inventories/Cost of Goods Sold*Days in Period
=0/0*365 / 2
=N/A

2. Inventory Turnover measures how fast the company turns over its inventory within a year.

Huron Valley Bancorp's Inventory Turnover for the quarter that ended in Dec. 2025 is calculated as

Inventory Turnover=Cost of Goods Sold / Average Total Inventories
=0 / 0
=N/A

3. Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue.

Huron Valley Bancorp's Inventory to Revenue for the quarter that ended in Dec. 2025 is calculated as

Inventory-to-Revenue=Average Total Inventories / Revenue
=0 / 11.684
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Huron Valley Bancorp Change In Inventory Related Terms

Huron Valley Bancorp Change In Inventory Historical Data

* Premium members only.

The historical data trend for Huron Valley Bancorp's Change In Inventory can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Huron Valley Bancorp Change In Inventory Chart

Huron Valley Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Inventory
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Huron Valley Bancorp Semi-Annual Data
Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Inventory Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
HVLM
65GF Score
Huron Valley Bancorp Inc HVLM
Change In Inventory is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Huron Valley Bancorp Change In Inventory Calculation

Change In Inventory is the difference between last period's ending inventory and the current period's ending inventory.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Change In Inventory for the trailing twelve months (TTM) ended in Dec. 2025 was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Inventory →
What does a Change In Inventory of $0.00 Mil mean?
Huron Valley Bancorp (HVLM) has a Change In Inventory of $0.00 Mil as of Dec. 2025. Change in Inventory is the difference between current-period inventory and past-period inventory. View historical data for Huron Valley Bancorp and its competitors.
Is Huron Valley Bancorp's Change In Inventory too high?
Huron Valley Bancorp's current Change In Inventory is $0.00 Mil. Overall, Huron Valley Bancorp has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Huron Valley Bancorp's Change In Inventory compare to GNRV and PWBK?
Huron Valley Bancorp's Change In Inventory of $0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Inventory for a Banks company?
A good Change In Inventory depends on the Banks industry context. However, Change In Inventory should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Inventory mean?
A high Change In Inventory can signal that a stock is expensive relative to its fundamentals. Change in Inventory is the difference between current-period inventory and past-period inventory. View historical data for Huron Valley Bancorp and its competitors. Huron Valley Bancorp's current Change In Inventory is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Huron Valley Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Huron Valley Bancorp (HVLM) is currently considered Modestly Overvalued. The stock's GF Value™ is $32.70, compared to a current price of $36.25 — trading 10.9% above its estimated fair value. The current Change In Inventory is $0.00 Mil. Huron Valley Bancorp's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Inventory calculated?
Change In Inventory is calculated from a company's financial statements. For Huron Valley Bancorp (HVLM), the current Change In Inventory is $0.00 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Huron Valley Bancorp (HVLM) Overvalued in 2026?

Based on GuruFocus' analysis, Huron Valley Bancorp stock appears to be overvalued. The current stock price of $36.25 is trading 10.9% above its estimated GF Value™ of $32.70. GuruFocus considers Huron Valley Bancorp to be Modestly Overvalued.

Key valuation signals for HVLM:

  • Change In Inventory: $0.00 Mil
  • GF Value™: $32.70 vs. price of $36.25 (10.9% above fair value)
  • GF Score™: 65/100 with 6 warning signs

No single metric tells the full story. See the HVLM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Huron Valley Bancorp Business Description

Address 130 S. Milford Road, Milford, MI, USA, 48381
Huron Valley Bancorp Inc is a bank holding company. The company is engaged in the business of general commercial and retail banking. The bank offers a variety of deposit products, including checking accounts, savings accounts, time deposits, and short-term deposits. The bank provides lending activities in the residential and commercial mortgage market, general commercial market, and consumer installment marketplace.
65GF Score

Get the complete analysis for HVLM

Change In Inventory is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$36.25
Price
$32.70
GF Value