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Huron Valley Bancorp's ROE % for the quarter that ended in Dec. 2025 was 11.38%. Huron Valley Bancorp's PB Ratio for the quarter that ended in Dec. 2025 was 0.96.
Huron Valley Bancorp's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 11.85%.
Huron Valley Bancorp ROE % Adjusted to Book Value Related Terms
Huron Valley Bancorp ROE % Adjusted to Book Value Historical Data
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The historical data trend for Huron Valley Bancorp's ROE % Adjusted to Book Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Huron Valley Bancorp ROE % Adjusted to Book Value Chart
HVLM vs GNRV, PWBK, JFWV: ROE % Adjusted to Book Value Comparison
For the Banks - Regional subindustry, Huron Valley Bancorp's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Huron Valley Bancorp ROE % Adjusted to Book Value vs Banks Industry
For the Banks industry and Financial Services sector, Huron Valley Bancorp's ROE % Adjusted to Book Value distribution charts can be found below:
* The bar in red indicates where Huron Valley Bancorp's ROE % Adjusted to Book Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROE % Adjusted to Book Value of 11.85% mean?
Huron Valley Bancorp (HVLM) has a ROE % Adjusted to Book Value of 11.85% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Huron Valley Bancorp and its competitors.
Is Huron Valley Bancorp's ROE % Adjusted to Book Value too high?
Huron Valley Bancorp's current ROE % Adjusted to Book Value is 11.85%. Overall, Huron Valley Bancorp has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Huron Valley Bancorp's ROE % Adjusted to Book Value compare to GNRV and PWBK?
Huron Valley Bancorp's ROE % Adjusted to Book Value of 11.85% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Huron Valley Bancorp and its competitors. Huron Valley Bancorp's current ROE % Adjusted to Book Value is 11.85%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Huron Valley Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Huron Valley Bancorp (HVLM) is currently considered Modestly Overvalued. The stock's GF Value™ is $32.70, compared to a current price of $36.25 — trading 10.9% above its estimated fair value. The current ROE % Adjusted to Book Value is 11.85%. Huron Valley Bancorp's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Huron Valley Bancorp (HVLM), the current ROE % Adjusted to Book Value is 11.85% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Huron Valley Bancorp (HVLM) Overvalued in 2026?
Based on GuruFocus' analysis, Huron Valley Bancorp stock appears to be overvalued.
The current stock price of $36.25 is trading 10.9% above its estimated GF Value™ of $32.70.
GuruFocus considers Huron Valley Bancorp to be Modestly Overvalued.
Key valuation signals for HVLM:
ROE % Adjusted to Book Value: 11.85%
GF Value™: $32.70 vs. price of $36.25 (10.9% above fair value)
No single metric tells the full story. See the HVLM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Huron Valley Bancorp Inc is a bank holding company. The company is engaged in the business of general commercial and retail banking. The bank offers a variety of deposit products, including checking accounts, savings accounts, time deposits, and short-term deposits. The bank provides lending activities in the residential and commercial mortgage market, general commercial market, and consumer installment marketplace.
65GF Score
Get the complete analysis for HVLM
ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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