HVLM (Huron Valley Bancorp) Total Stockholders Equity: $26.98 Mil (As of Dec. 2025)

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HVLM Huron Valley Bancorp Inc HVLM
65 GF Score
Price $36.25
GF Value $32.70
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Huron Valley Bancorp Total Stockholders Equity?

Huron Valley Bancorp HVLM 65 Total Stockholders Equity is $26.98 Mil as of Dec. 2025. GuruFocus rates HVLM with a GF Score™ of 65/100 and a GF Value™ of $32.70 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Huron Valley Bancorp's Total Stockholders Equity for the quarter that ended in Dec. 2025 was $26.98 Mil. It refers to the net assets owned by shareholders. It does not include minority interest.

Total Stockholders Equity is used to calculate Book Value per Share. Huron Valley Bancorp's Book Value per Share for the quarter that ended in Dec. 2025 was $30.58. The ratio of a company's debt over equity can be used to measure how leveraged this company is. Huron Valley Bancorp's Debt-to-Equity for the quarter that ended in Dec. 2025 was 0.19.

Huron Valley Bancorp  (OTCPK:HVLM) Total Stockholders Equity Explanation

1. Total Stockholders Equity is used to calculate Book Value per Share.

Huron Valley Bancorp's Book Value per Share for the quarter that ended in Dec. 2025 is

Book Value per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(26.975-0)/0.882
=30.58

2. The ratio of a company's debt over equity can be used to measure how leveraged this company is.

Huron Valley Bancorp's Debt-to-Equity for the quarter that ended in Dec. 2025 is

Debt-to-Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(0 + 5) / 26.975
=0.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Huron Valley Bancorp Total Stockholders Equity Related Terms

Huron Valley Bancorp Total Stockholders Equity Historical Data

* Premium members only.

The historical data trend for Huron Valley Bancorp's Total Stockholders Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Huron Valley Bancorp Total Stockholders Equity Chart

Huron Valley Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Stockholders Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.44 18.25 20.80 23.63 26.98

Huron Valley Bancorp Semi-Annual Data
Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Stockholders Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.44 18.25 20.80 23.63 26.98
HVLM
65GF Score
Huron Valley Bancorp Inc HVLM
Total Stockholders Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Total Stockholders Equity of $26.98 Mil mean?
Huron Valley Bancorp (HVLM) has a Total Stockholders Equity of $26.98 Mil as of Dec. 2025. The total amount of shareholder's equity as recorded on a company's balance sheet. View historical data for Huron Valley Bancorp and its competitors.
Is Huron Valley Bancorp's Total Stockholders Equity too high?
Huron Valley Bancorp's current Total Stockholders Equity is $26.98 Mil. Overall, Huron Valley Bancorp has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Huron Valley Bancorp's Total Stockholders Equity compare to GNRV and PWBK?
Huron Valley Bancorp's Total Stockholders Equity of $26.98 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Stockholders Equity for a Banks company?
A good Total Stockholders Equity depends on the Banks industry context. However, Total Stockholders Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Stockholders Equity mean?
A high Total Stockholders Equity can signal that a stock is expensive relative to its fundamentals. The total amount of shareholder's equity as recorded on a company's balance sheet. View historical data for Huron Valley Bancorp and its competitors. Huron Valley Bancorp's current Total Stockholders Equity is $26.98 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Huron Valley Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Huron Valley Bancorp (HVLM) is currently considered Modestly Overvalued. The stock's GF Value™ is $32.70, compared to a current price of $36.25 — trading 10.9% above its estimated fair value. The current Total Stockholders Equity is $26.98 Mil. Huron Valley Bancorp's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Stockholders Equity calculated?
Total Stockholders Equity is calculated from a company's financial statements. For Huron Valley Bancorp (HVLM), the current Total Stockholders Equity is $26.98 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Huron Valley Bancorp (HVLM) Overvalued in 2026?

Based on GuruFocus' analysis, Huron Valley Bancorp stock appears to be overvalued. The current stock price of $36.25 is trading 10.9% above its estimated GF Value™ of $32.70. GuruFocus considers Huron Valley Bancorp to be Modestly Overvalued.

Key valuation signals for HVLM:

  • Total Stockholders Equity: $26.98 Mil
  • GF Value™: $32.70 vs. price of $36.25 (10.9% above fair value)
  • GF Score™: 65/100 with 6 warning signs

No single metric tells the full story. See the HVLM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Huron Valley Bancorp Business Description

Address 130 S. Milford Road, Milford, MI, USA, 48381
Huron Valley Bancorp Inc is a bank holding company. The company is engaged in the business of general commercial and retail banking. The bank offers a variety of deposit products, including checking accounts, savings accounts, time deposits, and short-term deposits. The bank provides lending activities in the residential and commercial mortgage market, general commercial market, and consumer installment marketplace.
65GF Score

Get the complete analysis for HVLM

Total Stockholders Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$36.25
Price
$32.70
GF Value