HVLM (Huron Valley Bancorp) Total Payout Ratio: 0.00 (As of Aug. 16, 2026)

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HVLM Huron Valley Bancorp Inc HVLM
65 GF Score
Price $36.25
GF Value $32.70
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Huron Valley Bancorp Total Payout Ratio?

Huron Valley Bancorp HVLM 65 Total Payout Ratio is 0.00 as of Aug. 16, 2026. GuruFocus rates HVLM with a GF Score™ of 65/100 and a GF Value™ of $32.70 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

Huron Valley Bancorp's current Total Payout Ratio is 0.00.


Huron Valley Bancorp Total Payout Ratio Related Terms


Huron Valley Bancorp Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for Huron Valley Bancorp's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Huron Valley Bancorp Total Payout Ratio Chart

Huron Valley Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.03 0.04 0.03 0.00 0.00

Huron Valley Bancorp Semi-Annual Data
Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.03 0.04 0.03 0.00 0.00

HVLM vs GNRV, PWBK, JFWV: Total Payout Ratio Comparison

For the Banks - Regional subindustry, Huron Valley Bancorp's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Huron Valley Bancorp Total Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Huron Valley Bancorp's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where Huron Valley Bancorp's Total Payout Ratio falls into.


HVLM
65GF Score
Huron Valley Bancorp Inc HVLM
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Huron Valley Bancorp Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

Huron Valley Bancorp's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + 0) / 2.878
=0.00

Huron Valley Bancorp's Total Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + 0) / 2.878
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 0.00 mean?
Huron Valley Bancorp (HVLM) has a Total Payout Ratio of 0.00 as of Aug. 16, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Huron Valley Bancorp and its competitors.
Is Huron Valley Bancorp's Total Payout Ratio too high?
Huron Valley Bancorp's current Total Payout Ratio is 0.00. Overall, Huron Valley Bancorp has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Huron Valley Bancorp's Total Payout Ratio compare to GNRV and PWBK?
Huron Valley Bancorp's Total Payout Ratio of 0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Banks company?
A good Total Payout Ratio depends on the Banks industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Huron Valley Bancorp and its competitors. Huron Valley Bancorp's current Total Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Huron Valley Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Huron Valley Bancorp (HVLM) is currently considered Modestly Overvalued. The stock's GF Value™ is $32.70, compared to a current price of $36.25 — trading 10.9% above its estimated fair value. The current Total Payout Ratio is 0.00. Huron Valley Bancorp's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For Huron Valley Bancorp (HVLM), the current Total Payout Ratio is 0.00 as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Huron Valley Bancorp (HVLM) Overvalued in 2026?

Based on GuruFocus' analysis, Huron Valley Bancorp stock appears to be overvalued. The current stock price of $36.25 is trading 10.9% above its estimated GF Value™ of $32.70. GuruFocus considers Huron Valley Bancorp to be Modestly Overvalued.

Key valuation signals for HVLM:

  • Total Payout Ratio: 0.00
  • GF Value™: $32.70 vs. price of $36.25 (10.9% above fair value)
  • GF Score™: 65/100 with 6 warning signs

No single metric tells the full story. See the HVLM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Huron Valley Bancorp Business Description

Address 130 S. Milford Road, Milford, MI, USA, 48381
Huron Valley Bancorp Inc is a bank holding company. The company is engaged in the business of general commercial and retail banking. The bank offers a variety of deposit products, including checking accounts, savings accounts, time deposits, and short-term deposits. The bank provides lending activities in the residential and commercial mortgage market, general commercial market, and consumer installment marketplace.
65GF Score

Get the complete analysis for HVLM

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$36.25
Price
$32.70
GF Value