SLRK (Solera National Bancorp) Change In Receivables: $-4.86 Mil (TTM As of Dec. 2025)

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SLRK Solera National Bancorp Inc SLRK
68 GF Score
Price $20.10
GF Value $14.78
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Solera National Bancorp Change In Receivables?

Solera National Bancorp SLRK +1.45% 68 Change In Receivables is $-4.86 Mil as of Dec. 2025. GuruFocus rates SLRK with a GF Score™ of 68/100 and a GF Value™ of $14.78 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Solera National Bancorp's change in receivables for the quarter that ended in Dec. 2025 was $-4.86 Mil. It means Solera National Bancorp's Accounts Receivable increased by $4.86 Mil from Dec. 2024 to Dec. 2025 .

Solera National Bancorp's change in receivables for the fiscal year that ended in Dec. 2025 was $-4.86 Mil. It means Solera National Bancorp's Accounts Receivable increased by $4.86 Mil from Dec. 2024 to Dec. 2025 .

Solera National Bancorp's Accounts Receivable for the quarter that ended in Dec. 2025 was $0.00 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Solera National Bancorp's Days Sales Outstanding for the six months ended in Dec. 2025 was 0.00.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Solera National Bancorp's liquidation value for the six months ended in Dec. 2025 was $-1,440.75 Mil.


Solera National Bancorp  (OTCPK:SLRK) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Solera National Bancorp's Days Sales Outstanding for the quarter that ended in Dec. 2025 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/54.195*91
=0.00

2. In Ben Graham's calculation of liquidation value, Solera National Bancorp's accounts receivable are only considered to be worth 75% of book value:

Solera National Bancorp's liquidation value for the quarter that ended in Dec. 2025 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=3.317-1444.067+0.75 * 0+0.5 * 0
=-1,440.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Solera National Bancorp Change In Receivables Related Terms


Solera National Bancorp Change In Receivables Historical Data

* Premium members only.

The historical data trend for Solera National Bancorp's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Solera National Bancorp Change In Receivables Chart

Solera National Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.87 -3.07 -1.45 -0.48 -4.86

Solera National Bancorp Semi-Annual Data
Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.87 -3.07 -1.45 -0.48 -4.86
SLRK
68GF Score
Solera National Bancorp Inc SLRK
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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Solera National Bancorp Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Change In Receivables for the trailing twelve months (TTM) ended in Dec. 2025 was $-4.86 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of $-4.86 Mil mean?
Solera National Bancorp (SLRK) has a Change In Receivables of $-4.86 Mil as of Dec. 2025. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Solera National Bancorp and its competitors.
Is Solera National Bancorp's Change In Receivables too high?
Solera National Bancorp's current Change In Receivables is $-4.86 Mil. Overall, Solera National Bancorp has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Solera National Bancorp's Change In Receivables compare to BKOR and MCBK?
Solera National Bancorp's Change In Receivables of $-4.86 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Solera National Bancorp and its competitors. Solera National Bancorp's current Change In Receivables is $-4.86 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Solera National Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Solera National Bancorp (SLRK) is currently considered Significantly Overvalued. The stock's GF Value™ is $14.78, compared to a current price of $20.10 — trading 36% above its estimated fair value. The current Change In Receivables is $-4.86 Mil. Solera National Bancorp's overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Solera National Bancorp (SLRK), the current Change In Receivables is $-4.86 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Solera National Bancorp (SLRK) Overvalued in 2026?

Based on GuruFocus' analysis, Solera National Bancorp stock appears to be overvalued. The current stock price of $20.10 is trading 36% above its estimated GF Value™ of $14.78. GuruFocus considers Solera National Bancorp to be Significantly Overvalued.

Key valuation signals for SLRK:

  • Change In Receivables: $-4.86 Mil
  • GF Value™: $14.78 vs. price of $20.10 (36% above fair value)
  • GF Score™: 68/100 with 6 warning signs

No single metric tells the full story. See the SLRK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Solera National Bancorp Business Description

Address 319 South Sheridan Boulevard, Lakewood, CO, USA, 80226
Solera National Bancorp Inc serves as the holding company for Solera National Bank. The bank is a full-service commercial bank offering a broad range of commercial and consumer banking services to small and medium-sized businesses, licensed professionals, and individuals who are particularly responsive to the personalized service that Solera National Bank provides to its customers. It has one operating segment which is Banking. The bank provides a personalized banking experience combined with a broad range of services, customized and tailored to fit the individual needs of its clients.
68GF Score

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Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.10
Price
$14.78
GF Value