SLRK (Solera National Bancorp) ROE % Adjusted to Book Value: 39.81% (As of Dec. 2025)

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SLRK Solera National Bancorp Inc SLRK
68 GF Score
Price $20.10
GF Value $14.78
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Solera National Bancorp ROE % Adjusted to Book Value?

Solera National Bancorp SLRK +1.45% 68 ROE % Adjusted to Book Value is 39.81% as of Dec. 2025. GuruFocus rates SLRK with a GF Score™ of 68/100 and a GF Value™ of $14.78 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Solera National Bancorp's ROE % for the quarter that ended in Dec. 2025 was 23.49%. Solera National Bancorp's PB Ratio for the quarter that ended in Dec. 2025 was 0.59. Solera National Bancorp's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 39.81%.


Solera National Bancorp ROE % Adjusted to Book Value Related Terms


Solera National Bancorp ROE % Adjusted to Book Value Historical Data

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The historical data trend for Solera National Bancorp's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Solera National Bancorp ROE % Adjusted to Book Value Chart

Solera National Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 24.40 36.22 45.79 46.54 39.81

Solera National Bancorp Semi-Annual Data
Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 24.40 36.22 45.79 46.54 39.81

SLRK vs BKOR, MCBK, ORPB: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Solera National Bancorp's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Solera National Bancorp ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Solera National Bancorp's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Solera National Bancorp's ROE % Adjusted to Book Value falls into.


SLRK
68GF Score
Solera National Bancorp Inc SLRK
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Solera National Bancorp ROE % Adjusted to Book Value Calculation

Solera National Bancorp's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=23.49% / 0.59
=39.81%

Solera National Bancorp's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=23.49% / 0.59
=39.81%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 39.81% mean?
Solera National Bancorp (SLRK) has a ROE % Adjusted to Book Value of 39.81% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Solera National Bancorp and its competitors.
Is Solera National Bancorp's ROE % Adjusted to Book Value too high?
Solera National Bancorp's current ROE % Adjusted to Book Value is 39.81%. Overall, Solera National Bancorp has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Solera National Bancorp's ROE % Adjusted to Book Value compare to BKOR and MCBK?
Solera National Bancorp's ROE % Adjusted to Book Value of 39.81% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Solera National Bancorp and its competitors. Solera National Bancorp's current ROE % Adjusted to Book Value is 39.81%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Solera National Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Solera National Bancorp (SLRK) is currently considered Significantly Overvalued. The stock's GF Value™ is $14.78, compared to a current price of $20.10 — trading 36% above its estimated fair value. The current ROE % Adjusted to Book Value is 39.81%. Solera National Bancorp's overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Solera National Bancorp (SLRK), the current ROE % Adjusted to Book Value is 39.81% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Solera National Bancorp (SLRK) Overvalued in 2026?

Based on GuruFocus' analysis, Solera National Bancorp stock appears to be overvalued. The current stock price of $20.10 is trading 36% above its estimated GF Value™ of $14.78. GuruFocus considers Solera National Bancorp to be Significantly Overvalued.

Key valuation signals for SLRK:

  • ROE % Adjusted to Book Value: 39.81%
  • GF Value™: $14.78 vs. price of $20.10 (36% above fair value)
  • GF Score™: 68/100 with 6 warning signs

No single metric tells the full story. See the SLRK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Solera National Bancorp Business Description

Address 319 South Sheridan Boulevard, Lakewood, CO, USA, 80226
Solera National Bancorp Inc serves as the holding company for Solera National Bank. The bank is a full-service commercial bank offering a broad range of commercial and consumer banking services to small and medium-sized businesses, licensed professionals, and individuals who are particularly responsive to the personalized service that Solera National Bank provides to its customers. It has one operating segment which is Banking. The bank provides a personalized banking experience combined with a broad range of services, customized and tailored to fit the individual needs of its clients.
68GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.10
Price
$14.78
GF Value