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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Solera National BancorpSLRK +1.45%68 Median PS Value is $41.62 as of Jul. 31, 2026, which is 6954% above its 10-year median of 0.59. GuruFocus rates SLRK with a GF Score™ of 68/100 and a GF Value™ of $14.78 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,044 Banks companies, Solera National Bancorp ranks better than 96.65% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Solera National Bancorp (OTCPK:SLRK) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Solera National Bancorp's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
20.10
/
41.62
=
0.48
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Solera National Bancorp Median PS Value Related Terms
Solera National Bancorp Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SLRK vs BKOR, MCBK, ORPB: Median PS Value Comparison
For the Banks - Regional subindustry, Solera National Bancorp's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Solera National Bancorp Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Solera National Bancorp's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Solera National Bancorp's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 3.3024.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Solera National Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $12.603.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Solera National Bancorp (SLRK) has a Median PS Value of $41.62 as of Jul. 31, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Solera National Bancorp and its competitors. This is 6954% above median its historical median of 0.59. Over the past decade, Solera National Bancorp's Median PS Value has ranged from 0.28 to 1.56. According to the industry distribution chart, Solera National Bancorp ranks #35 out of 1044 companies in the Banks industry, placing it in the top 3.4%.
Is Solera National Bancorp's Median PS Value too high?
Solera National Bancorp's current Median PS Value of $41.62 is 6954% above median its 10-year median of 0.59. Over the past 10 years, this metric has ranged from a low of 0.28 to a high of 1.56. The Banks industry median Median PS Value is 1.13. Solera National Bancorp's value of $41.62 is 3583.2% above this industry median. Based on the distribution chart, Solera National Bancorp ranks #35 out of 1044 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Solera National Bancorp has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Solera National Bancorp's Median PS Value compare to BKOR and MCBK?
According to the Banks industry distribution chart, Solera National Bancorp ranks #35 out of 1044 companies for Median PS Value. This places Solera National Bancorp in the top 3% of its industry — outperforming the majority of peers. The industry median Median PS Value is 1.13. Solera National Bancorp's value of $41.62 is 3583.2% above this benchmark. Historically, Solera National Bancorp's own Median PS Value has ranged from 0.28 to 1.56 over the past decade. While the company's 10-year median is 0.59 vs. the industry median of 1.13, Solera National Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.13, based on 1,044 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Solera National Bancorp's current Median PS Value of $41.62 is 3583.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Solera National Bancorp and its competitors. For the Banks industry, the median Median PS Value is 1.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Solera National Bancorp's current Median PS Value is $41.62, which is 6954% above median its own 10-year median of 0.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Solera National Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Solera National Bancorp (SLRK) is currently considered Significantly Overvalued. The stock's GF Value™ is $14.78, compared to a current price of $20.10 — trading 36% above its estimated fair value. The current Median PS Value is $41.62, which is 6954% above median its 10-year median of 0.59 and 3583.2% above the Banks industry median of 1.13. Solera National Bancorp's overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Solera National Bancorp (SLRK), the current Median PS Value is $41.62 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Solera National Bancorp (SLRK) Overvalued in 2026?
Based on GuruFocus' analysis, Solera National Bancorp stock appears to be overvalued.
The current stock price of $20.10 is trading 36% above its estimated GF Value™ of $14.78.
GuruFocus considers Solera National Bancorp to be Significantly Overvalued.
Key valuation signals for SLRK:
Median PS Value: $41.62 (6954% above median its 10-year median of 0.59)
GF Value™: $14.78 vs. price of $20.10 (36% above fair value)
Industry Position: 3583.2% above the Banks median (#35 of 1044)
No single metric tells the full story. See the SLRK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Solera National Bancorp Inc serves as the holding company for Solera National Bank. The bank is a full-service commercial bank offering a broad range of commercial and consumer banking services to small and medium-sized businesses, licensed professionals, and individuals who are particularly responsive to the personalized service that Solera National Bank provides to its customers. It has one operating segment which is Banking. The bank provides a personalized banking experience combined with a broad range of services, customized and tailored to fit the individual needs of its clients.
68GF Score
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