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Solera National BancorpSLRK +1.45%68 PS Ratio is 1.59 as of Jul. 31, 2026, which is 50% below its 10-year median of 3.17. GuruFocus rates SLRK with a GF Score™ of 68/100 and a GF Value™ of $14.78 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,516 Banks companies, Solera National Bancorp ranks better than 82.65% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Solera National Bancorp's share price is $20.10.
Solera National Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $12.60. Hence, Solera National Bancorp's PS Ratio for today is 1.59.
Warning Sign:
Solera National Bancorp Inc stock PS Ratio (=1.59) is close to 3-year high of 1.59.
The historical rank and industry rank for Solera National Bancorp's PS Ratio or its related term are showing as below:
SLRK'
s PS Ratio Range Over the Past 10 Years
Min: 0.84 Med: 3.17 Max: 5.77
Current: 1.59
During the past 13 years, Solera National Bancorp's highest PS Ratio was 5.77. The lowest was 0.84. And the median was 3.17.
SLRK's PS Ratio is ranked better than 82.65% of 1516
companies
in the Banks industry
Industry Median: 3.06
vs SLRK: 1.59
Solera National Bancorp Inc has shown predictable revenue and earnings growth.
During the past 12 months, the average Revenue per Share Growth Rate of Solera National Bancorp was 21.40% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 14.40% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 25.80% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 26.50% per year.
During the past 13 years, Solera National Bancorp's highest 3-Year average Revenue per Share Growth Rate was 146.60% per year. The lowest was -28.30% per year. And the median was 19.40% per year.
Solera National Bancorp (OTCPK:SLRK) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Solera National Bancorp's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Solera National Bancorp PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Solera National Bancorp's PS Ratio distribution charts can be found below:
* The bar in red indicates where Solera National Bancorp's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Solera National Bancorp's Share Price of today is $20.10.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Solera National Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $12.60.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Solera National Bancorp (SLRK) has a PS Ratio of 1.59 as of Jul. 31, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Solera National Bancorp and its competitors. This is 50% below median its historical median of 3.17. Over the past decade, Solera National Bancorp's PS Ratio has ranged from 0.84 to 5.77. According to the industry distribution chart, Solera National Bancorp ranks #263 out of 1516 companies in the Banks industry, placing it in the top 17.3%.
Is Solera National Bancorp's PS Ratio too high?
Solera National Bancorp's current PS Ratio of 1.59 is 50% below median its 10-year median of 3.17. Over the past 10 years, this metric has ranged from a low of 0.84 to a high of 5.77. The Banks industry median PS Ratio is 3.06. Solera National Bancorp's value of 1.59 is 48% below this industry median. Based on the distribution chart, Solera National Bancorp ranks #263 out of 1516 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Solera National Bancorp has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Solera National Bancorp's PS Ratio compare to BKOR and MCBK?
According to the Banks industry distribution chart, Solera National Bancorp ranks #263 out of 1516 companies for PS Ratio. This places Solera National Bancorp in the top 17% of its industry — outperforming the majority of peers. The industry median PS Ratio is 3.06. Solera National Bancorp's value of 1.59 is 48% below this benchmark. Historically, Solera National Bancorp's own PS Ratio has ranged from 0.84 to 5.77 over the past decade. While the company's 10-year median is 3.17 vs. the industry median of 3.06, Solera National Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.06, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Solera National Bancorp's current PS Ratio of 1.59 is 48% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Solera National Bancorp and its competitors. For the Banks industry, the median PS Ratio is 3.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Solera National Bancorp's current PS Ratio is 1.59, which is 50% below median its own 10-year median of 3.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Solera National Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Solera National Bancorp (SLRK) is currently considered Significantly Overvalued. The stock's GF Value™ is $14.78, compared to a current price of $20.10 — trading 36% above its estimated fair value. The current PS Ratio is 1.59, which is 50% below median its 10-year median of 3.17 and 48% below the Banks industry median of 3.06. Solera National Bancorp's overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Solera National Bancorp (SLRK), the current PS Ratio is 1.59 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Solera National Bancorp (SLRK) Overvalued in 2026?
Based on GuruFocus' analysis, Solera National Bancorp stock appears to be overvalued.
The current stock price of $20.10 is trading 36% above its estimated GF Value™ of $14.78.
GuruFocus considers Solera National Bancorp to be Significantly Overvalued.
Key valuation signals for SLRK:
PS Ratio: 1.59 (50% below median its 10-year median of 3.17)
GF Value™: $14.78 vs. price of $20.10 (36% above fair value)
Industry Position: 48% below the Banks median (#263 of 1516)
No single metric tells the full story. See the SLRK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Solera National Bancorp Inc serves as the holding company for Solera National Bank. The bank is a full-service commercial bank offering a broad range of commercial and consumer banking services to small and medium-sized businesses, licensed professionals, and individuals who are particularly responsive to the personalized service that Solera National Bank provides to its customers. It has one operating segment which is Banking. The bank provides a personalized banking experience combined with a broad range of services, customized and tailored to fit the individual needs of its clients.
68GF Score
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