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Solera National BancorpSLRK +1.45%68 PEG Ratio is 0.22 as of Jul. 31, 2026, which is 74% below its 10-year median of 0.85. GuruFocus rates SLRK with a GF Score™ of 68/100 and a GF Value™ of $14.78 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,231 Banks companies, Solera National Bancorp ranks better than 95.61% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Solera National Bancorp's PEG Ratio or its related term are showing as below:
SLRK'
s PEG Ratio Range Over the Past 10 Years
Min: 0.13 Med: 0.85 Max: 12.05
Current: 0.22
During the past 13 years, Solera National Bancorp's highest PEG Ratio was 12.05. The lowest was 0.13. And the median was 0.85.
SLRK's PEG Ratio is ranked better than 95.61% of 1231
companies
in the Banks industry
Industry Median: 1.56
vs SLRK: 0.22
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Solera National Bancorp (OTCPK:SLRK) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Solera National Bancorp's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Solera National Bancorp PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Solera National Bancorp's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Solera National Bancorp's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Solera National Bancorp (SLRK) has a PEG Ratio of 0.22 as of Jul. 31, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Solera National Bancorp and its competitors. This is 74% below median its historical median of 0.85. Over the past decade, Solera National Bancorp's PEG Ratio has ranged from 0.13 to 12.05. According to the industry distribution chart, Solera National Bancorp ranks #54 out of 1231 companies in the Banks industry, placing it in the top 4.4%.
Is Solera National Bancorp's PEG Ratio too high?
Solera National Bancorp's current PEG Ratio of 0.22 is 74% below median its 10-year median of 0.85. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 12.05. The Banks industry median PEG Ratio is 1.56. Solera National Bancorp's value of 0.22 is 85.9% below this industry median. Based on the distribution chart, Solera National Bancorp ranks #54 out of 1231 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Solera National Bancorp has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Solera National Bancorp's PEG Ratio compare to BKOR and MCBK?
According to the Banks industry distribution chart, Solera National Bancorp ranks #54 out of 1231 companies for PEG Ratio. This places Solera National Bancorp in the top 4% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.56. Solera National Bancorp's value of 0.22 is 85.9% below this benchmark. Historically, Solera National Bancorp's own PEG Ratio has ranged from 0.13 to 12.05 over the past decade. While the company's 10-year median is 0.85 vs. the industry median of 1.56, Solera National Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.56, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Solera National Bancorp's current PEG Ratio of 0.22 is 85.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Solera National Bancorp and its competitors. For the Banks industry, the median PEG Ratio is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Solera National Bancorp's current PEG Ratio is 0.22, which is 74% below median its own 10-year median of 0.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Solera National Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Solera National Bancorp (SLRK) is currently considered Significantly Overvalued. The stock's GF Value™ is $14.78, compared to a current price of $20.10 — trading 36% above its estimated fair value. The current PEG Ratio is 0.22, which is 74% below median its 10-year median of 0.85 and 85.9% below the Banks industry median of 1.56. Solera National Bancorp's overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Solera National Bancorp (SLRK), the current PEG Ratio is 0.22 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Solera National Bancorp (SLRK) Overvalued in 2026?
Based on GuruFocus' analysis, Solera National Bancorp stock appears to be overvalued.
The current stock price of $20.10 is trading 36% above its estimated GF Value™ of $14.78.
GuruFocus considers Solera National Bancorp to be Significantly Overvalued.
Key valuation signals for SLRK:
PEG Ratio: 0.22 (74% below median its 10-year median of 0.85)
GF Value™: $14.78 vs. price of $20.10 (36% above fair value)
Industry Position: 85.9% below the Banks median (#54 of 1231)
No single metric tells the full story. See the SLRK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Solera National Bancorp Inc serves as the holding company for Solera National Bank. The bank is a full-service commercial bank offering a broad range of commercial and consumer banking services to small and medium-sized businesses, licensed professionals, and individuals who are particularly responsive to the personalized service that Solera National Bank provides to its customers. It has one operating segment which is Banking. The bank provides a personalized banking experience combined with a broad range of services, customized and tailored to fit the individual needs of its clients.
68GF Score
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