Repay Holdings (STU:0YR) Change In Working Capital: €2.3 Mil (TTM As of Mar. 2026)

What is Repay Holdings Change In Working Capital?

Repay Holdings STU:0YR +11.68% 66 Change In Working Capital is €2.3 Mil as of Mar. 2026. GuruFocus rates STU:0YR with a GF Score™ of 66/100 and a GF Value™ of €7.94. The stock has 3 warning signs investors should review.

Repay Holdings's change in working capital for the quarter that ended in Mar. 2026 was €-9.4 Mil.

Repay Holdings's change in working capital for the fiscal year that ended in Dec. 2025 was €-8.5 Mil.

It is calculated by adding the items under "Change in operating assets and liabilities" (may refer to a different name for different company) section in Cash Flow Statement. Not by calculating the number changes in each periods' working capital (Total Current Assets minus Total Current Liabilities).

Repay Holdings Change In Working Capital Related Terms

Repay Holdings Change In Working Capital Historical Data

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The historical data trend for Repay Holdings's Change In Working Capital can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Repay Holdings Change In Working Capital Chart

Repay Holdings Annual Data

Trend

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Change In Working Capital

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-9.16

1.12

2.83

29.02

-8.54

Repay Holdings Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Change In Working Capital	Get a 7-Day Free Trial															-21.84	5.86	4.68	1.16	-9.39

66GF Score

Repay Holdings Corp STU:0YR

Change In Working Capital is just one metric. See GF Score™, valuation, warning signs, and more.

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Repay Holdings Change In Working Capital Calculation

Change In Working Capital for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €2.3 Mil.

Working Capital is a measure of a company's short term liquidity or its ability to cover short term liabilities. It is defined as the difference between a company's current assets and current liabilities.

Changes in Working Capital is reported in the cash flow statement since it is one of the major ways in which net income can differ from operating cash flow. It is calculated by adding the items under "Change in operating assets and liabilities" (may refer to a different name for different company) section in Cash Flow Statement.

Use Wal-Mart Stores Inc (Jan 2014, Annual Data) as an example: Source: Wal-Mart Stores Inc 2014-01-31 10-K from SEC

Consolidated Statements of Cash Flows	Fiscal Years Ended	January 31,	(Amounts in millions)
Cash flows from operating activities:	2014	2013	2012
Changes in certain assets and liabilities, net of effects of acquisitions:
Receivables, net	(566)	(614)	(796)
Inventories	(1,667)	(2,759)	(3,727)
Accounts payable	531	1,061	2,687
Accrued liabilities	103	271	(935)
Accrued income taxes	(1,224)	981	994

For 2014-01-31, add all the items under 2014 collum together, Change in Working Capital was (566) + (1,667) + 531 + 103 + (1,224) = $ (2,823) Mil.

Frequently Asked Questions Learn more about Change In Working Capital →

What does a Change In Working Capital of €2.3 Mil mean?

Repay Holdings (STU:0YR) has a Change In Working Capital of €2.3 Mil as of Mar. 2026. Change in Working Capital is the difference between current assets less current liabilities between the current period and the past period. View historical data for Repay Holdings.

Is Repay Holdings' Change In Working Capital too high?

Repay Holdings' current Change In Working Capital is €2.3 Mil. Overall, Repay Holdings has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.

How does Repay Holdings' Change In Working Capital compare to ARQQ and TLS?

Repay Holdings' Change In Working Capital of €2.3 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Change In Working Capital for a Software company?

A good Change In Working Capital depends on the Software industry context. However, Change In Working Capital should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Change In Working Capital mean?

A high Change In Working Capital can signal that a stock is expensive relative to its fundamentals. Change in Working Capital is the difference between current assets less current liabilities between the current period and the past period. View historical data for Repay Holdings. Repay Holdings's current Change In Working Capital is €2.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Repay Holdings stock overvalued right now?

Repay Holdings (STU:0YR) has a current Change In Working Capital of €2.3 Mil. The stock's GF Value™ is €7.94, compared to a current price of €3.06 — trading 61.5% below its estimated fair value. The current Change In Working Capital is €2.3 Mil. Repay Holdings' overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Change In Working Capital calculated?

Change In Working Capital is calculated from a company's financial statements. For Repay Holdings (STU:0YR), the current Change In Working Capital is €2.3 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Repay Holdings (STU:0YR) Overvalued in 2026?

Based on GuruFocus' analysis, Repay Holdings stock appears to be undervalued. The current stock price of €3.06 is trading 61.5% below its estimated GF Value™ of €7.94.

Key valuation signals for STU:0YR:

Change In Working Capital: €2.3 Mil
GF Value™: €7.94 vs. price of €3.06 (61.5% below fair value)
GF Score™: 66/100 with 3 warning signs

No single metric tells the full story. See the STU:0YR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Repay Holdings Business Description

Industry Technology Software

Comparable Companies ARQQ TLS XNET PSFE IIIV ALLT PDYN ATGL PAYS SUPX MSFT ORCL PLTR PANW CRWD FTNT SNPS HKSE:02513 NET CRWV

Other Exchanges RPAY:USA

Address 3060 Peachtree Road NW, Suite 1100, Atlanta, GA, USA, 30305

Website https://www.repay.com

Repay Holdings Corp is a payments technology company. It provides integrated payment processing solutions to industry-oriented vertical markets in which businesses or other organizations have specific transaction processing needs. It allows customers to pay through Mobile App, Text, Interactive Voice Response, Virtual Terminal, Hosted Payment Page and Online Customer Portal among others. It operates in two segments Consumer Payments and Business Payments. The company generates majority of its revenue from Consumer Payments segment.

66GF Score

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€3.06

Price

€7.94

GF Value

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