Repay Holdings (STU:0YR) LT-Debt-to-Total-Asset: 0.35 (As of Mar. 2026)

What is Repay Holdings LT-Debt-to-Total-Asset?

Repay Holdings STU:0YR +11.68% 66 LT-Debt-to-Total-Asset is 0.35 as of Mar. 2026. GuruFocus rates STU:0YR with a GF Score™ of 66/100 and a GF Value™ of €7.94. The stock has 3 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Repay Holdings's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.35.

Repay Holdings's long-term debt to total assets ratio increased from Mar. 2025 (0.33) to Mar. 2026 (0.35). It may suggest that Repay Holdings is progressively becoming more dependent on debt to grow their business.

Repay Holdings (STU:0YR) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Repay Holdings LT-Debt-to-Total-Asset Related Terms

Repay Holdings LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Repay Holdings's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Repay Holdings LT-Debt-to-Total-Asset Chart

Repay Holdings Annual Data

Trend

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.27

0.28

0.29

0.32

0.24

Repay Holdings Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.33	0.20	0.22	0.24	0.35

66GF Score

Repay Holdings Corp STU:0YR

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

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Repay Holdings LT-Debt-to-Total-Asset Calculation

Repay Holdings's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	246.682	/	1024.586
	=	0.24

Repay Holdings's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	344.978	/	986.795
	=	0.35

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.35 mean?

Repay Holdings (STU:0YR) has a LT-Debt-to-Total-Asset of 0.35 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Repay Holdings and its competitors.

Is Repay Holdings' LT-Debt-to-Total-Asset too high?

Repay Holdings' current LT-Debt-to-Total-Asset is 0.35. Overall, Repay Holdings has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.

How does Repay Holdings' LT-Debt-to-Total-Asset compare to ARQQ and TLS?

Repay Holdings' LT-Debt-to-Total-Asset of 0.35 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Software company?

A good LT-Debt-to-Total-Asset depends on the Software industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Repay Holdings and its competitors. Repay Holdings's current LT-Debt-to-Total-Asset is 0.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Repay Holdings stock overvalued right now?

Repay Holdings (STU:0YR) has a current LT-Debt-to-Total-Asset of 0.35. The stock's GF Value™ is €7.94, compared to a current price of €3.06 — trading 61.5% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.35. Repay Holdings' overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Repay Holdings (STU:0YR), the current LT-Debt-to-Total-Asset is 0.35 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Repay Holdings (STU:0YR) Overvalued in 2026?

Based on GuruFocus' analysis, Repay Holdings stock appears to be undervalued. The current stock price of €3.06 is trading 61.5% below its estimated GF Value™ of €7.94.

Key valuation signals for STU:0YR:

LT-Debt-to-Total-Asset: 0.35
GF Value™: €7.94 vs. price of €3.06 (61.5% below fair value)
GF Score™: 66/100 with 3 warning signs

No single metric tells the full story. See the STU:0YR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Repay Holdings Business Description

Industry Technology Software

Comparable Companies ARQQ TLS XNET PSFE IIIV ALLT PDYN ATGL PAYS SUPX MSFT ORCL PLTR PANW CRWD FTNT SNPS HKSE:02513 NET CRWV

Other Exchanges RPAY:USA

Address 3060 Peachtree Road NW, Suite 1100, Atlanta, GA, USA, 30305

Website https://www.repay.com

Repay Holdings Corp is a payments technology company. It provides integrated payment processing solutions to industry-oriented vertical markets in which businesses or other organizations have specific transaction processing needs. It allows customers to pay through Mobile App, Text, Interactive Voice Response, Virtual Terminal, Hosted Payment Page and Online Customer Portal among others. It operates in two segments Consumer Payments and Business Payments. The company generates majority of its revenue from Consumer Payments segment.

66GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.06

Price

€7.94

GF Value

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