Repay HoldingsSTU:0YR +11.68%66 PS Ratio is 0.95 as of Jun. 27, 2026, which is 74% below its 10-year median of 3.65. GuruFocus rates STU:0YR with a GF Score™ of 66/100 and a GF Value™ of €7.94. The stock has 3 warning signs investors should review. Among 2,775 Software companies, Repay Holdings ranks better than 74.05% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Repay Holdings's share price is €3.06.
Repay Holdings's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was €3.21. Hence, Repay Holdings's PS Ratio for today is 0.95.
The historical rank and industry rank for Repay Holdings's PS Ratio or its related term are showing as below:
STU:0YR'
s PS Ratio Range Over the Past 10 Years
Min: 0.69 Med: 3.65 Max: 10.13
Current: 0.96
During the past 9 years, Repay Holdings's highest PS Ratio was 10.13. The lowest was 0.69. And the median was 3.65.
STU:0YR's PS Ratio is ranked better than 74.05% of 2775
companies
in the Software industry
Industry Median: 2
vs STU:0YR: 0.96
During the past 12 months, the average Revenue per Share Growth Rate of Repay Holdings was 11.80% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 12.70% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 6.10% per year.
During the past 9 years, Repay Holdings's highest 3-Year average Revenue per Share Growth Rate was 12.70% per year. The lowest was -40.90% per year. And the median was 3.50% per year.
Back to Basics: PS Ratio
Repay Holdings (STU:0YR) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Repay Holdings PS Ratio Related Terms
Repay Holdings PS Ratio Historical Data
* Premium members only.
The historical data trend for Repay Holdings's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, Repay Holdings's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Repay Holdings PS Ratio vs Software Industry
For the Software industry and Technology sector, Repay Holdings's PS Ratio distribution charts can be found below:
* The bar in red indicates where Repay Holdings's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Repay Holdings's Share Price of today is €3.06. Repay Holdings's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €3.21.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Repay Holdings (STU:0YR) has a PS Ratio of 0.95 as of Jun. 27, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Repay Holdings and its competitors. This is 74% below median its historical median of 3.65. Over the past decade, Repay Holdings' PS Ratio has ranged from 0.69 to 10.13. According to the industry distribution chart, Repay Holdings ranks #720 out of 2775 companies in the Software industry, placing it in the top 25.9%.
Is Repay Holdings' PS Ratio too high?
Repay Holdings' current PS Ratio of 0.95 is 74% below median its 10-year median of 3.65. Over the past 10 years, this metric has ranged from a low of 0.69 to a high of 10.13. The Software industry median PS Ratio is 2.00. Repay Holdings' value of 0.95 is 52.5% below this industry median. Based on the distribution chart, Repay Holdings ranks #720 out of 2775 companies in the Software industry, which is above the industry midpoint. Overall, Repay Holdings has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Repay Holdings' PS Ratio compare to ARQQ and TLS?
According to the Software industry distribution chart, Repay Holdings ranks #720 out of 2775 companies for PS Ratio. This puts Repay Holdings in the upper half of its industry. The industry median PS Ratio is 2.00. Repay Holdings' value of 0.95 is 52.5% below this benchmark. Historically, Repay Holdings' own PS Ratio has ranged from 0.69 to 10.13 over the past decade. While the company's 10-year median is 3.65 vs. the industry median of 2.00, Repay Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Software company?
The median PS Ratio among Software companies is 2.00, based on 2,775 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Repay Holdings's current PS Ratio of 0.95 is 52.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Repay Holdings and its competitors. For the Software industry, the median PS Ratio is 2.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Repay Holdings's current PS Ratio is 0.95, which is 74% below median its own 10-year median of 3.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Repay Holdings stock overvalued right now?
Repay Holdings (STU:0YR) has a current PS Ratio of 0.95. The stock's GF Value™ is €7.94, compared to a current price of €3.06 — trading 61.5% below its estimated fair value. The current PS Ratio is 0.95, which is 74% below median its 10-year median of 3.65 and 52.5% below the Software industry median of 2.00. Repay Holdings' overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Repay Holdings (STU:0YR), the current PS Ratio is 0.95 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Repay Holdings (STU:0YR) Overvalued in 2026?
Based on GuruFocus' analysis, Repay Holdings stock appears to be undervalued.
The current stock price of €3.06 is trading 61.5% below its estimated GF Value™ of €7.94.
Key valuation signals for STU:0YR:
PS Ratio: 0.95 (74% below median its 10-year median of 3.65)
GF Value™: €7.94 vs. price of €3.06 (61.5% below fair value)
Industry Position: 52.5% below the Software median (#720 of 2775)
No single metric tells the full story. See the STU:0YR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Repay Holdings Corp is a payments technology company. It provides integrated payment processing solutions to industry-oriented vertical markets in which businesses or other organizations have specific transaction processing needs. It allows customers to pay through Mobile App, Text, Interactive Voice Response, Virtual Terminal, Hosted Payment Page and Online Customer Portal among others. It operates in two segments Consumer Payments and Business Payments. The company generates majority of its revenue from Consumer Payments segment.
66GF Score
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