Net margin is calculated as Net Income divided by its Revenue. Repay Holdings's Net Income for the
three
months ended in Mar. 2026 was €-8.6 Mil. Repay Holdings's Revenue for the
three
months ended in Mar. 2026 was €69.9 Mil. Therefore, Repay Holdings's net margin for the quarter that ended in Mar. 2026 was -12.30%.
The historical rank and industry rank for Repay Holdings's Net Margin % or its related term are showing as below:
STU:0YR'
s Net Margin % Range Over the Past 10 Years
Min: -83.01 Med: -13.04 Max: 10.06
Current: -82.73
STU:0YR's Net Margin % is ranked worse than 87.3% of 2827
companies
in the Software industry
Industry Median: 2.54
vs STU:0YR: -82.73
Repay Holdings (STU:0YR) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Repay Holdings Net Margin % Related Terms
Repay Holdings Net Margin % Historical Data
* Premium members only.
The historical data trend for Repay Holdings's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:0YR vs ARQQ, TLS, XNET: Net Margin % Comparison
For the Software - Infrastructure subindustry, Repay Holdings's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Repay Holdings Net Margin % vs Software Industry
For the Software industry and Technology sector, Repay Holdings's Net Margin % distribution charts can be found below:
* The bar in red indicates where Repay Holdings's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Repay Holdings (STU:0YR) has a Net Margin % of -12.30% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Repay Holdings and its competitors. According to the industry distribution chart, Repay Holdings ranks #2468 out of 2827 companies in the Software industry, placing it in the top 87.3%.
Is Repay Holdings' Net Margin % too high?
Repay Holdings' current Net Margin % is -12.30%. Based on the distribution chart, Repay Holdings ranks #2468 out of 2827 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Repay Holdings has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Repay Holdings' Net Margin % compare to ARQQ and TLS?
According to the Software industry distribution chart, Repay Holdings ranks #2468 out of 2827 companies for Net Margin %. This places Repay Holdings in the lower half of its industry. The industry median Net Margin % is 2.54. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Software company?
The median Net Margin % among Software companies is 2.54, based on 2,827 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Repay Holdings and its competitors. For the Software industry, the median Net Margin % is 2.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Repay Holdings's current Net Margin % is -12.30%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Repay Holdings stock overvalued right now?
Repay Holdings (STU:0YR) has a current Net Margin % of -12.30%. The stock's GF Value™ is €7.94, compared to a current price of €3.06 — trading 61.5% below its estimated fair value. The current Net Margin % is -12.30%. Repay Holdings' overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Repay Holdings (STU:0YR), the current Net Margin % is -12.30% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Repay Holdings (STU:0YR) Overvalued in 2026?
Based on GuruFocus' analysis, Repay Holdings stock appears to be undervalued.
The current stock price of €3.06 is trading 61.5% below its estimated GF Value™ of €7.94.
Key valuation signals for STU:0YR:
Net Margin %: -12.30%
GF Value™: €7.94 vs. price of €3.06 (61.5% below fair value)
No single metric tells the full story. See the STU:0YR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Repay Holdings Corp is a payments technology company. It provides integrated payment processing solutions to industry-oriented vertical markets in which businesses or other organizations have specific transaction processing needs. It allows customers to pay through Mobile App, Text, Interactive Voice Response, Virtual Terminal, Hosted Payment Page and Online Customer Portal among others. It operates in two segments Consumer Payments and Business Payments. The company generates majority of its revenue from Consumer Payments segment.
66GF Score
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