Repay Holdings (STU:0YR) Enterprise Value: €571.6 Mil (As of Jun. 27, 2026) ***


STU:0YR Repay Holdings Corp STU:0YR
66 GF Score
Price €3.06
GF Value €7.94
! 3 Warning Signs
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What is Repay Holdings Enterprise Value?

Repay Holdings STU:0YR +11.68% 66 Enterprise Value is €571.6 Mil as of Jun. 27, 2026. GuruFocus rates STU:0YR with a GF Score™ of 66/100 and a GF Value™ of €7.94. The stock has 3 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Repay Holdings's Enterprise Value is €571.6 Mil. Repay Holdings's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was €-224.9 Mil. Therefore, Repay Holdings's EV-to-EBIT ratio for today is -2.54.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Repay Holdings's Enterprise Value is €571.6 Mil. Repay Holdings's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was €-137.0 Mil. Therefore, Repay Holdings's EV-to-EBITDA ratio for today is -4.17.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Repay Holdings's Enterprise Value is €571.6 Mil. Repay Holdings's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was €268.8 Mil. Therefore, Repay Holdings's EV-to-Revenue ratio for today is 2.13.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Repay Holdings's Enterprise Value is €571.6 Mil. Repay Holdings's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was €90.6 Mil. Therefore, Repay Holdings's EV-to-OCF ratio for today is 6.31.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Repay Holdings's Enterprise Value is €571.6 Mil. Repay Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €34.3 Mil. Therefore, Repay Holdings's EV-to-FCF ratio for today is 16.69.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Repay Holdings  (STU:0YR) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

Repay Holdings's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=571.613/-224.869
=-2.54

Repay Holdings's current Enterprise Value is €571.6 Mil.
Repay Holdings's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-224.9 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

Repay Holdings's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=571.613/-136.951
=-4.17

Repay Holdings's current Enterprise Value is €571.6 Mil.
Repay Holdings's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-137.0 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Repay Holdings's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=571.613/268.789
=2.13

Repay Holdings's current Enterprise Value is €571.6 Mil.
Repay Holdings's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €268.8 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Repay Holdings's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=571.613/90.589
=6.31

Repay Holdings's current Enterprise Value is €571.6 Mil.
Repay Holdings's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €90.6 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Repay Holdings's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=571.613/34.254
=16.69

Repay Holdings's current Enterprise Value is €571.6 Mil.
Repay Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €34.3 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Repay Holdings Enterprise Value Related Terms


Repay Holdings Enterprise Value Historical Data

* Premium members only.

The historical data trend for Repay Holdings's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Repay Holdings Enterprise Value Chart

Repay Holdings Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only 0.00 0.00 0.00 960.49 522.23

Repay Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 779.80 647.63 658.92 522.23 491.48

STU:0YR vs ARQQ, TLS, XNET: Enterprise Value Comparison

For the Software - Infrastructure subindustry, Repay Holdings's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Repay Holdings Enterprise Value vs Software Industry

For the Software industry and Technology sector, Repay Holdings's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Repay Holdings's Enterprise Value falls into.


STU:0YR
66GF Score
Repay Holdings Corp STU:0YR
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Repay Holdings Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Repay Holdings's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Repay Holdings's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of €571.6 Mil mean?
Repay Holdings (STU:0YR) has a Enterprise Value of €571.6 Mil as of Jun. 27, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Repay Holdings and its competitors.
Is Repay Holdings' Enterprise Value too high?
Repay Holdings' current Enterprise Value is €571.6 Mil. Overall, Repay Holdings has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Repay Holdings' Enterprise Value compare to ARQQ and TLS?
Repay Holdings' Enterprise Value of €571.6 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Software company?
A good Enterprise Value depends on the Software industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Repay Holdings and its competitors. Repay Holdings's current Enterprise Value is €571.6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Repay Holdings stock overvalued right now?
Repay Holdings (STU:0YR) has a current Enterprise Value of €571.6 Mil. The stock's GF Value™ is €7.94, compared to a current price of €3.06 — trading 61.5% below its estimated fair value. The current Enterprise Value is €571.6 Mil. Repay Holdings' overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Repay Holdings (STU:0YR), the current Enterprise Value is €571.6 Mil as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Repay Holdings (STU:0YR) Overvalued in 2026?

Based on GuruFocus' analysis, Repay Holdings stock appears to be undervalued. The current stock price of €3.06 is trading 61.5% below its estimated GF Value™ of €7.94.

Key valuation signals for STU:0YR:

  • Enterprise Value: €571.6 Mil
  • GF Value™: €7.94 vs. price of €3.06 (61.5% below fair value)
  • GF Score™: 66/100 with 3 warning signs

No single metric tells the full story. See the STU:0YR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Repay Holdings Business Description

Other Exchanges RPAY:USA
Address 3060 Peachtree Road NW, Suite 1100, Atlanta, GA, USA, 30305
Repay Holdings Corp is a payments technology company. It provides integrated payment processing solutions to industry-oriented vertical markets in which businesses or other organizations have specific transaction processing needs. It allows customers to pay through Mobile App, Text, Interactive Voice Response, Virtual Terminal, Hosted Payment Page and Online Customer Portal among others. It operates in two segments Consumer Payments and Business Payments. The company generates majority of its revenue from Consumer Payments segment.
66GF Score

Get the complete analysis for STU:0YR

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.06
Price
€7.94
GF Value