Repay Holdings (STU:0YR) Forward PE Ratio Explanation
The Forward PE Ratio of a company is often used to compare current earnings to estimated future earnings, as well as gaining a clearer picture of what earnings will look like without charges and other accounting adjustments. If earnings are expected to grow in the future, the Forward PE Ratio will be lower than the current PE Ratio. This measure is also used to compare one company to another with a forward-looking focus.
Trailing PE Ratio relies on what is already done. It uses the current share price and divides by the total EPS (Basic) over the past 12 months. PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio .
Repay Holdings Forward PE Ratio Related Terms
Repay Holdings Forward PE Ratio Historical Data
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The historical data trend for Repay Holdings's Forward PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Repay Holdings Forward PE Ratio Chart
Repay Holdings Annual Data
Trend
2024-12
2025-12
Forward PE Ratio
8.03
3.87
Repay Holdings Quarterly Data
2024-09
2024-12
2025-03
2025-06
2025-09
2025-12
2026-03
Forward PE Ratio
8.07
8.03
6.33
5.32
5.28
3.87
3.55
STU:0YR vs ARQQ, TLS, XNET: Forward PE Ratio Comparison
For the Software - Infrastructure subindustry, Repay Holdings's Forward PE Ratio, along with its competitors' market caps and Forward PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Repay Holdings Forward PE Ratio vs Software Industry
For the Software industry and Technology sector, Repay Holdings's Forward PE Ratio distribution charts can be found below:
* The bar in red indicates where Repay Holdings's Forward PE Ratio falls into.
It's a measure of the price-to-earnings ratio (PE Ratio) using forecasted earnings for the calculation. While the earnings used are just an estimate and are not as reliable as current earnings data, there is still benefit in estimated P/E analysis. The forecasted earnings used in the formula can either be for the next 12 months or for the next full-year fiscal period.
Repay Holdings (STU:0YR) has a Forward PE Ratio of 3.40 as of Jun. 27, 2026. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Repay Holdings and its competitors. According to the industry distribution chart, Repay Holdings ranks #40 out of 1168 companies in the Software industry, placing it in the top 3.4%.
Is Repay Holdings' Forward PE Ratio too high?
Repay Holdings' current Forward PE Ratio is 3.40. The Software industry median Forward PE Ratio is 17.78. Repay Holdings' value of 3.40 is 80.9% below this industry median. Based on the distribution chart, Repay Holdings ranks #40 out of 1168 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Repay Holdings has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Repay Holdings' Forward PE Ratio compare to ARQQ and TLS?
According to the Software industry distribution chart, Repay Holdings ranks #40 out of 1168 companies for Forward PE Ratio. This places Repay Holdings in the top 3% of its industry — outperforming the majority of peers. The industry median Forward PE Ratio is 17.78. Repay Holdings' value of 3.40 is 80.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward PE Ratio for a Software company?
The median Forward PE Ratio among Software companies is 17.78, based on 1,168 companies in the industry. Companies in the top quartile (top 25%) have a Forward PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Forward PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Repay Holdings's current Forward PE Ratio of 3.40 is 80.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward PE Ratio mean?
A high Forward PE Ratio can signal that a stock is expensive relative to its fundamentals. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Repay Holdings and its competitors. For the Software industry, the median Forward PE Ratio is 17.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Repay Holdings's current Forward PE Ratio is 3.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Repay Holdings stock overvalued right now?
Repay Holdings (STU:0YR) has a current Forward PE Ratio of 3.40. The stock's GF Value™ is €7.94, compared to a current price of €3.06 — trading 61.5% below its estimated fair value. The current Forward PE Ratio is 3.40 and 80.9% below the Software industry median of 17.78. Repay Holdings' overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward PE Ratio calculated?
Forward PE Ratio is calculated from a company's financial statements. For Repay Holdings (STU:0YR), the current Forward PE Ratio is 3.40 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Repay Holdings (STU:0YR) Overvalued in 2026?
Based on GuruFocus' analysis, Repay Holdings stock appears to be undervalued.
The current stock price of €3.06 is trading 61.5% below its estimated GF Value™ of €7.94.
Key valuation signals for STU:0YR:
Forward PE Ratio: 3.40
GF Value™: €7.94 vs. price of €3.06 (61.5% below fair value)
Industry Position: 80.9% below the Software median (#40 of 1168)
No single metric tells the full story. See the STU:0YR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Repay Holdings Corp is a payments technology company. It provides integrated payment processing solutions to industry-oriented vertical markets in which businesses or other organizations have specific transaction processing needs. It allows customers to pay through Mobile App, Text, Interactive Voice Response, Virtual Terminal, Hosted Payment Page and Online Customer Portal among others. It operates in two segments Consumer Payments and Business Payments. The company generates majority of its revenue from Consumer Payments segment.
66GF Score
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Forward PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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