Repay Holdings (STU:0YR) Net Debt Paydown Yield % : 15.60% (As of Jun. 27, 2026)


STU:0YR Repay Holdings Corp STU:0YR
66 GF Score
Price €3.06
GF Value €7.94
! 3 Warning Signs
View Full Analysis

What is Repay Holdings Net Debt Paydown Yield %?

Repay Holdings STU:0YR +11.68% 66 Net Debt Paydown Yield % is 15.60% as of Jun. 27, 2026. GuruFocus rates STU:0YR with a GF Score™ of 66/100 and a GF Value™ of €7.94. The stock has 3 warning signs investors should review. Among 2,477 Software companies, Repay Holdings ranks better than 94.79% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Repay Holdings's Net Debt Paydown Yield % was 15.60%.


Repay Holdings  (STU:0YR) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Repay Holdings Net Debt Paydown Yield % Related Terms


Repay Holdings Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for Repay Holdings's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Repay Holdings Net Debt Paydown Yield % Chart

Repay Holdings Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only -11.51 -2.51 2.44 -4.79 0.71

Repay Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -9.92 -16.28 -7.54 0.71 21.41

STU:0YR vs ARQQ, TLS, XNET: Net Debt Paydown Yield % Comparison

For the Software - Infrastructure subindustry, Repay Holdings's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Repay Holdings Net Debt Paydown Yield % vs Software Industry

For the Software industry and Technology sector, Repay Holdings's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Repay Holdings's Net Debt Paydown Yield % falls into.


STU:0YR
66GF Score
Repay Holdings Corp STU:0YR
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Repay Holdings Net Debt Paydown Yield % Calculation

Repay Holdings's Net Debt Paydown Yield % for the quarter that ended in Mar. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 456.22-383.26 )/185.46976
=39.34 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of 15.60% mean?
Repay Holdings (STU:0YR) has a Net Debt Paydown Yield % of 15.60% as of Jun. 27, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Repay Holdings and its competitors. According to the industry distribution chart, Repay Holdings ranks #129 out of 2477 companies in the Software industry, placing it in the top 5.2%.
Is Repay Holdings' Net Debt Paydown Yield % too high?
Repay Holdings' current Net Debt Paydown Yield % is 15.60%. Based on the distribution chart, Repay Holdings ranks #129 out of 2477 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Repay Holdings has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Repay Holdings' Net Debt Paydown Yield % compare to ARQQ and TLS?
According to the Software industry distribution chart, Repay Holdings ranks #129 out of 2477 companies for Net Debt Paydown Yield %. This places Repay Holdings in the top 5% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Software company?
A good Net Debt Paydown Yield % depends on the Software industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Repay Holdings and its competitors. Repay Holdings's current Net Debt Paydown Yield % is 15.60%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Repay Holdings stock overvalued right now?
Repay Holdings (STU:0YR) has a current Net Debt Paydown Yield % of 15.60%. The stock's GF Value™ is €7.94, compared to a current price of €3.06 — trading 61.5% below its estimated fair value. The current Net Debt Paydown Yield % is 15.60%. Repay Holdings' overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Repay Holdings (STU:0YR), the current Net Debt Paydown Yield % is 15.60% as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Repay Holdings (STU:0YR) Overvalued in 2026?

Based on GuruFocus' analysis, Repay Holdings stock appears to be undervalued. The current stock price of €3.06 is trading 61.5% below its estimated GF Value™ of €7.94.

Key valuation signals for STU:0YR:

  • Net Debt Paydown Yield %: 15.60%
  • GF Value™: €7.94 vs. price of €3.06 (61.5% below fair value)
  • GF Score™: 66/100 with 3 warning signs

No single metric tells the full story. See the STU:0YR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Repay Holdings Business Description

Other Exchanges RPAY:USA
Address 3060 Peachtree Road NW, Suite 1100, Atlanta, GA, USA, 30305
Repay Holdings Corp is a payments technology company. It provides integrated payment processing solutions to industry-oriented vertical markets in which businesses or other organizations have specific transaction processing needs. It allows customers to pay through Mobile App, Text, Interactive Voice Response, Virtual Terminal, Hosted Payment Page and Online Customer Portal among others. It operates in two segments Consumer Payments and Business Payments. The company generates majority of its revenue from Consumer Payments segment.
66GF Score

Get the complete analysis for STU:0YR

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.06
Price
€7.94
GF Value