FMBL (Farmers & Merchants Bank of Long Beach) Construction Loans (USD Mil): 169.62 (As of Sep. 2022)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FMBL Farmers & Merchants Bank of Long Beach FMBL
59 GF Score
Price $9,800.00
GF Value $7,252.56
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Farmers & Merchants Bank of Long Beach Construction Loans (USD Mil)?

Farmers & Merchants Bank of Long Beach FMBL 59 Construction Loans (USD Mil) is 169.62 as of Sep. 2022. GuruFocus rates FMBL with a GF Score™ of 59/100 and a GF Value™ of $7,252.56 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Construction Loans (USD Mil) is a short-term loan that covers only the costs of custom home building. Once the home is built, the prospective occupant must apply for a mortgage to pay for the completed home.

Farmers & Merchants Bank of Long Beach's Construction Loans (USD Mil) for the quarter that ended in Sep. 2022 was 169.62 , which is higher than 162.71 for the pervious quarter ended in Jun. 2022.

Farmers & Merchants Bank of Long Beach's Construction Loans (USD Mil) for the annual that ended in Dec. 2024 was 392.98 , which is lower than 784.81 for the pervious year ended in Dec. 2023.

The historical rank and industry rank for Farmers & Merchants Bank of Long Beach's Construction Loans (USD Mil) or its related term are showing as below:


Farmers & Merchants Bank of Long Beach Construction Loans (USD Mil) Historical Data

* Premium members only.

The historical data trend for Farmers & Merchants Bank of Long Beach's Construction Loans (USD Mil) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Farmers & Merchants Bank of Long Beach Construction Loans (USD Mil) Chart

Farmers & Merchants Bank of Long Beach Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24
Construction Loans (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Average Interest Earning Assets (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Commercial Business Loans (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Mortgage Backed Securities (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Residential Mortgage Loans (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Commercial Mortgage Loans (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only

Farmers & Merchants Bank of Long BeachQuarterly Data
Trend Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22
Construction Loans (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Average Interest Earning Assets (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Commercial Business Loans (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Mortgage Backed Securities (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Residential Mortgage Loans (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Commercial Mortgage Loans (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only

FMBL vs CLBK, MCB, HBT: Construction Loans (USD Mil) Comparison

For the Banks - Regional subindustry, Farmers & Merchants Bank of Long Beach's Construction Loans (USD Mil), along with its competitors' market caps and Construction Loans (USD Mil) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

FMBL
59GF Score
Farmers & Merchants Bank of Long Beach FMBL
Construction Loans (USD Mil) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions
What does a Construction Loans (USD Mil) of 169.62 mean?
Farmers & Merchants Bank of Long Beach (FMBL) has a Construction Loans (USD Mil) of 169.62 as of Sep. 2022. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on Farmers & Merchants Bank of Long Beach and its competitors.
Is Farmers & Merchants Bank of Long Beach's Construction Loans (USD Mil) too high?
Farmers & Merchants Bank of Long Beach's current Construction Loans (USD Mil) is 169.62. Overall, Farmers & Merchants Bank of Long Beach has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Farmers & Merchants Bank of Long Beach's Construction Loans (USD Mil) compare to CLBK and MCB?
Farmers & Merchants Bank of Long Beach's Construction Loans (USD Mil) of 169.62 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Construction Loans (USD Mil) for a Banks company?
A good Construction Loans (USD Mil) depends on the Banks industry context. However, Construction Loans (USD Mil) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Construction Loans (USD Mil) mean?
A high Construction Loans (USD Mil) can signal that a stock is expensive relative to its fundamentals. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on Farmers & Merchants Bank of Long Beach and its competitors. Farmers & Merchants Bank of Long Beach's current Construction Loans (USD Mil) is 169.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Farmers & Merchants Bank of Long Beach stock overvalued right now?
Based on GuruFocus' analysis, Farmers & Merchants Bank of Long Beach (FMBL) is currently considered Significantly Overvalued. The stock's GF Value™ is $7,252.56, compared to a current price of $9,800.00 — trading 35.1% above its estimated fair value. The current Construction Loans (USD Mil) is 169.62. Farmers & Merchants Bank of Long Beach's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Construction Loans (USD Mil) calculated?
Construction Loans (USD Mil) is calculated from a company's financial statements. For Farmers & Merchants Bank of Long Beach (FMBL), the current Construction Loans (USD Mil) is 169.62 as of Sep. 2022. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Farmers & Merchants Bank of Long Beach (FMBL) Overvalued in 2026?

Based on GuruFocus' analysis, Farmers & Merchants Bank of Long Beach stock appears to be overvalued. The current stock price of $9,800.00 is trading 35.1% above its estimated GF Value™ of $7,252.56. GuruFocus considers Farmers & Merchants Bank of Long Beach to be Significantly Overvalued.

Key valuation signals for FMBL:

  • Construction Loans (USD Mil): 169.62
  • GF Value™: $7,252.56 vs. price of $9,800.00 (35.1% above fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the FMBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Farmers & Merchants Bank of Long Beach Business Description

Address 302 Pine Avenue, Long Beach, CA, USA, 90802
Farmers & Merchants Bank of Long Beach offers a broad range of banking products and services to individuals, professionals, and small to medium sized businesses. The bank operates branches across California's Los Angeles County, Orange County, and Santa Barbara County, supported by online and mobile banking platforms. As a full service commercial bank, it provides services including demand, money market, savings, and time deposits, as well as loans such as commercial real estate, construction, commercial business, and residential loans, including single family and multifamily financing, along with other business oriented banking services.
59GF Score

Get the complete analysis for FMBL

Construction Loans (USD Mil) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9,800.00
Price
$7,252.56
GF Value