FMBL (Farmers & Merchants Bank of Long Beach) Selling, General, & Admin. Expense: $148.9 Mil (TTM As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FMBL Farmers & Merchants Bank of Long Beach FMBL
59 GF Score
Price $9,804.97
GF Value $7,236.55
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Farmers & Merchants Bank of Long Beach Selling, General, & Admin. Expense?

Farmers & Merchants Bank of Long Beach FMBL 59 Selling, General, & Admin. Expense is $148.9 Mil as of Jun. 2026. GuruFocus rates FMBL with a GF Score™ of 59/100 and a GF Value™ of $7,236.55 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Farmers & Merchants Bank of Long Beach's selling, general, & admin. expense for the three months ended in Jun. 2026 was $38.7 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Jun. 2026 was $148.9 Mil.


Farmers & Merchants Bank of Long Beach  (OTCPK:FMBL) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Farmers & Merchants Bank of Long Beach Selling, General, & Admin. Expense Related Terms


Farmers & Merchants Bank of Long Beach Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Farmers & Merchants Bank of Long Beach's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Farmers & Merchants Bank of Long Beach Selling, General, & Admin. Expense Chart

Farmers & Merchants Bank of Long Beach Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 119.62 131.17 137.32 138.14 141.97

Farmers & Merchants Bank of Long Beach Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 35.05 35.94 36.81 37.43 38.71

FMBL vs CLBK, MCB, HBT: Selling, General, & Admin. Expense Comparison

For the Banks - Regional subindustry, Farmers & Merchants Bank of Long Beach's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Farmers & Merchants Bank of Long Beach Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, Farmers & Merchants Bank of Long Beach's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Farmers & Merchants Bank of Long Beach's Selling, General, & Admin. Expense falls into.


FMBL
59GF Score
Farmers & Merchants Bank of Long Beach FMBL
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Farmers & Merchants Bank of Long Beach Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $148.9 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of $148.9 Mil mean?
Farmers & Merchants Bank of Long Beach (FMBL) has a Selling, General, & Admin. Expense of $148.9 Mil as of Jun. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Farmers & Merchants Bank of Long Beach and its competitors.
Is Farmers & Merchants Bank of Long Beach's Selling, General, & Admin. Expense too high?
Farmers & Merchants Bank of Long Beach's current Selling, General, & Admin. Expense is $148.9 Mil. Overall, Farmers & Merchants Bank of Long Beach has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Farmers & Merchants Bank of Long Beach's Selling, General, & Admin. Expense compare to CLBK and MCB?
Farmers & Merchants Bank of Long Beach's Selling, General, & Admin. Expense of $148.9 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Farmers & Merchants Bank of Long Beach and its competitors. Farmers & Merchants Bank of Long Beach's current Selling, General, & Admin. Expense is $148.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Farmers & Merchants Bank of Long Beach stock overvalued right now?
Based on GuruFocus' analysis, Farmers & Merchants Bank of Long Beach (FMBL) is currently considered Significantly Overvalued. The stock's GF Value™ is $7,236.55, compared to a current price of $9,804.97 — trading 35.5% above its estimated fair value. The current Selling, General, & Admin. Expense is $148.9 Mil. Farmers & Merchants Bank of Long Beach's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Farmers & Merchants Bank of Long Beach (FMBL), the current Selling, General, & Admin. Expense is $148.9 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Farmers & Merchants Bank of Long Beach (FMBL) Overvalued in 2026?

Based on GuruFocus' analysis, Farmers & Merchants Bank of Long Beach stock appears to be overvalued. The current stock price of $9,804.97 is trading 35.5% above its estimated GF Value™ of $7,236.55. GuruFocus considers Farmers & Merchants Bank of Long Beach to be Significantly Overvalued.

Key valuation signals for FMBL:

  • Selling, General, & Admin. Expense: $148.9 Mil
  • GF Value™: $7,236.55 vs. price of $9,804.97 (35.5% above fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the FMBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Farmers & Merchants Bank of Long Beach Business Description

Address 302 Pine Avenue, Long Beach, CA, USA, 90802
Farmers & Merchants Bank of Long Beach offers a broad range of banking products and services to individuals, professionals, and small to medium sized businesses. The bank operates branches across California's Los Angeles County, Orange County, and Santa Barbara County, supported by online and mobile banking platforms. As a full service commercial bank, it provides services including demand, money market, savings, and time deposits, as well as loans such as commercial real estate, construction, commercial business, and residential loans, including single family and multifamily financing, along with other business oriented banking services.
59GF Score

Get the complete analysis for FMBL

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9,804.97
Price
$7,236.55
GF Value