FMBL (Farmers & Merchants Bank of Long Beach) OCF Margin %: 0.00% (As of Jun. 2026)

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FMBL Farmers & Merchants Bank of Long Beach FMBL
59 GF Score
Price $9,804.97
GF Value $7,236.55
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Farmers & Merchants Bank of Long Beach OCF Margin %?

Farmers & Merchants Bank of Long Beach FMBL 59 OCF Margin % is 0.00% as of Jun. 2026. GuruFocus rates FMBL with a GF Score™ of 59/100 and a GF Value™ of $7,236.55 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,498 Banks companies, Farmers & Merchants Bank of Long Beach ranks better than 62.15% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Farmers & Merchants Bank of Long Beach's Cash Flow from Operations for the three months ended in Jun. 2026 was $0.0 Mil. Farmers & Merchants Bank of Long Beach's Revenue for the three months ended in Jun. 2026 was $99.0 Mil. Therefore, Farmers & Merchants Bank of Long Beach's OCF Margin % for the quarter that ended in Jun. 2026 was 0.00%.

As of today, Farmers & Merchants Bank of Long Beach's current OCF Yield % is 10.28%.

The historical rank and industry rank for Farmers & Merchants Bank of Long Beach's OCF Margin % or its related term are showing as below:

FMBL' s OCF Margin % Range Over the Past 10 Years
Min: 38.79   Med: 47.53   Max: 61.09
Current: 36.59


During the past 13 years, the highest OCF Margin % of Farmers & Merchants Bank of Long Beach was 61.09%. The lowest was 38.79%. And the median was 47.53%.

FMBL's OCF Margin % is ranked better than
62.15% of 1498 companies
in the Banks industry
Industry Median: 29.155 vs FMBL: 36.59


Farmers & Merchants Bank of Long Beach OCF Margin % Related Terms


Farmers & Merchants Bank of Long Beach OCF Margin % Historical Data

* Premium members only.

The historical data trend for Farmers & Merchants Bank of Long Beach's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Farmers & Merchants Bank of Long Beach OCF Margin % Chart

Farmers & Merchants Bank of Long Beach Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 61.09 58.27 38.79 41.93 42.28

Farmers & Merchants Bank of Long Beach Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

FMBL vs CLBK, MCB, HBT: OCF Margin % Comparison

For the Banks - Regional subindustry, Farmers & Merchants Bank of Long Beach's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Farmers & Merchants Bank of Long Beach OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Farmers & Merchants Bank of Long Beach's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Farmers & Merchants Bank of Long Beach's OCF Margin % falls into.


FMBL
59GF Score
Farmers & Merchants Bank of Long Beach FMBL
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Farmers & Merchants Bank of Long Beach OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Farmers & Merchants Bank of Long Beach's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=121.916/288.363
=42.28 %

Farmers & Merchants Bank of Long Beach's OCF Margin for the quarter that ended in Jun. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=0/98.993
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 0.00% mean?
Farmers & Merchants Bank of Long Beach (FMBL) has a OCF Margin % of 0.00% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Farmers & Merchants Bank of Long Beach and its competitors. Over the past decade, Farmers & Merchants Bank of Long Beach's OCF Margin % has ranged from 38.79 to 61.09. According to the industry distribution chart, Farmers & Merchants Bank of Long Beach ranks #567 out of 1498 companies in the Banks industry, placing it in the top 37.9%.
Is Farmers & Merchants Bank of Long Beach's OCF Margin % too high?
Farmers & Merchants Bank of Long Beach's current OCF Margin % is 0.00%. Over the past 10 years, this metric has ranged from a low of 38.79 to a high of 61.09. Based on the distribution chart, Farmers & Merchants Bank of Long Beach ranks #567 out of 1498 companies in the Banks industry, which is above the industry midpoint. Overall, Farmers & Merchants Bank of Long Beach has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Farmers & Merchants Bank of Long Beach's OCF Margin % compare to CLBK and MCB?
According to the Banks industry distribution chart, Farmers & Merchants Bank of Long Beach ranks #567 out of 1498 companies for OCF Margin %. This puts Farmers & Merchants Bank of Long Beach in the upper half of its industry. The industry median OCF Margin % is 29.16. Historically, Farmers & Merchants Bank of Long Beach's own OCF Margin % has ranged from 38.79 to 61.09 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.16, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Farmers & Merchants Bank of Long Beach and its competitors. For the Banks industry, the median OCF Margin % is 29.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Farmers & Merchants Bank of Long Beach's current OCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Farmers & Merchants Bank of Long Beach stock overvalued right now?
Based on GuruFocus' analysis, Farmers & Merchants Bank of Long Beach (FMBL) is currently considered Significantly Overvalued. The stock's GF Value™ is $7,236.55, compared to a current price of $9,804.97 — trading 35.5% above its estimated fair value. The current OCF Margin % is 0.00%. Farmers & Merchants Bank of Long Beach's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Farmers & Merchants Bank of Long Beach (FMBL), the current OCF Margin % is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Farmers & Merchants Bank of Long Beach (FMBL) Overvalued in 2026?

Based on GuruFocus' analysis, Farmers & Merchants Bank of Long Beach stock appears to be overvalued. The current stock price of $9,804.97 is trading 35.5% above its estimated GF Value™ of $7,236.55. GuruFocus considers Farmers & Merchants Bank of Long Beach to be Significantly Overvalued.

Key valuation signals for FMBL:

  • OCF Margin %: 0.00%
  • GF Value™: $7,236.55 vs. price of $9,804.97 (35.5% above fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the FMBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Farmers & Merchants Bank of Long Beach Business Description

Address 302 Pine Avenue, Long Beach, CA, USA, 90802
Farmers & Merchants Bank of Long Beach offers a broad range of banking products and services to individuals, professionals, and small to medium sized businesses. The bank operates branches across California's Los Angeles County, Orange County, and Santa Barbara County, supported by online and mobile banking platforms. As a full service commercial bank, it provides services including demand, money market, savings, and time deposits, as well as loans such as commercial real estate, construction, commercial business, and residential loans, including single family and multifamily financing, along with other business oriented banking services.
59GF Score

Get the complete analysis for FMBL

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9,804.97
Price
$7,236.55
GF Value