FMBL (Farmers & Merchants Bank of Long Beach) Profitability Rank: 5 (As of Jun. 2026) — 17% Below Median

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FMBL Farmers & Merchants Bank of Long Beach FMBL
59 GF Score
Price $9,800.00
GF Value $7,252.56
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Farmers & Merchants Bank of Long Beach Profitability Rank?

Farmers & Merchants Bank of Long Beach FMBL 59 Profitability Rank is 5 as of Jun. 2026, which is 17% below its 10-year median of 6.00. GuruFocus rates FMBL with a GF Score™ of 59/100 and a GF Value™ of $7,252.56 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Farmers & Merchants Bank of Long Beach has the Profitability Rank of 5.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Farmers & Merchants Bank of Long Beach's Operating Margin % for the quarter that ended in Jun. 2026 was 0.00%. As of today, Farmers & Merchants Bank of Long Beach's Piotroski F-Score is 9.


Farmers & Merchants Bank of Long Beach Profitability Rank Related Terms


FMBL vs CLBK, MCB, HBT: Profitability Rank Comparison

For the Banks - Regional subindustry, Farmers & Merchants Bank of Long Beach's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Farmers & Merchants Bank of Long Beach Profitability Rank vs Banks Industry

For the Banks industry and Financial Services sector, Farmers & Merchants Bank of Long Beach's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Farmers & Merchants Bank of Long Beach's Profitability Rank falls into.


FMBL
59GF Score
Farmers & Merchants Bank of Long Beach FMBL
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Farmers & Merchants Bank of Long Beach Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Farmers & Merchants Bank of Long Beach has the Profitability Rank of 5.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Farmers & Merchants Bank of Long Beach's Operating Margin % for the quarter that ended in Jun. 2026 is calculated as:

Operating Margin %=Operating Income (Q: Jun. 2026 ) / Revenue (Q: Jun. 2026 )
=0 / 98.993
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

Good Sign:

Piotroski F-Score is 9, indicates a very healthy situation.

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Farmers & Merchants Bank of Long Beach has an F-score of 9. It is a good or high score, which usually indicates a very healthy situation.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 5 mean?
Farmers & Merchants Bank of Long Beach (FMBL) has a Profitability Rank of 5 as of Jun. 2026. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Farmers & Merchants Bank of Long Beach and its competitors. This is 17% below median its historical median of 6.00. Over the past decade, Farmers & Merchants Bank of Long Beach's Profitability Rank has ranged from 4.00 to 7.00.
Is Farmers & Merchants Bank of Long Beach's Profitability Rank too high?
Farmers & Merchants Bank of Long Beach's current Profitability Rank of 5 is 17% below median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 4.00 to a high of 7.00. Overall, Farmers & Merchants Bank of Long Beach has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Farmers & Merchants Bank of Long Beach's Profitability Rank compare to CLBK and MCB?
Farmers & Merchants Bank of Long Beach's Profitability Rank of 5 can be compared against companies in the Banks industry. Historically, Farmers & Merchants Bank of Long Beach's own Profitability Rank has ranged from 4.00 to 7.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Banks company?
A good Profitability Rank depends on the Banks industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Farmers & Merchants Bank of Long Beach and its competitors. Farmers & Merchants Bank of Long Beach's current Profitability Rank is 5, which is 17% below median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Farmers & Merchants Bank of Long Beach stock overvalued right now?
Based on GuruFocus' analysis, Farmers & Merchants Bank of Long Beach (FMBL) is currently considered Significantly Overvalued. The stock's GF Value™ is $7,252.56, compared to a current price of $9,800.00 — trading 35.1% above its estimated fair value. The current Profitability Rank is 5, which is 17% below median its 10-year median of 6.00. Farmers & Merchants Bank of Long Beach's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For Farmers & Merchants Bank of Long Beach (FMBL), the current Profitability Rank is 5 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Farmers & Merchants Bank of Long Beach (FMBL) Overvalued in 2026?

Based on GuruFocus' analysis, Farmers & Merchants Bank of Long Beach stock appears to be overvalued. The current stock price of $9,800.00 is trading 35.1% above its estimated GF Value™ of $7,252.56. GuruFocus considers Farmers & Merchants Bank of Long Beach to be Significantly Overvalued.

Key valuation signals for FMBL:

  • Profitability Rank: 5 (17% below median its 10-year median of 6.00)
  • GF Value™: $7,252.56 vs. price of $9,800.00 (35.1% above fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the FMBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Farmers & Merchants Bank of Long Beach Business Description

Address 302 Pine Avenue, Long Beach, CA, USA, 90802
Farmers & Merchants Bank of Long Beach offers a broad range of banking products and services to individuals, professionals, and small to medium sized businesses. The bank operates branches across California's Los Angeles County, Orange County, and Santa Barbara County, supported by online and mobile banking platforms. As a full service commercial bank, it provides services including demand, money market, savings, and time deposits, as well as loans such as commercial real estate, construction, commercial business, and residential loans, including single family and multifamily financing, along with other business oriented banking services.
59GF Score

Get the complete analysis for FMBL

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9,800.00
Price
$7,252.56
GF Value