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Farmers & Merchants Bank of Long BeachFMBL 59 Dividend Payout Ratio is 0.11 as of Jun. 2026, which is 35% below its 10-year median of 0.17. GuruFocus rates FMBL with a GF Score™ of 59/100 and a GF Value™ of $7,236.55 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,173 Banks companies, Farmers & Merchants Bank of Long Beach ranks better than 86.19% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Farmers & Merchants Bank of Long Beach's Dividend Payout Ratio for the
months ended in Jun. 2026 was 0.11.
FMBL'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.12 Med: 0.17 Max: 0.34
Current: 0.16
During the past 13 years, the highest Dividend Payout Ratio of Farmers & Merchants Bank of Long Beach was 0.34. The lowest was 0.12. And the median was 0.17.
FMBL's Dividend Payout Ratio is ranked better than 86.19% of 1173
companies
in the Banks industry
Industry Median: 0.32
vs FMBL: 0.16
During the past 13 years, the highest Trailing Annual Dividend Yield of Farmers & Merchants Bank of Long Beach was 2.66%. The lowest was 0.34%. And the median was 1.50%.
During the past 5 years, the average Dividends Per Share Growth Rate was 0.80% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 2.70% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Farmers & Merchants Bank of Long Beach was 17.00% per year. The lowest was -8.30% per year. And the median was 1.60% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Farmers & Merchants Bank of Long Beach (OTCPK:FMBL) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Farmers & Merchants Bank of Long Beach Dividend Payout Ratio Related Terms
Farmers & Merchants Bank of Long Beach Dividend Payout Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Farmers & Merchants Bank of Long Beach Dividend Payout Ratio Chart
Farmers & Merchants Bank of Long Beach Annual Data
FMBL vs CLBK, MCB, HBT: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, Farmers & Merchants Bank of Long Beach's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Farmers & Merchants Bank of Long Beach Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Farmers & Merchants Bank of Long Beach's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Farmers & Merchants Bank of Long Beach's Dividend Payout Ratio falls into.
Farmers & Merchants Bank of Long Beach Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Farmers & Merchants Bank of Long Beach (FMBL) has a Dividend Payout Ratio of 0.11 as of Jun. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Farmers & Merchants Bank of Long Beach and its competitors. This is 35% below median its historical median of 0.17. Over the past decade, Farmers & Merchants Bank of Long Beach's Dividend Payout Ratio has ranged from 0.12 to 0.34. According to the industry distribution chart, Farmers & Merchants Bank of Long Beach ranks #162 out of 1173 companies in the Banks industry, placing it in the top 13.8%.
Is Farmers & Merchants Bank of Long Beach's Dividend Payout Ratio too high?
Farmers & Merchants Bank of Long Beach's current Dividend Payout Ratio of 0.11 is 35% below median its 10-year median of 0.17. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 0.34. The Banks industry median Dividend Payout Ratio is 0.32. Farmers & Merchants Bank of Long Beach's value of 0.11 is 65.6% below this industry median. Based on the distribution chart, Farmers & Merchants Bank of Long Beach ranks #162 out of 1173 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Farmers & Merchants Bank of Long Beach has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Farmers & Merchants Bank of Long Beach's Dividend Payout Ratio compare to CLBK and MCB?
According to the Banks industry distribution chart, Farmers & Merchants Bank of Long Beach ranks #162 out of 1173 companies for Dividend Payout Ratio. This places Farmers & Merchants Bank of Long Beach in the top 14% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. Farmers & Merchants Bank of Long Beach's value of 0.11 is 65.6% below this benchmark. Historically, Farmers & Merchants Bank of Long Beach's own Dividend Payout Ratio has ranged from 0.12 to 0.34 over the past decade. While the company's 10-year median is 0.17 vs. the industry median of 0.32, Farmers & Merchants Bank of Long Beach has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,173 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Farmers & Merchants Bank of Long Beach's current Dividend Payout Ratio of 0.11 is 65.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Farmers & Merchants Bank of Long Beach and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Farmers & Merchants Bank of Long Beach's current Dividend Payout Ratio is 0.11, which is 35% below median its own 10-year median of 0.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Farmers & Merchants Bank of Long Beach stock overvalued right now?
Based on GuruFocus' analysis, Farmers & Merchants Bank of Long Beach (FMBL) is currently considered Significantly Overvalued. The stock's GF Value™ is $7,236.55, compared to a current price of $9,804.97 — trading 35.5% above its estimated fair value. The current Dividend Payout Ratio is 0.11, which is 35% below median its 10-year median of 0.17 and 65.6% below the Banks industry median of 0.32. Farmers & Merchants Bank of Long Beach's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Farmers & Merchants Bank of Long Beach (FMBL), the current Dividend Payout Ratio is 0.11 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Farmers & Merchants Bank of Long Beach (FMBL) Overvalued in 2026?
Based on GuruFocus' analysis, Farmers & Merchants Bank of Long Beach stock appears to be overvalued.
The current stock price of $9,804.97 is trading 35.5% above its estimated GF Value™ of $7,236.55.
GuruFocus considers Farmers & Merchants Bank of Long Beach to be Significantly Overvalued.
Key valuation signals for FMBL:
Dividend Payout Ratio: 0.11 (35% below median its 10-year median of 0.17)
GF Value™: $7,236.55 vs. price of $9,804.97 (35.5% above fair value)
Industry Position: 65.6% below the Banks median (#162 of 1173)
No single metric tells the full story. See the FMBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Farmers & Merchants Bank of Long Beach offers a broad range of banking products and services to individuals, professionals, and small to medium sized businesses. The bank operates branches across California's Los Angeles County, Orange County, and Santa Barbara County, supported by online and mobile banking platforms. As a full service commercial bank, it provides services including demand, money market, savings, and time deposits, as well as loans such as commercial real estate, construction, commercial business, and residential loans, including single family and multifamily financing, along with other business oriented banking services.
59GF Score
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