SSB (SouthState Bank) Construction Loans (USD Mil): 2,592.91 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SSB SouthState Bank Corp SSB
74 GF Score
Price $102.28
GF Value $102.63
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is SouthState Bank Construction Loans (USD Mil)?

SouthState Bank SSB -0.07% 74 Construction Loans (USD Mil) is 2,592.91 as of Mar. 2026. GuruFocus rates SSB with a GF Score™ of 74/100 and a GF Value™ of $102.63 (Fairly Valued). The stock has 3 warning signs investors should review.

Construction Loans (USD Mil) is a short-term loan that covers only the costs of custom home building. Once the home is built, the prospective occupant must apply for a mortgage to pay for the completed home.

SouthState Bank's Construction Loans (USD Mil) for the quarter that ended in Mar. 2026 was 2,592.91 , which is higher than 2,548.36 for the pervious quarter ended in Dec. 2025.

SouthState Bank's Construction Loans (USD Mil) for the annual that ended in Dec. 2025 was 2,548.36 , which is higher than 2,184.33 for the pervious year ended in Dec. 2024.

The historical rank and industry rank for SouthState Bank's Construction Loans (USD Mil) or its related term are showing as below:


SouthState Bank Construction Loans (USD Mil) Historical Data

* Premium members only.

The historical data trend for SouthState Bank's Construction Loans (USD Mil) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SouthState Bank Construction Loans (USD Mil) Chart

SouthState Bank Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Construction Loans (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Average Interest Earning Assets (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Commercial Business Loans (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Mortgage Backed Securities (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Residential Mortgage Loans (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Commercial Mortgage Loans (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only

SouthState BankQuarterly Data
Trend Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Construction Loans (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Average Interest Earning Assets (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Commercial Business Loans (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Mortgage Backed Securities (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Residential Mortgage Loans (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Commercial Mortgage Loans (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only

SSB vs ONB, CFR, ZION: Construction Loans (USD Mil) Comparison

For the Banks - Regional subindustry, SouthState Bank's Construction Loans (USD Mil), along with its competitors' market caps and Construction Loans (USD Mil) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

SSB
74GF Score
SouthState Bank Corp SSB
Construction Loans (USD Mil) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions
What does a Construction Loans (USD Mil) of 2,592.91 mean?
SouthState Bank (SSB) has a Construction Loans (USD Mil) of 2,592.91 as of Mar. 2026. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on SouthState Bank and its competitors.
Is SouthState Bank's Construction Loans (USD Mil) too high?
SouthState Bank's current Construction Loans (USD Mil) is 2,592.91. Overall, SouthState Bank has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SouthState Bank's Construction Loans (USD Mil) compare to ONB and CFR?
SouthState Bank's Construction Loans (USD Mil) of 2,592.91 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Construction Loans (USD Mil) for a Banks company?
A good Construction Loans (USD Mil) depends on the Banks industry context. However, Construction Loans (USD Mil) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Construction Loans (USD Mil) mean?
A high Construction Loans (USD Mil) can signal that a stock is expensive relative to its fundamentals. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on SouthState Bank and its competitors. SouthState Bank's current Construction Loans (USD Mil) is 2,592.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SouthState Bank stock overvalued right now?
Based on GuruFocus' analysis, SouthState Bank (SSB) is currently considered Fairly Valued. The stock's GF Value™ is $102.63, compared to a current price of $102.28 — trading 0.3% below its estimated fair value. The current Construction Loans (USD Mil) is 2,592.91. SouthState Bank's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Construction Loans (USD Mil) calculated?
Construction Loans (USD Mil) is calculated from a company's financial statements. For SouthState Bank (SSB), the current Construction Loans (USD Mil) is 2,592.91 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SouthState Bank (SSB) Overvalued in 2026?

Based on GuruFocus' analysis, SouthState Bank stock appears to be undervalued. The current stock price of $102.28 is trading 0.3% below its estimated GF Value™ of $102.63. GuruFocus considers SouthState Bank to be Fairly Valued.

Key valuation signals for SSB:

  • Construction Loans (USD Mil): 2,592.91
  • GF Value™: $102.63 vs. price of $102.28 (0.3% below fair value)
  • GF Score™: 74/100 with 3 warning signs

No single metric tells the full story. See the SSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SouthState Bank Business Description

Address 1101 First Street South, Suite 202, Winter Haven, FL, USA, 33880
SouthState Bank Corp is a United States-based bank holding company. It provides a wide range of services and products to its customers through a wholly-owned bank subsidiary. The Bank provides retail and commercial banking services, mortgage lending services, trust and investment services, and consumer finance loans through financial centers in Alabama, Florida, Georgia, North Carolina, South Carolina, and Virginia. These services include demand, time, and savings deposits, lending and credit card servicing, ATM processing, and wealth management and trust services.
74GF Score

Get the complete analysis for SSB

Construction Loans (USD Mil) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$102.28
Price
$102.63
GF Value