SSB (SouthState Bank) Net Interest Income: $2,318 Mil (TTM As of Jun. 2026)

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SSB SouthState Bank Corp SSB
73 GF Score
Price $106.31
GF Value $104.05
Valuation Fairly Valued
! 3 Warning Signs
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What is SouthState Bank Net Interest Income?

SouthState Bank SSB -0.73% 73 Net Interest Income is $2,318 Mil as of Jun. 2026. GuruFocus rates SSB with a GF Score™ of 73/100 and a GF Value™ of $104.05 (Fairly Valued). The stock has 3 warning signs investors should review.

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors. SouthState Bank's net interest income for the three months ended in Jun. 2026 was $576 Mil. Its net interest income for the trailing twelve months (TTM) ended in Jun. 2026 was $2,318 Mil.

SouthState Bank Net Interest Income Related Terms

SouthState Bank Net Interest Income Historical Data

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The historical data trend for SouthState Bank's Net Interest Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SouthState Bank Net Interest Income Chart

SouthState Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Interest Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,033.18 1,335.67 1,452.61 1,415.45 2,303.31

SouthState Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Interest Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 577.95 599.70 581.12 561.61 575.95
SSB
73GF Score
SouthState Bank Corp SSB
Net Interest Income is just one metric. See GF Score™, valuation, warning signs, and more.
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SouthState Bank Net Interest Income Calculation

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors.

Net Interest Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2,318 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Interest Income →
What does a Net Interest Income of $2,318 Mil mean?
SouthState Bank (SSB) has a Net Interest Income of $2,318 Mil as of Jun. 2026.
Is SouthState Bank's Net Interest Income too high?
SouthState Bank's current Net Interest Income is $2,318 Mil. Overall, SouthState Bank has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SouthState Bank's Net Interest Income compare to CFR and ONB?
SouthState Bank's Net Interest Income of $2,318 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Income for a Banks company?
A good Net Interest Income depends on the Banks industry context. However, Net Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Income mean?
A high Net Interest Income can signal that a stock is expensive relative to its fundamentals. SouthState Bank's current Net Interest Income is $2,318 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SouthState Bank stock overvalued right now?
Based on GuruFocus' analysis, SouthState Bank (SSB) is currently considered Fairly Valued. The stock's GF Value™ is $104.05, compared to a current price of $106.31 — trading 2.2% above its estimated fair value. The current Net Interest Income is $2,318 Mil. SouthState Bank's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Income calculated?
Net Interest Income is calculated from a company's financial statements. For SouthState Bank (SSB), the current Net Interest Income is $2,318 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SouthState Bank (SSB) Overvalued in 2026?

Based on GuruFocus' analysis, SouthState Bank stock appears to be overvalued. The current stock price of $106.31 is trading 2.2% above its estimated GF Value™ of $104.05. GuruFocus considers SouthState Bank to be Fairly Valued.

Key valuation signals for SSB:

  • Net Interest Income: $2,318 Mil
  • GF Value™: $104.05 vs. price of $106.31 (2.2% above fair value)
  • GF Score™: 73/100 with 3 warning signs

No single metric tells the full story. See the SSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SouthState Bank Business Description

Address 1101 First Street South, Suite 202, Winter Haven, FL, USA, 33880
SouthState Bank Corp is a United States-based bank holding company. It provides a wide range of services and products to its customers through a wholly-owned bank subsidiary. The Bank provides retail and commercial banking services, mortgage lending services, trust and investment services, and consumer finance loans through financial centers in Alabama, Florida, Georgia, North Carolina, South Carolina, and Virginia. These services include demand, time, and savings deposits, lending and credit card servicing, ATM processing, and wealth management and trust services.
73GF Score

Get the complete analysis for SSB

Net Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$106.31
Price
$104.05
GF Value