SSB (SouthState Bank) 3-Year Dividend Growth Rate: 4.80% (As of Jun. 2026) — 27% Below Median

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SSB SouthState Bank Corp SSB
73 GF Score
Price $107.09
GF Value $104.05
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is SouthState Bank 3-Year Dividend Growth Rate?

SouthState Bank SSB -2.73% 73 3-Year Dividend Growth Rate is 4.80% as of Jun. 2026, which is 27% below its 10-year median of 6.60. GuruFocus rates SSB with a GF Score™ of 73/100 and a GF Value™ of $104.05 (Fairly Valued). The stock has 3 warning signs investors should review. Among 964 Banks companies, SouthState Bank ranks worse than 67.43% on this metric.

SouthState Bank's Dividends per Share for the three months ended in Jun. 2026 was $0.60.

The historical rank and industry rank for SouthState Bank's 3-Year Dividend Growth Rate or its related term are showing as below:

SSB' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0   Med: 6.6   Max: 17.8
Current: 4.8

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of SouthState Bank was 17.80% per year. The lowest was 0.00% per year. And the median was 6.60% per year.

SSB's 3-Year Dividend Growth Rate is ranked worse than
67.43% of 964 companies
in the Banks industry
Industry Median: 10.1 vs SSB: 4.80

During the past 12 months, SouthState Bank's average Dividends Per Share Growth Rate was 11.10% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 4.80% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 3.80% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 8.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

SouthState Bank's Dividend Payout Ratio for the three months ended in Jun. 2026 was 0.26. As of today, SouthState Bank's Dividend Yield % is 2.30%.

For more information regarding to dividend, please check our Dividend Page.


SouthState Bank  (NYSE:SSB) 3-Year Dividend Growth Rate Explanation

1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.

SouthState Bank's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=0.6/ 2.35
=0.26

During the past 13 years, the highest Dividend Payout Ratio of SouthState Bank was 0.37. The lowest was 0.24. And the median was 0.28.

2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.

SouthState Bank Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
USD 0.6600002026-08-072026-08-072026-08-14Cash DividendquarterlyUSD:USD 1.000000
USD 0.6000002026-05-082026-05-082026-05-15Cash DividendquarterlyUSD:USD 1.000000
USD 0.6000002026-02-062026-02-062026-02-13Cash DividendquarterlyUSD:USD 1.000000
USD 0.6000002025-11-072025-11-072025-11-14Cash DividendquarterlyUSD:USD 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

SouthState Bank's Dividend Yield (%) for Today is calculated as

Dividend Yield %=Most Recent Full Year Dividend/Current Share Price
=2.46/107.09
=2.30 %

Current Share Price is $107.09.
SouthState Bank's Dividends per Share for the trailing twelve months (TTM) ended in Today is $2.46.

During the past 13 years, the highest Dividend Yield of SouthState Bank was 4.06%. The lowest was 1.27%. And the median was 2.28%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


SouthState Bank 3-Year Dividend Growth Rate Related Terms>


SSB vs CFR, ONB, ZION: 3-Year Dividend Growth Rate Comparison

For the Banks - Regional subindustry, SouthState Bank's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SouthState Bank 3-Year Dividend Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, SouthState Bank's 3-Year Dividend Growth Rate distribution charts can be found below:

* The bar in red indicates where SouthState Bank's 3-Year Dividend Growth Rate falls into.


SSB
73GF Score
SouthState Bank Corp SSB
3-Year Dividend Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SouthState Bank 3-Year Dividend Growth Rate Calculation

This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Dividend Growth Rate of 4.80% mean?
SouthState Bank (SSB) has a 3-Year Dividend Growth Rate of 4.80% as of Jun. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on SouthState Bank and its competitors. This is 27% below median its historical median of 6.60. According to the industry distribution chart, SouthState Bank ranks #650 out of 964 companies in the Banks industry, placing it in the top 67.4%.
Is SouthState Bank's 3-Year Dividend Growth Rate too high?
SouthState Bank's current 3-Year Dividend Growth Rate of 4.80% is 27% below median its 10-year median of 6.60. The Banks industry median 3-Year Dividend Growth Rate is 10.10. SouthState Bank's value of 4.80% is 52.5% below this industry median. Based on the distribution chart, SouthState Bank ranks #650 out of 964 companies in the Banks industry, which is below the industry midpoint. Overall, SouthState Bank has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SouthState Bank's 3-Year Dividend Growth Rate compare to CFR and ONB?
According to the Banks industry distribution chart, SouthState Bank ranks #650 out of 964 companies for 3-Year Dividend Growth Rate. This places SouthState Bank in the lower half of its industry. The industry median 3-Year Dividend Growth Rate is 10.10. SouthState Bank's value of 4.80% is 52.5% below this benchmark. While the company's 10-year median is 6.60 vs. the industry median of 10.10, SouthState Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 964 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SouthState Bank's current 3-Year Dividend Growth Rate of 4.80% is 52.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on SouthState Bank and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SouthState Bank's current 3-Year Dividend Growth Rate is 4.80%, which is 27% below median its own 10-year median of 6.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SouthState Bank stock overvalued right now?
Based on GuruFocus' analysis, SouthState Bank (SSB) is currently considered Fairly Valued. The stock's GF Value™ is $104.05, compared to a current price of $107.09 — trading 2.9% above its estimated fair value. The current 3-Year Dividend Growth Rate is 4.80%, which is 27% below median its 10-year median of 6.60 and 52.5% below the Banks industry median of 10.10. SouthState Bank's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For SouthState Bank (SSB), the current 3-Year Dividend Growth Rate is 4.80% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SouthState Bank (SSB) Overvalued in 2026?

Based on GuruFocus' analysis, SouthState Bank stock appears to be overvalued. The current stock price of $107.09 is trading 2.9% above its estimated GF Value™ of $104.05. GuruFocus considers SouthState Bank to be Fairly Valued.

Key valuation signals for SSB:

  • 3-Year Dividend Growth Rate: 4.80% (27% below median its 10-year median of 6.60)
  • GF Value™: $104.05 vs. price of $107.09 (2.9% above fair value)
  • GF Score™: 73/100 with 3 warning signs
  • Industry Position: 52.5% below the Banks median (#650 of 964)

No single metric tells the full story. See the SSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SouthState Bank Business Description

Address 1101 First Street South, Suite 202, Winter Haven, FL, USA, 33880
SouthState Bank Corp is a United States-based bank holding company. It provides a wide range of services and products to its customers through a wholly-owned bank subsidiary. The Bank provides retail and commercial banking services, mortgage lending services, trust and investment services, and consumer finance loans through financial centers in Alabama, Florida, Georgia, North Carolina, South Carolina, and Virginia. These services include demand, time, and savings deposits, lending and credit card servicing, ATM processing, and wealth management and trust services.
73GF Score

Get the complete analysis for SSB

3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$107.09
Price
$104.05
GF Value