SSB (SouthState Bank) Earnings per Share (Diluted): $9.51 (TTM As of Jun. 2026)

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SSB SouthState Bank Corp SSB
73 GF Score
Price $106.56
GF Value $104.05
Valuation Fairly Valued
! 3 Warning Signs
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What is SouthState Bank Earnings per Share (Diluted)?

SouthState Bank SSB -0.50% 73 Earnings per Share (Diluted) is $9.51 as of Jun. 2026. GuruFocus rates SSB with a GF Score™ of 73/100 and a GF Value™ of $104.05 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,409 Banks companies, SouthState Bank ranks better than 57.7% on this metric.

SouthState Bank's Earnings per Share (Diluted) for the three months ended in Jun. 2026 was $2.35. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $9.51.

SouthState Bank's EPS (Basic) for the three months ended in Jun. 2026 was $2.36. Its EPS (Basic) for the trailing twelve months (TTM) ended in Jun. 2026 was $9.57.

SouthState Bank's EPS without NRI for the three months ended in Jun. 2026 was $2.35. Its EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2026 was $9.68.

During the past 12 months, SouthState Bank's average EPS without NRIGrowth Rate was 16.90% per year. During the past 3 years, the average EPS without NRIGrowth Rate was 10.20% per year. During the past 5 years, the average EPS without NRI Growth Rate was 8.70% per year. During the past 10 years, the average EPS without NRI Growth Rate was 7.20% per year.

During the past 13 years, SouthState Bank's highest 3-Year average EPS without NRI Growth Rate was 56.80% per year. The lowest was -31.70% per year. And the median was 9.75% per year.


SouthState Bank  (NYSE:SSB) Earnings per Share (Diluted) Explanation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


SouthState Bank Earnings per Share (Diluted) Related Terms


SouthState Bank Earnings per Share (Diluted) Historical Data

* Premium members only.

The historical data trend for SouthState Bank's Earnings per Share (Diluted) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SouthState Bank Earnings per Share (Diluted) Chart

SouthState Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Earnings per Share (Diluted)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.71 6.60 6.46 6.97 7.87

SouthState Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Earnings per Share (Diluted) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.11 2.42 2.46 2.28 2.35

SSB vs CFR, ONB, ZION: Earnings per Share (Diluted) Comparison

For the Banks - Regional subindustry, SouthState Bank's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SouthState Bank PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, SouthState Bank's PE Ratio distribution charts can be found below:

* The bar in red indicates where SouthState Bank's PE Ratio falls into.


SSB
73GF Score
SouthState Bank Corp SSB
Earnings per Share (Diluted) is just one metric. See GF Score™, valuation, warning signs, and more.
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SouthState Bank Earnings per Share (Diluted) Calculation

Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.

SouthState Bank's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as

Diluted Earnings Per Share (A: Dec. 2025 ) = (Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(798.667-0)/101.499
=7.87

SouthState Bank's Earnings Per Share (Diluted) for the quarter that ended in Jun. 2026 is calculated as

Diluted Earnings Per Share (Q: Jun. 2026 )=(Net Income - Preferred Dividends / Shares Outstanding (Diluted Average)
=(230.022-0)/97.677
=2.35

Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $9.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.

What does a Earnings per Share (Diluted) of $9.51 mean?
SouthState Bank (SSB) has a Earnings per Share (Diluted) of $9.51 as of Jun. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on SouthState Bank and its competitors. According to the industry distribution chart, SouthState Bank ranks #596 out of 1409 companies in the Banks industry, placing it in the top 42.3%.
Is SouthState Bank's Earnings per Share (Diluted) too high?
SouthState Bank's current Earnings per Share (Diluted) is $9.51. The Banks industry median Earnings per Share (Diluted) is 7.50. SouthState Bank's value of $9.51 is 26.8% above this industry median. Based on the distribution chart, SouthState Bank ranks #596 out of 1409 companies in the Banks industry, which is above the industry midpoint. Overall, SouthState Bank has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SouthState Bank's Earnings per Share (Diluted) compare to CFR and ONB?
According to the Banks industry distribution chart, SouthState Bank ranks #596 out of 1409 companies for Earnings per Share (Diluted). This puts SouthState Bank in the upper half of its industry. The industry median Earnings per Share (Diluted) is 7.50. SouthState Bank's value of $9.51 is 26.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.50, based on 1,409 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SouthState Bank's current Earnings per Share (Diluted) of $9.51 is 26.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on SouthState Bank and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SouthState Bank's current Earnings per Share (Diluted) is $9.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SouthState Bank stock overvalued right now?
Based on GuruFocus' analysis, SouthState Bank (SSB) is currently considered Fairly Valued. The stock's GF Value™ is $104.05, compared to a current price of $106.56 — trading 2.4% above its estimated fair value. The current Earnings per Share (Diluted) is $9.51 and 26.8% above the Banks industry median of 7.50. SouthState Bank's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For SouthState Bank (SSB), the current Earnings per Share (Diluted) is $9.51 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SouthState Bank (SSB) Overvalued in 2026?

Based on GuruFocus' analysis, SouthState Bank stock appears to be overvalued. The current stock price of $106.56 is trading 2.4% above its estimated GF Value™ of $104.05. GuruFocus considers SouthState Bank to be Fairly Valued.

Key valuation signals for SSB:

  • Earnings per Share (Diluted): $9.51
  • GF Value™: $104.05 vs. price of $106.56 (2.4% above fair value)
  • GF Score™: 73/100 with 3 warning signs
  • Industry Position: 26.8% above the Banks median (#596 of 1409)

No single metric tells the full story. See the SSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SouthState Bank Business Description

Address 1101 First Street South, Suite 202, Winter Haven, FL, USA, 33880
SouthState Bank Corp is a United States-based bank holding company. It provides a wide range of services and products to its customers through a wholly-owned bank subsidiary. The Bank provides retail and commercial banking services, mortgage lending services, trust and investment services, and consumer finance loans through financial centers in Alabama, Florida, Georgia, North Carolina, South Carolina, and Virginia. These services include demand, time, and savings deposits, lending and credit card servicing, ATM processing, and wealth management and trust services.
73GF Score

Get the complete analysis for SSB

Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$106.56
Price
$104.05
GF Value