SSB (SouthState Bank) 5-Year Share Buyback Ratio: -5.80% (As of Jun. 2026)

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SSB SouthState Bank Corp SSB
73 GF Score
Price $105.78
GF Value $104.05
Valuation Fairly Valued
! 3 Warning Signs
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What is SouthState Bank 5-Year Share Buyback Ratio?

SouthState Bank SSB -1.22% 73 5-Year Share Buyback Ratio is -5.80 as of Jun. 2026. GuruFocus rates SSB with a GF Score™ of 73/100 and a GF Value™ of $104.05 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,094 Banks companies, SouthState Bank ranks worse than 82.36% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

5-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past five years. It is calculated as the annualized percentage change in shares outstanding from five years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. SouthState Bank's current 5-Year Share Buyback Ratio was -5.80%.

SSB's 5-Year Share Buyback Ratio is ranked worse than
82.36% of 1094 companies
in the Banks industry
Industry Median: -0.5 vs SSB: -5.80

SouthState Bank (NYSE:SSB) 5-Year Share Buyback Ratio Explanation

A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


SouthState Bank 5-Year Share Buyback Ratio Related Terms


SSB vs CFR, ONB, ZION: 5-Year Share Buyback Ratio Comparison

For the Banks - Regional subindustry, SouthState Bank's 5-Year Share Buyback Ratio, along with its competitors' market caps and 5-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SouthState Bank 5-Year Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, SouthState Bank's 5-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where SouthState Bank's 5-Year Share Buyback Ratio falls into.


SSB
73GF Score
SouthState Bank Corp SSB
5-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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SouthState Bank 5-Year Share Buyback Ratio Calculation

This is the annualized percentage change in shares outstanding from five years ago to the current year. The annualized percentage change is calculated with least-square regression based on the latest six years of annual data on Shares Outstanding (EOP).

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 5-Year Share Buyback Ratio of -5.80 mean?
SouthState Bank (SSB) has a 5-Year Share Buyback Ratio of -5.80 as of Jun. 2026. The 5-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past five years. It is calculated as the annualized percentage change in shares outstanding from five years ago to the current year. View historical data for SouthState Bank and its competitors. According to the industry distribution chart, SouthState Bank ranks #901 out of 1094 companies in the Banks industry, placing it in the top 82.4%.
Is SouthState Bank's 5-Year Share Buyback Ratio too high?
SouthState Bank's current 5-Year Share Buyback Ratio is -5.80. Based on the distribution chart, SouthState Bank ranks #901 out of 1094 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, SouthState Bank has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SouthState Bank's 5-Year Share Buyback Ratio compare to CFR and ONB?
According to the Banks industry distribution chart, SouthState Bank ranks #901 out of 1094 companies for 5-Year Share Buyback Ratio. This places SouthState Bank in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Share Buyback Ratio for a Banks company?
A good 5-Year Share Buyback Ratio depends on the Banks industry context. However, 5-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Share Buyback Ratio mean?
A high 5-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 5-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past five years. It is calculated as the annualized percentage change in shares outstanding from five years ago to the current year. View historical data for SouthState Bank and its competitors. SouthState Bank's current 5-Year Share Buyback Ratio is -5.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SouthState Bank stock overvalued right now?
Based on GuruFocus' analysis, SouthState Bank (SSB) is currently considered Fairly Valued. The stock's GF Value™ is $104.05, compared to a current price of $105.78 — trading 1.7% above its estimated fair value. The current 5-Year Share Buyback Ratio is -5.80. SouthState Bank's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Share Buyback Ratio calculated?
5-Year Share Buyback Ratio is calculated from a company's financial statements. For SouthState Bank (SSB), the current 5-Year Share Buyback Ratio is -5.80 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SouthState Bank (SSB) Overvalued in 2026?

Based on GuruFocus' analysis, SouthState Bank stock appears to be overvalued. The current stock price of $105.78 is trading 1.7% above its estimated GF Value™ of $104.05. GuruFocus considers SouthState Bank to be Fairly Valued.

Key valuation signals for SSB:

  • 5-Year Share Buyback Ratio: -5.80
  • GF Value™: $104.05 vs. price of $105.78 (1.7% above fair value)
  • GF Score™: 73/100 with 3 warning signs

No single metric tells the full story. See the SSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SouthState Bank Business Description

Address 1101 First Street South, Suite 202, Winter Haven, FL, USA, 33880
SouthState Bank Corp is a United States-based bank holding company. It provides a wide range of services and products to its customers through a wholly-owned bank subsidiary. The Bank provides retail and commercial banking services, mortgage lending services, trust and investment services, and consumer finance loans through financial centers in Alabama, Florida, Georgia, North Carolina, South Carolina, and Virginia. These services include demand, time, and savings deposits, lending and credit card servicing, ATM processing, and wealth management and trust services.
73GF Score

Get the complete analysis for SSB

5-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$105.78
Price
$104.05
GF Value