SSB (SouthState Bank) Pre-Tax Income: $1,227 Mil (TTM As of Jun. 2026)

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SSB SouthState Bank Corp SSB
73 GF Score
Price $105.78
GF Value $104.05
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is SouthState Bank Pre-Tax Income?

SouthState Bank SSB -1.22% 73 Pre-Tax Income is $1,227 Mil as of Jun. 2026. GuruFocus rates SSB with a GF Score™ of 73/100 and a GF Value™ of $104.05 (Fairly Valued). The stock has 3 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. SouthState Bank's pretax income for the three months ended in Jun. 2026 was $299 Mil. Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was $1,227 Mil. SouthState Bank's pretax margin was 44.45%.

During the past 13 years, SouthState Bank's highest Pretax Margin was 46.20%. The lowest was 9.23%. And the median was 36.51%.


SouthState Bank  (NYSE:SSB) Pre-Tax Income Explanation

SouthState Bank's Pretax Margin for the quarter that ended in Jun. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=299.007/672.675
=44.45%

During the past 13 years, SouthState Bank's highest Pretax Margin was 46.20%. The lowest was 9.23%. And the median was 36.51%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


SouthState Bank Pre-Tax Income Related Terms


SouthState Bank Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for SouthState Bank's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SouthState Bank Pre-Tax Income Chart

SouthState Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 604.28 633.36 630.85 700.25 1,040.21

SouthState Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 282.20 321.36 315.41 291.37 299.01

SSB vs CFR, ONB, ZION: Pre-Tax Income Comparison

For the Banks - Regional subindustry, SouthState Bank's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SouthState Bank Pre-Tax Income vs Banks Industry

For the Banks industry and Financial Services sector, SouthState Bank's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where SouthState Bank's Pre-Tax Income falls into.


SSB
73GF Score
SouthState Bank Corp SSB
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SouthState Bank Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

SouthState Bank's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+1040.21
=1,040

SouthState Bank's Pretax Income for the quarter that ended in Jun. 2026 is calculated as

Pretax Income=Operating Income+Other
=0+299.007
=299

Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1,227 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of $1,227 Mil mean?
SouthState Bank (SSB) has a Pre-Tax Income of $1,227 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on SouthState Bank and its competitors.
Is SouthState Bank's Pre-Tax Income too high?
SouthState Bank's current Pre-Tax Income is $1,227 Mil. Overall, SouthState Bank has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SouthState Bank's Pre-Tax Income compare to CFR and ONB?
SouthState Bank's Pre-Tax Income of $1,227 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on SouthState Bank and its competitors. SouthState Bank's current Pre-Tax Income is $1,227 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SouthState Bank stock overvalued right now?
Based on GuruFocus' analysis, SouthState Bank (SSB) is currently considered Fairly Valued. The stock's GF Value™ is $104.05, compared to a current price of $105.78 — trading 1.7% above its estimated fair value. The current Pre-Tax Income is $1,227 Mil. SouthState Bank's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For SouthState Bank (SSB), the current Pre-Tax Income is $1,227 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SouthState Bank (SSB) Overvalued in 2026?

Based on GuruFocus' analysis, SouthState Bank stock appears to be overvalued. The current stock price of $105.78 is trading 1.7% above its estimated GF Value™ of $104.05. GuruFocus considers SouthState Bank to be Fairly Valued.

Key valuation signals for SSB:

  • Pre-Tax Income: $1,227 Mil
  • GF Value™: $104.05 vs. price of $105.78 (1.7% above fair value)
  • GF Score™: 73/100 with 3 warning signs

No single metric tells the full story. See the SSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SouthState Bank Business Description

Address 1101 First Street South, Suite 202, Winter Haven, FL, USA, 33880
SouthState Bank Corp is a United States-based bank holding company. It provides a wide range of services and products to its customers through a wholly-owned bank subsidiary. The Bank provides retail and commercial banking services, mortgage lending services, trust and investment services, and consumer finance loans through financial centers in Alabama, Florida, Georgia, North Carolina, South Carolina, and Virginia. These services include demand, time, and savings deposits, lending and credit card servicing, ATM processing, and wealth management and trust services.
73GF Score

Get the complete analysis for SSB

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$105.78
Price
$104.05
GF Value